Fuyo General Lease Co., Ltd. AI Stock Analysis
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Fuyo General Lease Co., Ltd. (8424) AI Stock Analysis
Fuyo General Lease Co., Ltd.
(TSE/TYO:8424)
The score is held back primarily by weaker financial quality—especially persistently negative operating/free cash flow and very high leverage—despite a rebound in revenue growth. Technicals are moderately supportive with price above key moving averages and balanced momentum readings. Valuation is fair with a ~3.5% dividend yield and a mid-teens P/E, but financial risks remain the dominant factor.
Fuyo General Lease Co., Ltd. (8424) vs. iShares MSCI Japan ETF (EWJ)
- Market Cap
- JPY 375.33B
- Dividend Yield
- 3.97%
- Average Volume (3M)
- 211.34K
- Price to Earnings (P/E)
- 10.1
- Beta (1Y)
- 0.48
- Revenue Growth
- 21.37%
- EPS Growth
- 37.39%
- Country
- Japan
- Employees
- 4,410
- Sector
- General
- Sector Strength
- 55
- Industry
- Financial - Credit Services
Fuyo General Lease Co., Ltd. Business Overview & Revenue Model
Company Description
Fuyo General Lease Co., Ltd. is a prominent financial services provider, specializing in leasing and installment sales for clients across Japan and internationally. The company enables the acquisition of a diverse range of assets, including vital IT...
How the Company Makes Money
Fuyo General Lease makes money primarily by originating and managing leases and related financing transactions. Key revenue sources typically include (1) lease income: periodic payments received from customers for the use of leased assets over the co...
Fuyo General Lease Co., Ltd. Financial Statement Overview
Summary
Income statement is mixed (re-accelerating revenue growth but sharply weaker margins and net income). Balance sheet risk is elevated with very high leverage (~6x debt-to-equity). Cash flow is the biggest drawback, with multi-year negative operating and free cash flow and a latest-year deeply negative OCF/FCF, indicating weak cash conversion and higher funding reliance.
Income Statement
56NeutralBalance Sheet
38NegativeCash Flow
29Negative| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 788.67B | 788.67B | 678.39B | 708.54B | 688.65B | 657.85B |
| Gross Profit | 80.40B | 25.65B | 119.63B | 109.57B | 97.32B | 88.86B |
| EBITDA | 111.61B | 114.73B | 126.39B | 122.52B | 105.54B | 105.03B |
| Net Income | 21.57B | 21.57B | 45.28B | 47.22B | 38.94B | 33.89B |
Balance Sheet | ||||||
| Total Assets | 3.84T | 3.84T | 3.57T | 3.39T | 3.15T | 2.95T |
| Cash, Cash Equivalents and Short-Term Investments | 670.70B | 670.70B | 614.71B | 632.27B | 576.19B | 395.18B |
| Total Debt | 3.01T | 3.01T | 2.81T | 2.69T | 2.52T | 2.38T |
| Total Liabilities | 3.28T | 3.28T | 3.04T | 2.91T | 2.74T | 2.58T |
| Stockholders Equity | 503.01B | 503.01B | 475.56B | 431.96B | 367.19B | 333.49B |
Cash Flow | ||||||
| Free Cash Flow | 0 | -122.76B | -85.20B | -79.34B | 104.88B | 126.61B |
| Operating Cash Flow | 0 | -119.33B | -81.77B | -76.07B | 107.56B | 128.79B |
| Investing Cash Flow | 0 | 1.17B | -35.66B | -3.06B | -12.39B | -15.67B |
| Financing Cash Flow | 0 | 171.76B | 97.99B | 131.80B | 84.04B | -101.53B |
Fuyo General Lease Co., Ltd. Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8424, the sentiment is Negative. The current price of 4161.00 is below the 20-day moving average (MA) of 4219.65, below the 50-day MA of 4300.41, and below the 200-day MA of 4264.32, indicating a bearish trend. The MACD of -59.50 indicates Positive momentum. The RSI at 46.11 is Neutral, neither overbought nor oversold. The STOCH value of 33.17 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:8424.
Fuyo General Lease Co., Ltd. Peers Comparison
Overall Rating
JP:708178Outperform
JP:969975Outperform
JP:583461Neutral
JP:859659Neutral
JP:843957Neutral- JP:842451Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| JP:7081 | 78Outperform | JPY 13.86B | 8.59 | ― | 2.91% | 1.07% | -22.61% |
| JP:9699 | 75Outperform | JPY 128.50B | 10.24 | ― | 2.94% | 0.17% | 3.63% |
| JP:5834 | 61Neutral | JPY 40.10B | 5.85 | ― | 4.77% | 47.13% | 16.70% |
| JP:8596 | 59Neutral | JPY 34.16B | 7.26 | ― | 4.06% | 16.65% | 29.40% |
| JP:8439 | 57Neutral | JPY 1.33T | 15.20 | ― | 3.55% | 10.62% | -35.62% |
| Sector * | 55Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
| JP:8424 | 51Neutral | JPY 376.90B | 10.09 | ― | 3.97% | 21.37% | 37.39% |
* General Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| JP:8424 | Fuyo General Lease Co., Ltd. | 4161.00 | 297.71 | 7.71% | |
| JP:5834 | SBI Leasing Services Co.,Ltd. | 2515.00 | 72.86 | 2.98% | |
| JP:7081 | Koyou Rentia Co., Ltd. | 1235.00 | 31.67 | 2.63% | |
| JP:8439 | Tokyo Century Corporation | 2704.00 | 859.84 | 46.63% | |
| JP:8596 | Kyushu Leasing Service Co., Ltd. | 1503.00 | 261.23 | 21.04% | |
| JP:9699 | NISHIO HOLDINGS CO. LTD. | 4630.00 | 481.21 | 11.60% |
Fuyo General Lease Co., Ltd. Corporate Events
Fuyo General Lease Outlines Early FY2026 Results and Forecast Metrics
Fuyo General Lease Co., Ltd. has released a summary of consolidated financial results for the first three months of FY2026, together with its earnings and dividend forecasts. The disclosure underscores key performance definitions, including profit be...
Fuyo General Lease to Acquire 40% Stake in SMTB Leasing Joint Venture
Fuyo General Lease has agreed with Sumitomo Mitsui Trust Bank and Yokohama Financial Group to restructure Sumitomo Mitsui Trust Panasonic Finance into a joint venture, with Fuyo acquiring 40% of the non-treasury shares and treating the company as an...
Fuyo General Lease Delivers Strong Q1 FY2026 Earnings and Raises Dividend Outlook
Fuyo General Lease reported strong results for the quarter ended June 30, 2026, with net sales rising 16.6% year on year to ¥201.2 billion and operating profit jumping 29.3% to ¥19.7 billion. Ordinary profit grew 11.2% to ¥20.7 billion and profit att...
Fuyo General Lease Restructures Organization and Leadership for Portfolio Transformation
Fuyo General Lease Co., Ltd. announced a series of organizational and personnel changes effective July 1, 2026, as part of a restructuring of its domestic business operations. The company will establish a new Business Portfolio Transformation Pt., si...
Fuyo General Lease Revamps Board and Audit Lineup With New Outside Appointments
Fuyo General Lease has announced planned changes to its board and audit structure, including the nomination of Ryuichi Isaka, currently a senior advisor at Seven & i Holdings, as a new outside part-time director. The move signals an effort to enhance...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Aug 17, 2026