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Legal & General (LGGNY) AI Stock Analysis

LGGNY

Legal & General

(Other OTC:LGGNY)

Select Model
Rating:50Neutral
Action:N/A
Date:01/01/25

Legal & General faces challenges with declining financial performance and overvaluation concerns. Despite a positive market response post-earnings call, the lack of clear guidance and mixed technical signals warrant caution. The high dividend yield offers some appeal, but overall, the stock's outlook is uncertain.

Positive Factors
Diverse Revenue StreamsThe company's diverse revenue streams across insurance, investment management, and retirement solutions provide stability and resilience against sector-specific downturns, supporting long-term growth and sustainability.
Negative Factors
Revenue DeclineThe sharp decline in revenue and profitability indicates challenges in maintaining market share and operational efficiency, which could hinder long-term growth and competitiveness if not addressed.

Legal & General (LGGNY) vs. SPDR S&P 500 ETF (SPY)

-10%0%10%20%30%40%50%LGGNY+40.97%SPY+11.79%Dec '25Jan '26Feb '26Mar '26Apr '26May '26Jun '26Jul '26Aug '26Sep '26Oct '26
Market Cap
$21.72B
Dividend Yield
6.52%
Average Volume (3M)
86.02K
Price to Earnings (P/E)
26.0
Beta (1Y)
0.63
Revenue Growth
145.39%
EPS Growth
202.94%
Country
US
Employees
11,956
Sector
Financial
Sector Strength
68
Industry
Asset Management Services

Legal & General Business Overview & Revenue Model

Company Description

Legal & General Group Plc engages in the provision of risk, savings and investment management products and services. It operates through the following segments: Legal & General Retirement (LGR); Legal & General Investment Management (LGIM); Legal & G...

How the Company Makes Money

Legal & General makes money primarily through its diverse financial services offerings. The company generates revenue from premiums paid by policyholders for life insurance and general insurance products. In the investment management sector, it earns...

Legal & General Technical Analysis

Technical Analysis SentimentPositive
Last Price20.35

Price Trends

50DMA19.66Positive
100DMA19.48Positive
200DMA17.97Positive

Market Momentum

MACD0.22Negative
RSI63.44Neutral
STOCH96.99Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For LGGNY, the sentiment is Positive. The current price of 20.35 is above the 20-day moving average (MA) of 19.68, above the 50-day MA of 19.66, and above the 200-day MA of 17.97, indicating a bullish trend. The MACD of 0.22 indicates Negative momentum. The RSI at 63.44 is Neutral, neither overbought nor oversold. The STOCH value of 96.99 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for LGGNY.

Legal & General Risk Analysis

Legal & General disclosed 8 risk factors in its most recent earnings report. Legal & General reported the most risks in the "Finance & Corporate" category.

Higher RiskSector Avg.Lower RiskFinance & CorporateTech & InnovationLegal & RegulatoryProductionAbility to SellMacro & Political
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy

Latest Risks Added

1 New Risk
1.The success of our operations is dependent on the ability to attract and retain highly qualified professional people.Q4, 2021

Legal & General Peers Comparison

Overall Rating

UnderperformOutperform
Sector (68)

Financial Indicators

LGGNY against its peers
NameOverall RatingMarket CapP/E RatioROEDividend YieldRevenue GrowthEPS Growth
AEGAEG74Outperform$12.45B11.3812.23%5.93%24.97%―
PFGPFG73Outperform$23.71B12.4016.49%2.91%5.24%31.00%
PUKPUK72Outperform$30.12B8.6818.25%2.25%38.57%10.07%
Sector *68Neutral$18.00B11.429.92%3.81%9.73%1.22%
CRBGCRBG65Neutral$15.52B20.367.53%2.84%25.42%―
VOYAVOYA58Neutral$8.88B16.4212.63%1.92%3.16%18.32%
LGGNYLGGNY50Neutral$21.72B26.0026.11%6.52%145.39%202.94%

* Financial Sector Average

Performance Comparison

-20%0%20%40%LGGNYAEGPFGPUKVOYACRBGDec '25Jan '26Feb '26Mar '26Apr '26May '26Jun '26Jul '26Aug '26Sep '26Oct '26
LGGNY and its peers over the selected period
Show on chartTickerCompany NamePriceChange% Change
LGGNYLegal and General20.355.7139.03%
AEGAegon Nv8.180.9613.25%
PFGPrincipal Financial111.6331.3839.10%
PUKPrudential PLC24.70-3.05-11.01%
VOYAVoya Financial98.0526.6337.29%
CRBGCorebridge Financial, Inc.34.814.8916.34%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Jan 01, 2025