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kakaopay Corp.
(377300)
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Rating:42Neutral
Price Target:
$31,968.00
Action:N/A
Date:10/28/26
The score is held down primarily by weaker financial quality (negative operating and free cash flow in TTM and a sharp increase in leverage) and a clearly bearish technical setup (price below major moving averages with negative MACD). A high P/E and lack of dividend yield data provide limited valuation support, partially offset by still-positive revenue growth and improved net profitability.
Positive Factors
Kakao ecosystem integration
Integration with the Kakao ecosystem gives KakaoPay an established distribution platform spanning consumers and merchants. Its combination of payments, transfers, and broader financial services can support recurring engagement and create opportunities to deepen relationships over the next several quarters.
Negative Factors
Negative operating and free cash flow
The shift from positive cash generation to negative operating and free cash flow indicates that current operations are not self-funding on a trailing basis. If this persists, KakaoPay may have less flexibility to invest, absorb setbacks, or support growth without additional financing.
Read all positive and negative factors
Positive Factors
Negative Factors
Kakao ecosystem integration
Integration with the Kakao ecosystem gives KakaoPay an established distribution platform spanning consumers and merchants. Its combination of payments, transfers, and broader financial services can support recurring engagement and create opportunities to deepen relationships over the next several quarters.
Read all positive factors
kakaopay Corp. (377300) vs. SPDR S&P 500 ETF (SPY)
Market Cap
₩4.62T
Dividend YieldN/A
Average Volume (3M)171.40K
Price to Earnings (P/E)52.1
Beta (1Y)0.64
Revenue Growth33.93%
EPS Growth1786.13%
CountryKR
Employees1,282
SectorGeneral
Sector StrengthN/A
IndustrySpecialty Business Services
Share Statistics
EPS (TTM)648.68
Shares Outstanding135,307,510
10 Day Avg. Volume137,995
30 Day Avg. Volume171,397
Financial Highlights & Ratios
PEG Ratio-0.34
Price to Book (P/B)3.49
Price to Sales (P/S)7.06
P/FCF Ratio103.62
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)977.2
Revenue Forecast (FY)₩1.26T
kakaopay Corp. Business Overview & Revenue Model
Company Description
Kakao Pay Corp. operates a mobile payment system in South Korea. It operates in two segments, Non-financial Services and Financial Services. Its products include, money transfer, payment, membership, PFM, bill payment, investment, loan, insurance,...
kakaopay Corp. Financial Statement Overview
Summary
Income Statement
56
Neutral
Balance Sheet
41
Neutral
Cash Flow
38
Negative
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 1.10T | 939.08B | 766.24B | 615.36B | 521.36B | 458.65B |
| Gross Profit | 521.10B | 383.58B | 766.24B | 615.36B | 521.36B | 458.65B |
| EBITDA | 15.45B | 131.13B | 52.34B | 46.88B | 37.85B | -4.50B |
| Net Income | 87.76B | 45.24B | -13.72B | 2.52B | 53.98B | -22.93B |
Balance Sheet | ||||||
| Total Assets | 6.86T | 5.34T | 4.41T | 3.97T | 3.33T | 3.43T |
| Cash, Cash Equivalents and Short-Term Investments | 5.15T | 4.15T | 3.45T | 2.15T | 2.08T | 2.17T |
| Total Debt | 2.44T | 132.31B | 101.71B | 109.18B | 99.65B | 118.60B |
| Total Liabilities | 4.82T | 3.39T | 2.50T | 2.03T | 1.42T | 1.64T |
| Stockholders Equity | 1.97T | 1.90T | 1.86T | 1.88T | 1.81T | 1.69T |
Cash Flow | ||||||
| Free Cash Flow | -108.74B | 64.01B | 113.09B | 226.62B | -105.81B | 105.25B |
| Operating Cash Flow | -87.47B | 79.34B | 127.03B | 253.11B | -56.87B | 156.66B |
| Investing Cash Flow | 767.87B | 297.37B | 191.31B | -417.17B | 383.36B | -996.78B |
| Financing Cash Flow | 119.57B | 34.32B | -12.02B | -42.19B | -3.48B | 1.60T |
kakaopay Corp. Technical Analysis
Negative
―
Price Trends
41416.00
Negative
41676.00
Negative
48981.25
Negative
Market Momentum
-2238.26
Positive
34.85
Neutral
19.17
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For KR:377300, the sentiment is Negative. The current price of undefined is equal to the 20-day moving average (MA) of 36890.00, equal to the 50-day MA of 41416.00, and equal to the 200-day MA of 48981.25, indicating a bearish trend. The MACD of -2238.26 indicates Positive momentum. The RSI at 34.85 is Neutral, neither overbought nor oversold. The STOCH value of 19.17 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for KR:377300.
kakaopay Corp. Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
65 Neutral | ₩4.36T | 7.29 | ― | 6.85% | 11.38% | -6.76% | |
58 Neutral | ₩5.85T | 3.32 | ― | 4.98% | -67.88% | 77.61% | |
58 Neutral | ₩4.00T | 6.10 | ― | 6.11% | 10.30% | -13.12% | |
57 Neutral | ₩5.78T | 10.94 | ― | 4.93% | 1.39% | 16.44% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% | |
42 Neutral | ₩4.62T | 52.11 | ― | ― | 33.93% | 1786.13% |
* General Sector Average
KR:377300
kakaopay Corp.
34,150.00
-19,550.00
-36.41%
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Kiwoom Securities Co., Ltd
231,000.00
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BNK Financial Group, Inc.
13,220.00
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-0.90%
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K Bank Co., Ltd.
5,200.00
-3,130.00
-37.58%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.