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Landmark Bancorp Inc. (LARK)
NASDAQ:LARK
US Market
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Landmark Bancorp (LARK) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Feb 03, 2026
After Close (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
Last Year’s EPS
0.57
Same Quarter Last Year
Based on 0 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Oct 29, 2025|
% Change Since:
|
Earnings Call Sentiment|Positive
The earnings call for Landmark Bancorp indicated strong financial performance with significant increases in net income, improvements in return metrics, and credit quality. Despite these positives, there were some concerns with flat total loan growth, increased charge-offs, and rising noninterest expenses.
Company Guidance
During the third quarter of 2025, Landmark Bancorp, Inc. reported strong financial performance, highlighted by a net income of $4.9 million, or $0.85 per diluted share, marking a 24.1% increase from $0.68 per diluted share in the same period last year. The company saw improvements in key metrics, including a return on average assets of 1.21% and a return on average equity of 13.0%. Their net interest margin remained steady at 3.83%, while the efficiency ratio improved to 60.7%. Average loans grew by nearly 10% on an annualized basis, driven by increases in commercial real estate and residential mortgage portfolios, although total loans remained flat at period-end. Deposits increased by $51.6 million to $1.3 billion, supported by growth in both brokered and noninterest-bearing demand deposits. A notable improvement in credit quality was achieved with nonperforming loans decreasing by $7 million. The company's tangible book value per share rose to $20.96, up 6.6% from the previous quarter, supported by growth in retained earnings and a reduction in accumulated other comprehensive loss. Additionally, the Board declared a cash dividend of $0.21 per share and a 5% stock dividend, marking the 97th consecutive quarterly cash dividend and the 25th year of the stock dividend, reinforcing their long-term commitment to shareholder value.
Increase in Net Income
Net income for the third quarter totaled $4.9 million or $0.85 per diluted share, reflecting a 24.1% increase in diluted earnings per share compared to the same period last year.
Improved Return Metrics
Return on average assets improved to 1.21% and return on average equity improved to 13.0%.
Credit Quality Improvement
Nonperforming loans declined by almost $7 million, mostly due to resolution of a large commercial loan on nonaccrual status.
Increase in Tangible Book Value
Tangible book value per share increased to $20.96, up 6.6% on a linked-quarter basis and 15.7% from the end of the third quarter of 2024.
Consistent Dividend Payout
Declared a cash dividend of $0.21 per share and a 5% stock dividend, marking the 97th consecutive quarterly cash dividend.
Net Interest Margin Stability
Net interest margin on a tax equivalent basis held steady at 3.83%, improving by 53 basis points compared to the third quarter of 2024.
Efficiency Ratio Improvement
Efficiency ratio improved to 60.7% in the third quarter compared to 66.5% in the third quarter of 2024.

Landmark Bancorp (LARK) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

LARK Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Feb 03, 2026
2025 (Q4)
- / -
0.567
Oct 29, 2025
2025 (Q3)
- / 0.85
0.68124.82% (+0.17)
Jul 24, 2025
2025 (Q2)
- / 0.75
0.52443.89% (+0.23)
Apr 30, 2025
2025 (Q1)
- / 0.81
0.48367.29% (+0.33)
Feb 05, 2025
2024 (Q4)
- / 0.57
0.45823.80% (+0.11)
Oct 30, 2024
2024 (Q3)
- / 0.68
0.536.20% (+0.18)
Aug 05, 2024
2024 (Q2)
- / 0.52
0.584-10.27% (-0.06)
May 01, 2024
2024 (Q1)
- / 0.48
0.583-17.15% (-0.10)
Jan 31, 2024
2023 (Q4)
- / 0.46
0.21118.10% (+0.25)
Oct 31, 2023
2023 (Q3)
- / 0.50
0.43315.47% (+0.07)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

LARK Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Oct 29, 2025
$25.93$25.92-0.04%
Jul 24, 2025
$25.90$25.98+0.31%
Apr 30, 2025
$27.79$29.37+5.69%
Feb 05, 2025
$23.19$23.62+1.85%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Landmark Bancorp Inc. (LARK) report earnings?
Landmark Bancorp Inc. (LARK) is schdueled to report earning on Feb 03, 2026, After Close (Confirmed).
    What is Landmark Bancorp Inc. (LARK) earnings time?
    Landmark Bancorp Inc. (LARK) earnings time is at Feb 03, 2026, After Close (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is LARK EPS forecast?
          Currently, no data Available
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