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JPMorgan Chase (JPM)
NYSE:JPM
Earnings Data
Report Date
Jul 15, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
4.45Last Year’s EPS
6.12Same Quarter Last Year
Moderate Buy
Based on 18 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:Apr 11, 2025
|% Change Since: 16.97%
|Next Earnings Date:Jul 15, 2025
Earnings Call Sentiment|Neutral
JPMorgan Chase delivered strong financial results with significant growth in revenue and net income, particularly in the Commercial & Investment Bank and Asset & Wealth Management segments. However, the company faces challenges from increased credit costs, a decline in NII ex. Markets, and a highly uncertain macroeconomic environment that has led to a substantial reserve build. Expenses have also risen due to higher compensation and fees.Company Guidance
During JPMorgan Chase's First Quarter 2025 Earnings Call, the firm reported a net income of $14.6 billion, translating to an EPS of $5.07 on revenue of $46 billion, with a return on tangible common equity (ROTCE) of 21%. The revenue saw an 8% year-on-year increase, driven by a $1.7 billion or 21% rise in Markets revenue, despite a 2% decline in NII ex. Markets. The firm's expenses rose by 4% to $23.6 billion, influenced by increased compensation and legal expenses. Credit costs were $3.3 billion, with net charge-offs of $2.3 billion and a net reserve build of $973 million, bringing the total allowance for credit losses to $27.6 billion. The firm maintained a CET1 ratio of 15.4%, distributing $11 billion to shareholders. For the full year, JPMorgan Chase expects NII ex. Markets to be around $90 billion and anticipates a card net charge-off rate of about 3.6%. The firm expressed a cautious stance on investment banking due to elevated risks and uncertainties in the macroeconomic environment.Strong Net Income and Revenue Growth
JPMorgan Chase reported net income of $14.6 billion and EPS of $5.07 on revenue of $46 billion, with an ROTCE of 21%. Revenue was up $3.5 billion or 8% year-on-year.
Commercial & Investment Bank Performance
CIB reported net income of $6.9 billion on revenue of $19.7 billion, which is up 12% year-on-year. IB fees were up 12% year-on-year, with advisory fees up 16% and debt underwriting fees up 16%.
Asset & Wealth Management Growth
AWM reported net income of $1.6 billion, with a pre-tax margin of 35%. Revenue of $5.7 billion was up 12% year-on-year, driven by growth in management fees, net inflows, and higher market levels.
Card Services & Auto Segment Growth
Revenue in Card Services & Auto was up 12% year-on-year, driven by Card NII, higher revolving balances, and higher operating lease income in Auto. Card outstandings were up 10%, and Auto originations were $10.7 billion, up 20%.
Successful Capital Distribution
JPMorgan Chase distributed $11 billion of capital to shareholders, reflecting $7.1 billion of net common share repurchases and an increased common dividend of $1.40 per share.
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JPM Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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JPM Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Apr 11, 2025 | $227.11 | $236.20 | +4.00% |
Jan 15, 2025 | $245.96 | $250.80 | +1.97% |
Oct 11, 2024 | $210.45 | $219.79 | +4.44% |
Jul 12, 2024 | $203.87 | $201.40 | -1.21% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does JPMorgan Chase (JPM) report earnings?
JPMorgan Chase (JPM) is schdueled to report earning on Jul 15, 2025, TBA Not Confirmed.
What is JPMorgan Chase (JPM) earnings time?
JPMorgan Chase (JPM) earnings time is at Jul 15, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is JPM EPS forecast?
JPM EPS forecast for the fiscal quarter 2025 (Q2) is 4.45.
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