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Anicom Holdings, Inc. (8715) AI Stock Analysis
Anicom Holdings, Inc.
(TSE/TYO:8715)
Anicom Holdings scores below average, driven primarily by weak technical indicators showing a sustained downtrend with deeply oversold stochastic and negative MACD, which heavily weigh on near-term outlook. Financial performance is mixed — while multi-year revenue growth and strong cash conversion are positives, the projected FY2026 decline in net income, tripling of debt, and negative free cash flow forecast introduce meaningful risk. Valuation at 21x earnings offers limited upside given the softening profitability trajectory and negligible dividend yield. The stock's defensive beta provides some cushion, but the convergence of deteriorating fundamentals and bearish technicals results in a below-average overall score.
Anicom Holdings, Inc. (8715) vs. iShares MSCI Japan ETF (EWJ)
- Market Cap
- JPY 79.76B
- Dividend Yield
- 0.83%
- Average Volume (3M)
- 333.93K
- Price to Earnings (P/E)
- 20.1
- Beta (1Y)
- 0.56
- Revenue Growth
- 11.00%
- EPS Growth
- 48.24%
- Country
- Japan
- Employees
- 1,025
- Sector
- General
- Sector Strength
- 55
- Industry
- Insurance - Property & Casualty
Anicom Holdings, Inc. Business Overview & Revenue Model
Company Description
Headquartered in Tokyo, Japan, and founded in 2000, Anicom Holdings, Inc. operates through its subsidiaries to deliver a comprehensive array of pet insurance products and services throughout Japan. The company's diverse operations also include managi...
How the Company Makes Money
The company primarily makes money through its pet insurance business. Key revenue is generated from insurance premiums paid by policyholders for pet insurance policies. As claims occur, the group pays out insurance benefits to cover eligible veterina...
Anicom Holdings, Inc. Financial Statement Overview
Summary
Anicom Holdings shows consistent revenue growth (¥47.9B to ¥67.4B over four years) and improving operating cash flows, but FY2026 projections raise concerns: net income is expected to decline meaningfully, free cash flow is projected to turn negative, and debt has tripled in FY2025. Profit margins remain thin at 3-5%, and the balance sheet shows rising leverage with stagnant equity growth. The income statement score of 55, balance sheet score of 52, and cash flow score of 58 collectively reflect a company in an investment phase with solid historical growth but deteriorating near-term profitability metrics.
Income Statement
55NeutralBalance Sheet
52NeutralCash Flow
58Neutral| Breakdown | TTM | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 65.72B | 65.72B | 67.42B | 60.33B | 56.41B | 47.87B |
| Gross Profit | 37.37B | 27.92B | 62.19B | 55.20B | 51.34B | 43.33B |
| EBITDA | 3.31B | 4.79B | 5.88B | 5.16B | 4.54B | 3.35B |
| Net Income | 2.20B | 2.20B | 3.25B | 2.73B | 2.28B | 1.59B |
Balance Sheet | ||||||
| Total Assets | 76.69B | 76.69B | 72.49B | 66.36B | 61.41B | 55.46B |
| Cash, Cash Equivalents and Short-Term Investments | 13.39B | 13.39B | 26.46B | 23.88B | 30.84B | 31.68B |
| Total Debt | 10.11B | 10.11B | 15.05B | 5.00B | 5.00B | 5.03B |
| Total Liabilities | 47.75B | 47.75B | 44.42B | 36.21B | 33.22B | 29.74B |
| Stockholders Equity | 28.94B | 28.94B | 28.07B | 29.90B | 28.18B | 25.71B |
Cash Flow | ||||||
| Free Cash Flow | 0 | -105.00M | 5.81B | 4.83B | 3.57B | 3.07B |
| Operating Cash Flow | 0 | 4.82B | 6.40B | 5.67B | 4.42B | 4.23B |
| Investing Cash Flow | 0 | -16.67B | -5.09B | -11.13B | -4.07B | -2.13B |
| Financing Cash Flow | 0 | -1.67B | 271.00M | -1.34B | -212.00M | 5.15B |
Anicom Holdings, Inc. Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8715, the sentiment is Negative. The current price of 1089.00 is above the 20-day moving average (MA) of 1082.15, above the 50-day MA of 1069.40, and below the 200-day MA of 1209.27, indicating a neutral trend. The MACD of 8.91 indicates Negative momentum. The RSI at 52.15 is Neutral, neither overbought nor oversold. The STOCH value of 48.68 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:8715.
Anicom Holdings, Inc. Peers Comparison
Overall Rating
JP:863081Outperform
JP:872578Outperform
JP:876676Outperform
JP:732669Neutral
JP:715762Neutral- JP:871549Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| JP:8630 | 81Outperform | JPY 6.54T | 9.12 | 13.88% | 2.47% | ― | ― |
| JP:8725 | 78Outperform | JPY 7.46T | 8.65 | 17.52% | 3.21% | 20.69% | 30.43% |
| JP:8766 | 76Outperform | JPY 16.79T | 21.13 | 12.98% | 2.72% | -0.19% | -40.12% |
| JP:7326 | 69Neutral | JPY 52.52B | 17.03 | 6.53% | 2.19% | 21.02% | 46.82% |
| JP:7157 | 62Neutral | JPY 117.18B | 15.83 | ― | ― | 12.32% | 19.35% |
| Sector * | 55Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
| JP:8715 | 49Neutral | JPY 82.38B | 20.12 | ― | 0.83% | 11.00% | 48.24% |
* General Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| JP:8715 | Anicom Holdings, Inc. | 1089.00 | 287.19 | 35.82% | |
| JP:8725 | MS&AD Insurance Group Holdings | 5210.00 | 2181.22 | 72.02% | |
| JP:8630 | Sompo Holdings, Inc. | 7083.00 | 2694.52 | 61.40% | |
| JP:8766 | Tokio Marine Holdings | 575.60 | 202.96 | 54.47% | |
| JP:7326 | SBI Insurance Group Co., Ltd. | 2121.00 | 576.90 | 37.36% | |
| JP:7157 | Lifenet Insurance Company | 1478.00 | -404.00 | -21.47% |
Anicom Holdings, Inc. Corporate Events
Anicom Tracks Growth and Prevention-Focused Shift in FY2026 Monthly Metrics
Anicom Holdings reported key monthly management indicators for its pet insurance and new business initiatives for fiscal 2026, highlighting steady growth in net premiums written and the number of policies in force versus the previous year. The group...
Anicom Holdings Delivers Sharp Profit Surge and Raises Dividend Outlook
Anicom Holdings posted a strong earnings rebound for the quarter ended June 30, 2026, with recurring revenue up 20.1% to ¥21.9 billion and recurring profit more than tripling to ¥3.5 billion, driving profit attributable to owners to ¥2...
Anicom Holdings Completes ¥1 Billion Share Buyback Program
Anicom Holdings has completed a share repurchase program authorized by its board in May 2026, acquiring 419,900 common shares in July via market purchases on the Tokyo Stock Exchange at a cost of approximately JPY 512.7 million. This latest transacti...
Anicom Introduces Restricted Stock Plan to Align Executive Pay with Shareholder Value
Anicom Holdings has approved the disposal of 47,205 shares of its common stock as part of a newly introduced restricted stock remuneration plan for directors, executive officers, and directors of its subsidiaries. The shares, priced at 1,202 yen each...
Anicom Holdings to Record ¥3.06 Billion Dividend from Insurance Subsidiary
Anicom Holdings, Inc. will receive a dividend of 3,056,106,000 yen from its consolidated subsidiary Anicom Insurance, Inc., following a resolution dated July 23, 2026. The dividend is scheduled to be received on August 26, 2026 and has been disclosed...
Anicom Advances Share Buyback, Repurchases 397,300 Shares in June
Anicom Holdings has disclosed the progress of its share repurchase program authorized by the board in May 2026, reporting that it bought back 397,300 common shares on the Tokyo Stock Exchange during June at a total cost of approximately JPY487 millio...
Anicom Posts Stable Pet Insurance Growth and Highlights Progress in Prevention-Focused Businesses
Anicom Holdings reported monthly management indicators for May 2026, highlighting steady growth in its core pet insurance operations. Net premiums written and the number of policies in force continued to increase year on year, while renewal rates rem...
Anicom Holdings Balances Profit Dip With Higher Dividends and Profit-Recovery Outlook
Anicom Holdings reported fiscal-year 2026 recurring revenue of ¥73.8 billion, up 9.1%, but recurring profit fell 28.3% to ¥3.5 billion and profit attributable to owners dropped 32.1% to ¥2.2 billion, reflecting margin pressure despite...
Anicom Holdings Proposes New Slate of Directors and Auditors for June Shareholders Meeting
Anicom Holdings, Inc. announced that its Board of Directors has approved a slate of candidates for director positions to be submitted to the 26th General Meeting of Shareholders on June 24, 2026. The list includes the reappointment of President Execu...
Anicom Revamps Executive Pay to Link Rewards with Profit and Mid-Term Targets
Anicom Holdings’ board has approved a major overhaul of its officer remuneration structure, shifting from purely fixed monthly pay to a three-part mix of fixed remuneration, short-term incentives and long-term share-based incentives, subject to...
Anicom Releases Key Monthly Metrics as It Expands Prevention-Focused Pet Health Strategy
Anicom Holdings has disclosed its monthly management parameters for fiscal 2026, highlighting key performance indicators in its pet insurance and new business segments. The data set covers net premiums written, policies in force, renewal rates, and u...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Aug 17, 2026