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Total Valuation
Lumbee Guaranty Bank has a market cap or net worth of $44.54M. The enterprise value is $46.16M.
Market Cap$44.54M
Enterprise Value$46.16M
Share Statistics
Lumbee Guaranty Bank has 3,223,703 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding3,223,703
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
Lumbee Guaranty Bank’s return on equity (ROE) is 0.08 and return on invested capital (ROIC) is 5.91%.
Return on Equity (ROE)0.08
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)5.91%
Return on Capital Employed (ROCE)0.07
Revenue Per Employee245.90K
Profits Per Employee41.46K
Employee Count100
Asset Turnover0.04
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Lumbee Guaranty Bank is 9.8. Lumbee Guaranty Bank’s PEG ratio is 1.44.
PE Ratio9.8
PS Ratio1.89
PB Ratio0.90
Price to Fair Value0.90
Price to FCF19.22
Price to Operating Cash Flow0.00
PEG Ratio1.44
Income Statement
In the last 12 months, Lumbee Guaranty Bank had revenue of 24.59M and earned 4.15M in profits. Earnings per share was 1.25.
Revenue24.59M
Gross Profit17.99M
Operating Income4.79M
Pretax Income4.79M
Net Income4.15M
EBITDA5.43M
Earnings Per Share (EPS)1.25
Cash Flow
In the last 12 months, operating cash flow was 0.00 and capital expenditures 0.00, giving a free cash flow of 0.00 billion.
Operating Cash Flow0.00
Free Cash Flow0.00
Free Cash Flow per Share0.00
Dividends & Yields
Lumbee Guaranty Bank pays an annual dividend of $0.23, resulting in a dividend yield of 3.04%
Dividend Per Share$0.23
Dividend Yield3.04%
Payout Ratio―
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.12
52-Week Price Change-0.63%
50-Day Moving Average13.48
200-Day Moving Average13.41
Relative Strength Index (RSI)49.61
Average Volume (3m)490.00
Important Dates
Lumbee Guaranty Bank upcoming earnings date is Jul 31, 2025, Before Open (Not Confirmed).
Last Earnings DateMay 7, 2025
Next Earnings DateJul 31, 2025
Ex-Dividend Date―
Financial Position
Lumbee Guaranty Bank as a current ratio of 0.02, with Debt / Equity ratio of 71.94%
Current Ratio0.02
Quick Ratio0.02
Debt to Market Cap0.22
Net Debt to EBITDA0.52
Interest Coverage Ratio0.71
Taxes
In the past 12 months, Lumbee Guaranty Bank has paid 646.00K in taxes.
Income Tax646.00K
Effective Tax Rate0.13
Enterprise Valuation
Lumbee Guaranty Bank EV to EBITDA ratio is 9.11, with an EV/FCF ratio of 20.39.
EV to Sales2.01
EV to EBITDA9.11
EV to Free Cash Flow20.39
EV to Operating Cash Flow9.83
Balance Sheet
Lumbee Guaranty Bank has $15.95M in cash and marketable securities with $37.50M in debt, giving a net cash position of -$21.55M billion.
Cash & Marketable Securities$15.95M
Total Debt$37.50M
Net Cash-$21.55M
Net Cash Per Share-$6.69
Tangible Book Value Per Share$15.36
Margins
Gross margin is 72.95%, with operating margin of 19.49%, and net profit margin of 16.86%.
Gross Margin72.95%
Operating Margin19.49%
Pretax Margin19.49%
Net Profit Margin16.86%
EBITDA Margin22.06%
EBIT Margin19.49%
Analyst Forecast
The average price target for Lumbee Guaranty Bank is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast6.70%
EPS Growth Forecast16.14%