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Katahdin Bankshares Corp. (KTHN)
OTHER OTC:KTHN
US Market
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Katahdin Bankshares (KTHN) Price & Analysis

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KTHN Stock Chart & Stats

$28.91
$0.12(0.50%)
At close: 4:00 PM EST
$28.91
$0.12(0.50%)

Bulls Say, Bears Say

Bulls Say
Profitability MarginsSustained mid-teens net margin and low-20s EBIT margin indicate durable core profitability from lending and fee activities. This level of margin provides recurring earnings power to support dividends, loan growth and provisioning buffers over multiple quarters.
Improving LeverageA declining debt-to-equity ratio reflects strengthening capital metrics and lower financial leverage, which improves regulatory resilience and capacity to absorb credit stress. Improved leverage supports sustainable lending capacity and strategic flexibility over the medium term.
High Cash ConversionFree cash flow that tracks ~90% of net income shows strong conversion of earnings into liquidity, enabling internal funding for lending, dividends, and reserves. Reliable cash conversion enhances solvency and reduces dependence on external wholesale funding over time.
Bears Say
Revenue VolatilitySharp swings in topline indicate sensitivity to local loan demand, interest rates and fee activity. Persistent revenue volatility undermines forecasting, complicates provisioning and capital planning, and can amplify earnings variability across several quarters.
Margin Erosion From PeaksA multi-year downtrend from prior margin peaks signals pressure on loan spreads or higher operating costs. Continued margin compression, if structural, reduces net interest income growth and constrains ROE expansion absent offsetting volume or fee improvements.
Inconsistent FCF GrowthAlthough FCF conversion is strong in 2025, uneven free cash flow growth across years creates uncertainty for reinvestment, dividends and balance sheet strengthening. This variability limits predictability of internally funded growth and capital allocation.

KTHN FAQ

What was Katahdin Bankshares Corp.’s price range in the past 12 months?
Katahdin Bankshares Corp. lowest stock price was $25.00 and its highest was $36.58 in the past 12 months.
    What is Katahdin Bankshares Corp.’s market cap?
    Katahdin Bankshares Corp.’s market cap is $119.72M.
      When is Katahdin Bankshares Corp.’s upcoming earnings report date?
      Katahdin Bankshares Corp.’s upcoming earnings report date is Oct 15, 2026 which is in 81 days.
        How were Katahdin Bankshares Corp.’s earnings last quarter?
        Currently, no data Available
        Is Katahdin Bankshares Corp. overvalued?
        According to Wall Street analysts Katahdin Bankshares Corp.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
          Does Katahdin Bankshares Corp. pay dividends?
          Katahdin Bankshares Corp. pays a Quarterly dividend of $0.23 which represents an annual dividend yield of 2.46%. See more information on Katahdin Bankshares Corp. dividends here
            What is Katahdin Bankshares Corp.’s EPS estimate?
            Katahdin Bankshares Corp.’s EPS estimate for its next earnings report is not yet available.
            How many shares outstanding does Katahdin Bankshares Corp. have?
            Katahdin Bankshares Corp. has 3,401,000 shares outstanding.
              What happened to Katahdin Bankshares Corp.’s price movement after its last earnings report?
              Currently, no data Available
              Which hedge fund is a major shareholder of Katahdin Bankshares Corp.?
              Currently, no hedge funds are holding shares in KTHN
              What is the TipRanks Smart Score and how is it calculated?
              Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                Katahdin Bankshares Stock Smart Score

                5
                Neutral
                1
                2
                3
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                5
                6
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                9
                10

                Technicals

                SMA
                Positive
                20 days / 200 days
                Momentum
                11.91%
                12-Months-Change

                Fundamentals

                Return on Equity
                2.46%
                Trailing 12-Months
                Asset Growth
                3.75%
                Trailing 12-Months

                Company Description

                Katahdin Bankshares Corp.

                Katahdin Bankshares Corp. operates as the bank holding company for Katahdin Trust Company, a state-chartered commercial bank that provides various commercial and retail banking services for individuals and businesses in Maine. It offers various deposit products, such as checking, savings, health savings, money market, NOW, and individual retirement accounts, as well as certificates of deposit. The company also provides mortgage, construction, homebuyer, home equity, rural development, and personal loans; business, municipal, term, and small business administration loans; and business mortgages, business letters of credit, lines of credit, and down payment assistance programs. In addition, it offers online, mobile, and telephone banking services; bill payment, e-statement, e-check deposit, mobile wallets, reorder checks, ACH and wire transfer, debit and credit cards, ATMs, and merchant services; and cash management tools. Further, the company provides equipment financing services in the trucking, construction, forest products, and marine industries; and securities, financial planning, and insurance products. It operates full-service branches in northern Maine, greater Bangor, and Portland regions. Katahdin Bankshares Corp. was founded in 1918 and is based in Houlton, Maine.

                Katahdin Bankshares (KTHN) Earnings & Revenues

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                Ownership Overview

                0.01%99.99%
                Insiders
                Mutual Funds
                0.01% Other Institutional Investors
                99.99% Public Companies and
                Individual Investors
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