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Logansport Financial (LOGN) AI Stock Analysis
Logansport Financial
(Other OTC:LOGN)
The score is primarily held back by weakening financial quality—sharp free-cash-flow deterioration, lower margins versus prior years, and higher 2025 leverage. Offsetting this, technicals are positive with the stock trading above key moving averages and a positive MACD, while valuation is supportive due to a low P/E and strong dividend yield.
Logansport Financial (LOGN) vs. SPDR S&P 500 ETF (SPY)
- Market Cap
- $22.87M
- Dividend Yield
- 4.86%
- Average Volume (3M)
- 876
- Price to Earnings (P/E)
- 11.1
- Beta (1Y)
- 0.09
- Revenue Growth
- 5.27%
- EPS Growth
- 15.73%
- Country
- US
- Employees
- 7,000
- Sector
- Financial
- Sector Strength
- 68
- Industry
- Banks
Logansport Financial Business Overview & Revenue Model
Company Description
Logansport Financial Corp. operates as the holding company for Logansport Savings Bank that provides various banking products and services to individuals and businesses in Cass County, Indiana. The company’s personal banking products and services inc...
How the Company Makes Money
Logansport Financial makes money primarily through its bank subsidiary by (1) earning interest income on loans and investment securities and (2) paying interest on deposits and other funding sources, with the difference recognized as net interest inc...
Logansport Financial Financial Statement Overview
Summary
Revenue growth is solid, but profitability has weakened materially (net and operating margins down versus 2020–2022). Free cash flow has turned meaningfully negative and worsened in 2025, while leverage increased notably in 2025—together raising funding and balance-sheet risk.
Income Statement
72PositiveBalance Sheet
66PositiveCash Flow
45Neutral| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 16.09M | 15.44M | 14.37M | 13.15M | 10.97M | 10.79M |
| Gross Profit | 10.41M | 9.19M | 8.24M | 8.26M | 9.74M | 10.17M |
| EBITDA | 2.33M | 1.97M | 1.54M | 2.19M | 3.77M | 3.98M |
| Net Income | 2.04M | 1.76M | 1.25M | 1.79M | 3.16M | 3.21M |
Balance Sheet | ||||||
| Total Assets | 281.12M | 265.82M | 263.86M | 247.71M | 255.05M | 247.71M |
| Cash, Cash Equivalents and Short-Term Investments | 0 | 4.07M | 59.09M | 64.21M | 80.17M | 93.02M |
| Total Debt | 10.51M | 15.00M | 0 | 1.95M | 0 | 0 |
| Total Liabilities | 267.20M | 243.11M | 243.43M | 227.00M | 234.61M | 219.25M |
| Stockholders Equity | 13.92M | 22.71M | 20.43M | 20.72M | 20.44M | 28.46M |
Cash Flow | ||||||
| Free Cash Flow | 0 | -4.21M | -1.83M | 1.25M | 2.43M | 5.58M |
| Operating Cash Flow | 0 | 1.53M | 1.51M | 1.51M | 2.54M | 5.66M |
| Investing Cash Flow | 0 | -7.88M | -6.42M | 7.20M | -22.64M | -31.10M |
| Financing Cash Flow | 0 | -1.11M | 15.09M | -10.65M | 15.20M | 24.66M |
Logansport Financial Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For LOGN, the sentiment is Neutral. The current price of 37.00 is below the 20-day moving average (MA) of 37.17, above the 50-day MA of 36.91, and above the 200-day MA of 33.07, indicating a neutral trend. The MACD of 0.18 indicates Positive momentum. The RSI at 49.12 is Neutral, neither overbought nor oversold. The STOCH value of 37.37 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for LOGN.
Logansport Financial Peers Comparison
Overall Rating
- LOGN69Neutral
KFFB62Neutral
GLBZ52Neutral
SHFS39Underperform
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| LOGN | 69Neutral | $22.88M | 11.14 | 9.82% | 4.86% | 5.27% | 15.73% |
| Sector * | 68Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% |
| KFFB | 62Neutral | $43.18M | 22.64 | 3.86% | 0.94% | 8.69% | 958.30% |
| GLBZ | 52Neutral | $12.19M | -154.13 | -0.39% | ― | 17.13% | -395.56% |
| SHFS | 39Underperform | $1.55M | -0.01 | -52.68% | ― | -28.59% | 94.79% |
* Financial Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| LOGN | Logansport Financial Corp | 37.00 | 8.56 | 30.09% | |
| CARV | Carver Bancorp | 1.85 | -1.14 | -38.13% | |
| GLBZ | Glen Burnie | 4.17 | -0.52 | -10.98% | |
| KFFB | Kentucky First Federal | 5.34 | 1.39 | 35.29% | |
| SHFS | Shf Holdings Inc. | 0.06 | -29.82 | -99.79% | |
| MBBC | Marathon Bancorp, Inc. | 14.44 | 3.50 | 31.95% |
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Aug 06, 2026