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Landmark (LARK)
:LARK
Earnings Data
Report Date
Jul 29, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
―Last Year’s EPS
0.55Same Quarter Last Year
Based on 0 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:Apr 30, 2025
|% Change Since: 3.26%
|Next Earnings Date:Jul 29, 2025
Earnings Call Sentiment|Positive
The earnings call for Q1 2025 highlighted strong financial performance, including significant growth in net income and loans, improved net interest margins, and disciplined expense management. However, challenges were noted with a decline in noninterest income and a rise in past due loans. Overall, the positive aspects of growth and financial stability outweigh the noted challenges.Company Guidance
During the Landmark Bancorp Q1 2025 Earnings Call, the company reported strong financial performance with net income increasing to $4.7 million, a significant rise from $2.8 million in the same quarter of the previous year. Diluted earnings per share saw a 69% increase, reaching $0.81. The return on average assets was 1.21%, while the return on average equity stood at 13.71%. The company also reported an efficiency ratio of 64.1%. Gross loans increased by $22.6 million, or 8.7% on an annualized basis, bringing total loan balances to nearly $1.1 billion. Deposits grew by $7.1 million, and net interest income rose by 5.8%, contributing to an increased net interest margin of 3.6%. The allowance for credit losses remained robust at $12.8 million, representing 1.19% of gross loans. Landmark's capital and liquidity measures were described as strong, with a leverage ratio of 9.2% and a total risk-based capital ratio of 13.6%. The Board of Directors declared a cash dividend of $0.21 per share, marking the 95th consecutive quarterly dividend.Strong Growth in Net Income
Net income for the first quarter of 2025 was $4.7 million, a significant increase from $2.8 million in the same period last year, and a notable increase from $3.3 million in the prior quarter.
Increase in Diluted Earnings Per Share
Diluted earnings per share increased by 69% over the same quarter last year, totaling $0.81.
Robust Loan Growth
Total gross loans increased by $22.6 million or 8.7% on an annualized basis, with total loan balances nearing $1.1 billion.
Improved Net Interest Margin
Net interest margin increased 25 basis points to 3.6% compared to the previous quarter.
Strong Capital and Liquidity Measures
Capital and liquidity measures remain strong, with a stable deposit portfolio that is mostly FDIC insured.
Consistent Dividend Payment
A cash dividend of $0.21 per share was declared, marking the 95th consecutive quarterly cash dividend since 2001.
Decreased Noninterest Expense
Noninterest expense decreased by $1.1 million compared to the prior quarter, attributed to branch closures and cost savings.
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LARK Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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LARK Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Apr 30, 2025 | $28.21 | $29.81 | +5.67% |
Feb 05, 2025 | $23.54 | $23.98 | +1.87% |
Oct 30, 2024 | $18.75 | $19.67 | +4.91% |
Aug 05, 2024 | $18.52 | $18.74 | +1.19% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does Landmark (LARK) report earnings?
Landmark (LARK) is schdueled to report earning on Jul 29, 2025, TBA Not Confirmed.
What is Landmark (LARK) earnings time?
Landmark (LARK) earnings time is at Jul 29, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is LARK EPS forecast?
Currently, no data Available
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