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Lake Shore Bancorp (LSBK) Stock Statistics & Valuation Metrics

Total Valuation

Lake Shore Bancorp has a market cap or net worth of $145.41M. The enterprise value is $128.62M.

Market Cap
$145.41M
Enterprise Value
$128.62M

Share Statistics

Lake Shore Bancorp has 7,779,898 shares outstanding. The number of shares has decreased by -2.65% in one year.

Shares Outstanding
7,779,898
Owned by Insiders
8.18%
Owned by Institutions
4.94%

Financial Efficiency

Lake Shore Bancorp’s return on equity (ROE) is 0.05 and return on invested capital (ROIC) is 1.00%.

Return on Equity (ROE)
0.05
Return on Assets (ROA)
0.01
Return on Invested Capital (ROIC)
1.00%
Return on Capital Employed (ROCE)
0.01
Revenue Per Employee
425.31K
Profits Per Employee
78.16K
Employee Count
93
Asset Turnover
0.05
Inventory Turnover
0.00

Valuation Ratios

The current PE Ratio of Lake Shore Bancorp is 16.74. Lake Shore Bancorp’s PEG ratio is 0.65.

PE Ratio
16.74
PS Ratio
3.61
PB Ratio
0.00
Price to FCF
13.89
Price to Operating Cash Flow
13.18
PEG Ratio
0.65

Income Statement

In the last 12 months, Lake Shore Bancorp had revenue of 39.55M and earned 7.27M in profits. Earnings per share was 0.96.

Revenue
39.55M
Gross Profit
28.06M
Operating Income
8.75M
Pretax Income
8.75M
Net Income
7.27M
EBITDA
9.21M
Earnings Per Share (EPS)
0.96

Cash Flow

In the last 12 months, operating cash flow was 10.62M and capital expenditures -112,000, giving a free cash flow of 10.51M billion.

Operating Cash Flow
10.62M
Free Cash Flow
10.51M
Free Cash Flow per Share
1.41

Dividends & Yields

Lake Shore Bancorp pays an annual dividend of $0.09, resulting in a dividend yield of 1.92%

Dividend Per Share
$0.09
Dividend Yield
1.92%
Payout Ratio
32.23%
Free Cash Flow Yield
7.20%
Earnings Yield
5.96%

Stock Price Statistics

Beta
0.26
52-Week Price Change
35.67%
50-Day Moving Average
18.01
200-Day Moving Average
16.46
Relative Strength Index (RSI)
59.41
Average Volume (3m)
21.78K

Important Dates

Lake Shore Bancorp upcoming earnings date is Jan 22, 2027, TBA (Not Confirmed).

Last Earnings Date
Oct 21, 2026
Next Earnings Date
Jan 22, 2027
Ex-Dividend Date
Aug 03, 2026

Financial Position

Lake Shore Bancorp as a current ratio of 200.88, with Debt / Equity ratio of 0.94%

Current Ratio
200.88
Quick Ratio
200.88
Debt to Market Cap
0.01
Net Debt to EBITDA
-6.83
Interest Coverage Ratio
0.75

Taxes

In the past 12 months, Lake Shore Bancorp has paid 1.48M in taxes.

Income Tax
1.48M
Effective Tax Rate
0.17

Enterprise Valuation

Lake Shore Bancorp EV to EBITDA ratio is 6.74, with an EV/FCF ratio of 8.39.

EV to Sales
2.18
EV to EBITDA
6.74
EV to Free Cash Flow
8.39
EV to Operating Cash Flow
8.31

Balance Sheet

Lake Shore Bancorp has $125.80M in cash and marketable securities with $0.00 in debt, giving a net cash position of $125.80M billion.

Cash & Marketable Securities
$125.80M
Total Debt
$0.00
Net Cash
$125.80M
Net Cash Per Share
$16.17
Tangible Book Value Per Share
$19.32

Margins

Gross margin is 74.01%, with operating margin of 25.10%, and net profit margin of 20.62%.

Gross Margin
74.01%
Operating Margin
25.10%
Pretax Margin
25.10%
Net Profit Margin
20.62%
EBITDA Margin
32.33%
EBIT Margin
31.26%

Analyst Forecast

The average price target for Lake Shore Bancorp is ―, which is 11.43% higher than the current price. The consensus rating is ―

Price Target
―
Price Target Upside
―
Analyst Consensus
―
Analyst Count
―
Revenue Growth Forecast
4.31%
EPS Growth Forecast
24.16%

Scores

Smart Score
5
AI Score
75