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Advance Create Co., Ltd. (8798) AI Stock Analysis
Advance Create Co., Ltd.
(TSE/TYO:8798)
The overall score is severely depressed by critical financial weaknesses, including persistent losses, extreme leverage, and deep negative cash flows. This is compounded by a strongly bearish technical trend with the stock in oversold territory. The neutral valuation does little to offset these fundamental and momentum risks.
Advance Create Co., Ltd. (8798) vs. iShares MSCI Japan ETF (EWJ)
- Market Cap
- JPY 2.77B
- Dividend Yield
- ―
- Average Volume (3M)
- 209.51K
- Price to Earnings (P/E)
- 16.0
- Beta (1Y)
- 1.21
- Revenue Growth
- -2.88%
- EPS Growth
- 96.72%
- Country
- Japan
- Employees
- 229
- Sector
- General
- Sector Strength
- 55
- Industry
- Insurance - Diversified
Advance Create Co., Ltd. Business Overview & Revenue Model
Company Description
Advance Create Co., Ltd. is a Japanese enterprise primarily engaged in the insurance brokerage sector. The company's operations are divided into five distinct divisions: Insurance Agency, Application Service Provider (ASP), Media, Media Representativ...
How the Company Makes Money
Advance Create primarily generates revenue by acting as an intermediary between customers and insurance companies. Its core revenue stream is commission and fee income earned when it sells or brokers insurance policies (e.g., life and non-life) issue...
Advance Create Co., Ltd. Financial Statement Overview
Summary
Financial health is critically weak. The Income Statement (Score 20) shows persistent net losses, the Balance Sheet (Score 10) reflects extreme leverage and a critically low equity ratio, and Cash Flow (Score 15) is deeply negative with severe cash burn. These factors indicate high financial risk.
Income Statement
20Very NegativeBalance Sheet
10Very NegativeCash Flow
15Very Negative| Breakdown | TTM | Sep 2025 | Sep 2024 | Sep 2023 | Sep 2022 | Sep 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 6.61B | 6.61B | 7.86B | 10.37B | 11.86B | 11.02B |
| Gross Profit | 5.19B | 5.07B | 5.78B | 6.41B | 9.22B | 8.57B |
| EBITDA | 778.86M | -546.37M | -2.12B | -1.66B | 2.44B | 2.35B |
| Net Income | -1.54B | -1.54B | -2.25B | -2.43B | 1.31B | 1.30B |
Balance Sheet | ||||||
| Total Assets | 10.29B | 10.29B | 6.86B | 8.48B | 10.45B | 10.32B |
| Cash, Cash Equivalents and Short-Term Investments | 5.34B | 5.34B | 994.48M | 1.24B | 2.27B | 3.34B |
| Total Debt | 5.72B | 5.72B | 4.24B | 2.32B | 1.67B | 1.34B |
| Total Liabilities | 9.73B | 9.73B | 11.83B | 10.81B | 9.62B | 7.34B |
| Stockholders Equity | 559.50M | 559.50M | -4.97B | 4.64B | 834.00M | 2.97B |
Cash Flow | ||||||
| Free Cash Flow | -3.91B | -3.91B | -2.32B | -907.72M | -255.43M | 1.22B |
| Operating Cash Flow | -3.90B | -3.90B | -1.67B | -206.71M | 364.64M | 1.64B |
| Investing Cash Flow | -135.96M | -135.96M | -117.13M | -668.80M | -391.92M | -485.56M |
| Financing Cash Flow | 8.42B | 8.42B | 1.51B | -217.50M | -956.43M | -488.70M |
Advance Create Co., Ltd. Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8798, the sentiment is Neutral. The current price of 75.00 is above the 20-day moving average (MA) of 72.05, below the 50-day MA of 109.56, and below the 200-day MA of 153.92, indicating a neutral trend. The MACD of -10.22 indicates Negative momentum. The RSI at 38.73 is Neutral, neither overbought nor oversold. The STOCH value of 19.30 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for JP:8798.
Advance Create Co., Ltd. Peers Comparison
Overall Rating
JP:584381Outperform
JP:732669Neutral
JP:715762Neutral
JP:871560Neutral
JP:871359Neutral- JP:879840Underperform
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| JP:5843 | 81Outperform | JPY 6.30B | 8.45 | ― | 1.15% | 14.97% | 72.48% |
| JP:7326 | 69Neutral | JPY 52.52B | 17.03 | 6.53% | 2.19% | 21.02% | 46.82% |
| JP:7157 | 62Neutral | JPY 117.18B | 15.83 | ― | ― | 12.32% | 19.35% |
| JP:8715 | 60Neutral | JPY 82.38B | 20.12 | ― | 0.83% | 11.00% | 48.24% |
| JP:8713 | 59Neutral | JPY 47.14B | 9.69 | 5.32% | 3.02% | 11.61% | 62.61% |
| Sector * | 55Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
| JP:8798 | 40Underperform | JPY 2.73B | 15.96 | ― | ― | -2.88% | 96.72% |
* General Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| JP:8798 | Advance Create Co., Ltd. | 75.00 | -184.00 | -71.04% | |
| JP:7326 | SBI Insurance Group Co., Ltd. | 2121.00 | 577.88 | 37.45% | |
| JP:8713 | Fidea Holdings Co.Ltd. | 2481.00 | 878.70 | 54.84% | |
| JP:5843 | Nippon Insure Co. Ltd. | 2171.00 | -341.53 | -13.59% | |
| JP:7157 | Lifenet Insurance Company | 1478.00 | -410.00 | -21.72% | |
| JP:8715 | Anicom Holdings, Inc. | 1089.00 | 286.20 | 35.65% |
Advance Create Co., Ltd. Corporate Events
Advance Create Shares Put Under Supervision as Governance and Financial Strains Deepen
Advance Create Co., Ltd. will have its shares designated as Securities Under Supervision (Examination) by the Tokyo Stock Exchange from October 1, 2026, after failing to meet Prime Market criteria for the market capitalization and ratio of freely tra...
Advance Create Sets Governance Reforms After Accounting Probe and TSE Penalty
Advance Create Co., Ltd. has disclosed detailed recurrence prevention measures after a third-party investigation found inappropriate accounting in past advertising transactions and software asset capitalization at both the parent company and its adve...
Advance Create Shares Put on Special Alert as TSE Imposes Listing Violation Penalty
Advance Create Co., Ltd. disclosed that the Tokyo Stock Exchange has designated its shares as Securities on Special Alert, effective September 29, 2026, and imposed a listing agreement violation penalty. The company directed stakeholders to the Japan...
Advance Create Slashes FY2026 Profit Outlook, Now Expects Net Loss
Advance Create Co., Ltd. has revised its consolidated full-year earnings forecast for the fiscal year ending September 30, 2026, following a resolution by its Board of Directors and a review of recent business performance trends. The company now expe...
Advance Create books large extraordinary losses after probe into past accounting
Advance Create Co., Ltd. has booked significant extraordinary losses in the third quarter of its fiscal year ending September 30, 2026, following the discovery of inappropriate accounting related to certain advertising transactions and software asset...
Advance Create Narrows Losses on Strong Media Rep Orders Despite Softer Media Demand
Advance Create Co., Ltd. reported consolidated net sales of ¥4,855 million for the third quarter of the fiscal year ending September 30, 2026, a modest year-on-year increase of ¥19 million, as strong orders in its media representation busin...
Advance Create Posts Continued Losses as Equity Turns Negative but Sees Operating Turnaround
Advance Create Co., Ltd., a Japanese financial services company listed on multiple domestic exchanges, reported net sales of ¥4,855 million for the nine months ended June 30, 2026, a slight year-on-year increase. However, the company remained lo...
Advance Create Reports Mixed August Insurance Sales but Sharply Improved Marketing Efficiency
Advance Create Co., Ltd. reported that in August 2026, face-to-face and non-face-to-face insurance sales declined both month on month and versus the prior year, while collaborative sales fell from July but surged 89% year on year. Overall annualized...
Advance Create Sets New Date for Delayed Q3 Earnings Release
Advance Create Co., Ltd. has set September 18, 2026 as the new date to announce earnings for the third quarter of its fiscal year ending September 2026. The disclosure had previously been delayed beyond the usual 45-day window for results for the nin...
Advance Create Lifts New Premiums as Marketing Efficiency Surges in July
Advance Create Co., Ltd. reported that in July 2026 its insurance agency operations generated a 5% month-on-month and 20% year-on-year increase in total annualized new premiums, driven by stronger face-to-face and collaborative sales despite a sharp...
Advance Create Revises Impact Figures in Prior-Year Amendment Notice
Advance Create Co., Ltd. has issued a correction to an earlier notice regarding amendment reports for prior-year securities filings and related financial results. The company identified errors in the stated impact amounts and percentage changes for t...
Advance Create Issues Further Corrections to 2021 Financial Results, Highlighting Turnaround from Prior-Year Loss
Advance Create Co., Ltd. has announced further partial corrections to its previously disclosed summary of consolidated financial results for the year ended September 30, 2021, originally released in November 2021. The latest adjustments, effective as...
Advance Create Issues Further Corrections to 2022 Financial Results, Revealing Losses
Advance Create Co., Ltd. announced further partial corrections to its previously disclosed summary of consolidated financial results for the year ended September 30, 2022, originally released in November 2022. The company stated that these correction...
Advance Create Issues Further Corrections to FY2023 Results as Losses Deepen Despite Higher Sales
Advance Create Co., Ltd. has issued another partial correction to its consolidated financial results summary for the fiscal year ended September 30, 2023, following earlier amendments that took effect in February 2025. The company referred stakeholde...
Advance Create Issues Further Corrections to Q1 FY2023 Financial Results
Advance Create Co., Ltd. announced that it has made additional partial corrections to its previously disclosed summary of consolidated financial results for the three months ended December 31, 2023, under Japanese GAAP. The company cited earlier corr...
Advance Create issues further corrections to semi-annual financial results
Advance Create Co., Ltd. announced additional corrections to its previously disclosed summary of consolidated financial results for the six months ended March 31, 2024, following earlier amendments effective February 28, 2025. The company cited a sep...
Advance Create Issues Further Corrections as Nine-Month Results Remain in the Red
Advance Create Co., Ltd. announced that it has made additional partial corrections to its previously disclosed consolidated financial results for the nine months ended June 30, 2024, following earlier corrections that became effective on February 28,...
Advance Create Revises FY2024 Results as Losses Narrow but Remain
Advance Create Co., Ltd. announced that it has partially corrected its previously disclosed summary of consolidated financial results for the fiscal year ended September 30, 2024, originally released on February 28, 2025. The company cited a separate...
Advance Create Revises Quarterly Results, Confirms Losses After Prior-Year Corrections
Advance Create Co., Ltd. announced it has partially corrected its consolidated financial results for the three months ended December 31, 2024, originally disclosed on May 15, 2025. The company cited previously announced correction reports for prior-y...
Advance Create Revises Interim Results, Confirms Deeper First-Half Losses
Advance Create Co., Ltd. announced it has partially corrected its previously disclosed consolidated financial results for the six months ended March 31, 2025, initially released on May 15, 2025. The company directed stakeholders to a separate notice...
Advance Create Revises Results as Nine-Month Loss Widens
Advance Create Co., Ltd. has announced partial corrections to its previously disclosed consolidated financial results for the three months ended December 31, 2025, and released revised figures for the nine months ended June 30, 2025, under Japanese G...
Advance Create Issues Further Corrections to FY2025 Financial Results, Confirms Continued Losses
Advance Create Co., Ltd. announced further corrections to its consolidated financial results for the fiscal year ended September 30, 2025, following earlier amendments made effective November 27, 2025. The company referenced prior disclosure on corre...
Advance Create Revises Past Results as Quarterly Profitability Rebounds
Advance Create Co., Ltd. announced partial corrections to its previously disclosed consolidated financial results for the nine months ended June 30, 2025, citing background and reasons detailed in a separate correction notice for prior-year securitie...
Advance Create Books One-Off Gains and Losses Amid Accounting Probe Fallout
Advance Create Co., Ltd., a Japanese financial services group active in insurance distribution and advertising through its subsidiary Hoken Ichiba Co., Ltd., maintains listings on the Tokyo, Sapporo and Fukuoka markets, underscoring its established p...
Advance Create Completes Delayed Semiannual Securities Filing
Advance Create Co., Ltd. has completed the filing of its semiannual securities report for the 31st fiscal period, covering the fiscal year ending September 30, 2026, with the Director-General of the Kinki Local Finance Bureau on August 14, 2026. The...
Advance Create Maintains Zero Interim Dividend and Extends Suspension of Shareholder Benefits
Advance Create Co., Ltd. announced that its Board of Directors has decided not to pay an interim dividend for the fiscal year ending September 30, 2026, setting the dividend per share at zero yen as of the March 31, 2026 record date. This continues t...
Advance Create Narrows Interim Loss on Higher Insurance Sales and Policy Retention
Advance Create Co., Ltd., an insurance agency operator, reported solid interim performance for the second quarter of the fiscal year ending September 30, 2026. The company’s revenue model centers on sales from its branches and maintaining long-...
Advance Create Narrows Losses and Targets Return to Profit in FY2026
Advance Create Co., Ltd. is listed on the Tokyo, Sapporo and Fukuoka stock exchanges and operates in Japan’s financial services sector. The company focuses on insurance and related financial products, leveraging online platforms and structured...
Advance Create Restates Multiple Years of Results After Accounting Probe
Advance Create Co., Ltd., together with its advertising subsidiary Hoken Ichiba Co., Ltd., has disclosed that past accounting practices related to certain advertising transactions and software asset capitalization were deemed inappropriate following...
Advance Create Flags Internal Control Weaknesses and Amends Reports
Advance Create Co., Ltd., a Japanese financial services provider listed on multiple domestic exchanges, operates under strict disclosure and internal control regulations that shape its approach to financial reporting. Its governance structure and com...
Advance Create Sets Governance Reforms After Accounting Misconduct Probe
Advance Create Co., Ltd. disclosed that a third-party committee investigation found inappropriate accounting practices related to past advertising transactions and software asset capitalization at the company and its advertising subsidiary Hoken Ichi...
Advance Create Delays Third-Quarter Financial Results Amid Broad Report Corrections
Advance Create Co., Ltd. has announced a delay in disclosing its financial results for the nine months ended June 30, 2026, with publication now expected more than 45 days after the close of the third quarter. The postponement reflects the company...
Advance Create Releases Probe Findings and Prepares Broad Restatement After Accounting Irregularities
Advance Create Co., Ltd. has disclosed the findings of a third-party investigation into past accounting practices at the parent company and its wholly owned advertising subsidiary, Hoken Ichiba Co., Ltd., following earlier suspicions about revenue re...
Advance Create Releases Probe Findings on Accounting Irregularities and Sets Filing Timeline
Advance Create Co., Ltd. has received a report from an independent third-party committee investigating suspected inappropriate accounting practices related to past advertising transactions and software asset capitalization at the company and its subs...
Advance Create Posts Strong June Growth in Insurance ANP on Collaborative and Face-to-Face Sales
Advance Create Co., Ltd. reported a strong rebound in its insurance agency business in June 2026, with total annualized new premiums (ANP) rising 34% month-on-month and 25% year-on-year. Face-to-face sales, including online interviews, climbed 34% fr...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Oct 06, 2026