KIYOF Stock Chart & Stats
Currently, no data available
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Bulls Say, Bears Say
Bulls Say
Improving Revenue And EarningsSustained revenue growth alongside higher net income indicates improving operating performance and customer activity. If this trend continues, it can strengthen the bank’s earnings base and support reinvestment across its regional franchise.
Growing Equity Base Supports ResilienceA larger equity base provides a stronger buffer against credit losses and economic stress than the bank had previously. This supports lending capacity and financial resilience, although the benefit is partly offset by elevated leverage.
Recent Operating Cash Flow RecoveryThe return to positive operating cash flow suggests that recent earnings are translating into cash rather than remaining purely accounting-based. Continued positive generation would improve funding flexibility and help support ongoing banking operations.
Bears Say
Elevated Financial LeverageHigh leverage leaves the bank more exposed to credit deterioration, funding pressure and economic weakness. It can also constrain strategic flexibility because a greater portion of the balance sheet depends on liabilities rather than internally accumulated capital.
Highly Volatile Cash GenerationLarge swings in operating and free cash flow make it difficult to assess normalized cash generation and reduce confidence in internally funded growth. The volatility may complicate liquidity planning even though the latest reported periods were positive.
Earnings Remain Sensitive Across The CycleThe sharp 2023 profit decline shows that earnings can deteriorate materially across the cycle despite the subsequent recovery. This sensitivity creates uncertainty around the durability of current profitability and future capital accumulation.
Kiyo Bank News
KIYOF FAQ
What was Kiyo Bank Ltd’s price range in the past 12 months?
Currently, no data Available
What is Kiyo Bank Ltd’s market cap?
Kiyo Bank Ltd’s market cap is $2.17B.
When is Kiyo Bank Ltd’s upcoming earnings report date?
Kiyo Bank Ltd’s upcoming earnings report date is Nov 16, 2026 which is in 55 days.
How were Kiyo Bank Ltd’s earnings last quarter?
Kiyo Bank Ltd released its earnings results on Aug 03, 2026. The company reported $0.735 earnings per share for the quarter.
Is Kiyo Bank Ltd overvalued?
According to Wall Street analysts Kiyo Bank Ltd’s price is currently Undervalued.
Does Kiyo Bank Ltd pay dividends?
Kiyo Bank Ltd does not currently pay dividends.
What is Kiyo Bank Ltd’s EPS estimate?
Kiyo Bank Ltd’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Kiyo Bank Ltd have?
Kiyo Bank Ltd has 67,300,000 shares outstanding.
What happened to Kiyo Bank Ltd’s price movement after its last earnings report?
Kiyo Bank Ltd reported an EPS of $0.735 in its last earnings report. Following the earnings report the stock price went same N/A.
Which hedge fund is a major shareholder of Kiyo Bank Ltd?
Currently, no hedge funds are holding shares in KIYOF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Kiyo Bank Ltd
The Kiyo Bank, Ltd. is a financial institution operating across Japan, offering a comprehensive array of banking solutions and services to individuals, corporate entities, and businesses. Its offerings span various deposit types, including Yen, time, and foreign currency accounts, alongside a wide range of loan products such as personal, residential, mortgage, credit card, specialized, and education-related financing. The bank also manages pension funds and provides diverse insurance coverage, including life, medical, cancer, student, income security, and term policies. Additionally, Kiyo Bank facilitates securities investments, domestic and international foreign exchange transactions, agency services, internet banking, and ATM access. It also issues various financial cards and participates in the buying and selling of government bonds. The company boasts a network of 112 branches throughout Japan, with 68 located in Wakayama, 41 in Osaka Prefecture, 2 in Nara Prefecture, and one in Tokyo. Founded in 1883 and headquartered in Wakayama, Japan, the institution officially changed its name to The Kiyo Bank, Ltd. in October 2013, having previously been known as Kiyo Bank Co., Ltd.
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Ownership Overview
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Insiders
4.87% Mutual Funds
― Other Institutional Investors
89.37% Public Companies and
Individual Investors




