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Logansport Financial
(OTC:LOGN)
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Rating:69Neutral
Price Target:
$41.00
▲(10.72% Upside)
Action:Reiterated
Date:08/06/26
The score is primarily held back by weakening financial quality—sharp free-cash-flow deterioration, lower margins versus prior years, and higher 2025 leverage. Offsetting this, technicals are positive with the stock trading above key moving averages and a positive MACD, while valuation is supportive due to a low P/E and strong dividend yield.
Positive Factors
Multi-year Revenue Growth
Revenue growth over several years indicates that the bank has expanded its earning base rather than relying solely on a temporary improvement. A larger revenue platform can support continued investment in customer relationships, service channels, and lending capacity over the coming quarters.
Negative Factors
Material Margin Compression
The sharp decline in net margin shows that higher revenue has not translated proportionally into earnings, weakening the bank’s current earning power. If margins remain below earlier levels, less revenue will convert into retained capital, dividends, and funds available for future growth.
Read all positive and negative factors
Positive Factors
Negative Factors
Multi-year Revenue Growth
Revenue growth over several years indicates that the bank has expanded its earning base rather than relying solely on a temporary improvement. A larger revenue platform can support continued investment in customer relationships, service channels, and lending capacity over the coming quarters.
Read all positive factors
Logansport Financial (LOGN) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$23.34M
Dividend Yield4.77%
Average Volume (3M)355.00
Price to Earnings (P/E)11.5
Beta (1Y)0.07
Revenue Growth6.86%
EPS Growth41.01%
CountryUS
Employees7,000
SectorFinancial
Sector Strength70
IndustryBanks
Share Statistics
EPS (TTM)3.29
Shares Outstanding618,330
10 Day Avg. Volume287
30 Day Avg. Volume355
Financial Highlights & Ratios
PEG Ratio0.29
Price to Book (P/B)0.89
Price to Sales (P/S)1.31
P/FCF Ratio-4.82
Enterprise Value/Market Cap1.31
Enterprise Value/Revenue1.94
Enterprise Value/Gross Profit3.05
Enterprise Value/Ebitda13.26
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Logansport Financial Business Overview & Revenue Model
Company Description
Logansport Financial Corp. operates as the holding company for Logansport Savings Bank that provides various banking products and services to individuals and businesses in Cass County, Indiana. The company’s personal banking products and services ...
How the Company Makes Money
Logansport Financial makes money primarily through its bank subsidiary by (1) earning interest income on loans and investment securities and (2) paying interest on deposits and other funding sources, with the difference recognized as net interest ...
Logansport Financial Financial Statement Overview
Summary
Income Statement
72
Positive
Balance Sheet
66
Positive
Cash Flow
45
Neutral
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 15.82M | 15.44M | 14.37M | 13.15M | 10.97M | 10.79M |
| Gross Profit | 10.04M | 9.19M | 8.24M | 8.26M | 9.74M | 10.17M |
| EBITDA | 2.31M | 1.97M | 1.54M | 2.19M | 3.77M | 3.98M |
| Net Income | 2.02M | 1.76M | 1.25M | 1.79M | 3.16M | 3.21M |
Balance Sheet | ||||||
| Total Assets | 276.58M | 265.82M | 263.86M | 247.71M | 255.05M | 247.71M |
| Cash, Cash Equivalents and Short-Term Investments | 2.12M | 4.07M | 59.09M | 64.21M | 80.17M | 93.02M |
| Total Debt | 12.37M | 15.00M | 0.00 | 1.95M | 0.00 | 0.00 |
| Total Liabilities | 252.81M | 243.11M | 243.43M | 227.00M | 234.61M | 219.25M |
| Stockholders Equity | 23.77M | 22.71M | 20.43M | 20.72M | 20.44M | 28.46M |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | -4.21M | -1.83M | 1.25M | 2.43M | 5.58M |
| Operating Cash Flow | 0.00 | 1.53M | 1.51M | 1.51M | 2.54M | 5.66M |
| Investing Cash Flow | 0.00 | -7.88M | -6.42M | 7.20M | -22.64M | -31.10M |
| Financing Cash Flow | 0.00 | -1.11M | 15.09M | -10.65M | 15.20M | 24.66M |
Logansport Financial Technical Analysis
Neutral
37.03
Price Trends
36.08
Negative
34.11
Positive
32.61
Positive
Market Momentum
0.05
Positive
46.52
Neutral
32.18
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For LOGN, the sentiment is Neutral. The current price of 37.03 is above the 20-day moving average (MA) of 36.76, above the 50-day MA of 36.08, and above the 200-day MA of 32.61, indicating a neutral trend. The MACD of 0.05 indicates Positive momentum. The RSI at 46.52 is Neutral, neither overbought nor oversold. The STOCH value of 32.18 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for LOGN.
Logansport Financial Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
69 Neutral | $23.34M | 11.47 | 8.85% | 4.77% | 6.86% | 41.01% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
58 Neutral | $46.50M | 24.37 | 3.86% | 0.87% | 8.69% | 958.30% | |
52 Neutral | $13.14M | -83.96 | -0.75% | 8.71% | 13.37% | -600.93% | |
40 Underperform | $440.90K | -0.04 | -52.68% | ― | -28.59% | 94.79% |
* Financial Sector Average
LOGN
Logansport Financial
37.75
8.82
30.46%
CARV
Carver Bancorp
1.89
-0.74
-28.14%
GLBZ
Glen Burnie Bancorp
4.50
-0.24
-5.06%
KFFB
Kentucky First Federal Bancorp
5.75
2.06
56.00%
SHFS
SHF Holdings
0.43
-44.33
-99.04%
MBBC
Marathon Bancorp
15.10
4.05
36.61%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.