KIYOF Stock Chart & Stats
Currently, no data available
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Bulls Say, Bears Say
Bulls Say
Regional Franchise & Diversified ServicesKiyo Bank’s regional banking model, with deposit-taking, SME and retail lending plus securities and trust offerings, creates durable customer relationships and stable local deposit funding. Cross-sell of ancillary services supports recurring fee income and reduces single-product dependence over time.
Improving Revenue And Net Income TrendSteady top-line growth and rising net income over multiple years show improving core banking performance and better earnings power. This trend supports reinvestment, builds reserves against credit cycles, and underpins longer-term profitability and dividend sustainability if maintained.
Equity Expansion Improves ResilienceRising equity provides stronger capital buffers, easing regulatory and solvency pressures and supporting lending capacity. Moderate ROE coupled with growing equity suggests the bank can absorb shocks, finance organic growth, and maintain confidence among depositors and regulators over the medium term.
Bears Say
Elevated LeverageHigh leverage increases sensitivity to credit losses, interest-rate swings and funding stress, limiting flexibility for growth or capital returns. Sustained elevated debt-to-equity constrains management’s ability to absorb shocks and may require capital actions if asset quality weakens.
Highly Volatile Operating And Free Cash FlowIrregular cash generation undermines reliable funding for lending, capital expenditures and dividends. Large historical outflows and swings indicate execution or timing risks in core operations and reduce confidence in the bank’s ability to self-fund initiatives without external financing.
Earnings Sensitivity And VolatilityPronounced earnings swings suggest exposure to cyclical credit costs, interest margin variability or one-offs. Such volatility complicates forecasting and capital planning, weakening predictability of returns and raising the likelihood of episodic stress on capital and liquidity.
Kiyo Bank News
KIYOF FAQ
What was Kiyo Bank Ltd’s price range in the past 12 months?
Currently, no data Available
What is Kiyo Bank Ltd’s market cap?
Kiyo Bank Ltd’s market cap is $1.92B.
When is Kiyo Bank Ltd’s upcoming earnings report date?
Kiyo Bank Ltd’s upcoming earnings report date is Nov 16, 2026 which is in 100 days.
How were Kiyo Bank Ltd’s earnings last quarter?
Kiyo Bank Ltd released its earnings results on Aug 03, 2026. The company reported $0.732 earnings per share for the quarter, beating the consensus estimate of N/A by $0.732.
Is Kiyo Bank Ltd overvalued?
According to Wall Street analysts Kiyo Bank Ltd’s price is currently Undervalued.
Does Kiyo Bank Ltd pay dividends?
Kiyo Bank Ltd does not currently pay dividends.
What is Kiyo Bank Ltd’s EPS estimate?
Kiyo Bank Ltd’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Kiyo Bank Ltd have?
Kiyo Bank Ltd has 67,300,000 shares outstanding.
What happened to Kiyo Bank Ltd’s price movement after its last earnings report?
Kiyo Bank Ltd reported an EPS of $0.732 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went same N/A.
Which hedge fund is a major shareholder of Kiyo Bank Ltd?
Currently, no hedge funds are holding shares in KIYOF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Kiyo Bank Ltd
The Kiyo Bank, Ltd. is a financial institution operating across Japan, offering a comprehensive array of banking solutions and services to individuals, corporate entities, and businesses. Its offerings span various deposit types, including Yen, time, and foreign currency accounts, alongside a wide range of loan products such as personal, residential, mortgage, credit card, specialized, and education-related financing. The bank also manages pension funds and provides diverse insurance coverage, including life, medical, cancer, student, income security, and term policies. Additionally, Kiyo Bank facilitates securities investments, domestic and international foreign exchange transactions, agency services, internet banking, and ATM access. It also issues various financial cards and participates in the buying and selling of government bonds. The company boasts a network of 112 branches throughout Japan, with 68 located in Wakayama, 41 in Osaka Prefecture, 2 in Nara Prefecture, and one in Tokyo. Founded in 1883 and headquartered in Wakayama, Japan, the institution officially changed its name to The Kiyo Bank, Ltd. in October 2013, having previously been known as Kiyo Bank Co., Ltd.
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Ownership Overview
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Insiders
4.87% Mutual Funds
― Other Institutional Investors
89.42% Public Companies and
Individual Investors