Shimizu Bank, Ltd. AI Stock Analysis
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Shimizu Bank, Ltd. (8364) AI Stock Analysis
Shimizu Bank, Ltd.
(TSE/TYO:8364)
The overall score of 64 reflects a company on a recovery path with strong recent price momentum, balanced by modest profitability and overbought technical conditions. The primary driver is the mixed financial performance, where a strong balance sheet and revenue rebound are offset by low profitability and cash flow inconsistency. Bullish technical trends provide a significant boost, while the reasonable valuation offers a neutral to slightly positive influence.
Shimizu Bank, Ltd. (8364) vs. iShares MSCI Japan ETF (EWJ)
- Market Cap
- JPY 31.02B
- Dividend Yield
- 2.37%
- Average Volume (3M)
- 43.91K
- Price to Earnings (P/E)
- 13.1
- Beta (1Y)
- 1.20
- Revenue Growth
- 23.24%
- EPS Growth
- 32.46%
- Country
- Japan
- Employees
- 926
- Sector
- General
- Sector Strength
- 55
- Industry
- Banks - Regional
Shimizu Bank, Ltd. Business Overview & Revenue Model
Company Description
Headquartered in Shizuoka, Japan, The Shimizu Bank, Ltd. has been delivering a comprehensive suite of banking and related financial services across Japan since its establishment in 1928. Its offerings encompass fundamental banking operations like cur...
How the Company Makes Money
Shimizu Bank makes money mainly through (1) net interest income and (2) non-interest (fee) income, alongside smaller contributions from other banking-related activities. 1) Net interest income (core earnings): The bank accepts deposits (ordinary/time...
Shimizu Bank, Ltd. Financial Statement Overview
Summary
Financial performance is mixed. Revenue rebounded strongly (21.6%) and net income returned to profitability, but margins remain modest and historical volatility in earnings and cash flow is a concern. The balance sheet is a relative strength with low leverage, but low ROE (2.5%) limits the score.
Income Statement
58NeutralBalance Sheet
65PositiveCash Flow
50Neutral| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 33.71B | 32.03B | 22.67B | 23.26B | 22.01B | 21.35B |
| Gross Profit | 28.00B | 27.10B | 21.19B | 20.91B | 20.35B | 20.90B |
| EBITDA | 4.29B | 4.68B | 3.76B | -3.37B | 2.57B | 4.69B |
| Net Income | 2.38B | 2.00B | 1.86B | -3.30B | 1.47B | 2.58B |
Balance Sheet | ||||||
| Total Assets | 1.83T | 1.81T | 1.81T | 1.76T | 1.89T | 1.81T |
| Cash, Cash Equivalents and Short-Term Investments | 240.43B | 226.39B | 243.10B | 165.70B | 248.75B | 186.75B |
| Total Debt | 51.37B | 77.18B | 118.03B | 133.95B | 126.69B | 295.63B |
| Total Liabilities | 1.75T | 1.73T | 1.73T | 1.68T | 1.81T | 1.73T |
| Stockholders Equity | 80.91B | 79.34B | 71.65B | 78.40B | 73.67B | 81.13B |
Cash Flow | ||||||
| Free Cash Flow | 0 | 7.80B | 0 | -6.70B | 57.40B | -1.07B |
| Operating Cash Flow | 0 | 8.82B | 0 | -6.26B | 58.32B | 77.00M |
| Investing Cash Flow | 0 | -22.19B | 4.74B | 61.00B | 4.83B | -28.35B |
| Financing Cash Flow | 0 | -4.44B | 51.92B | -81.21B | -797.00M | -719.00M |
Shimizu Bank, Ltd. Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8364, the sentiment is Positive. The current price of 2741.00 is above the 20-day moving average (MA) of 2721.60, below the 50-day MA of 2973.59, and above the 200-day MA of 2691.42, indicating a neutral trend. The MACD of -72.25 indicates Negative momentum. The RSI at 46.96 is Neutral, neither overbought nor oversold. The STOCH value of 79.24 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:8364.
Shimizu Bank, Ltd. Peers Comparison
Overall Rating
JP:854272Outperform
JP:855172Outperform
JP:853771Outperform- JP:836464Neutral
JP:838360Neutral
JP:855855Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| JP:8542 | 72Outperform | JPY 19.50B | 9.88 | ― | 2.95% | 8.68% | 23.14% |
| JP:8551 | 72Outperform | JPY 55.64B | 12.06 | ― | 5.86% | 17.39% | 21.88% |
| JP:8537 | 71Outperform | JPY 26.84B | 11.87 | ― | 3.76% | 16.90% | 51.10% |
| JP:8364 | 64Neutral | JPY 31.76B | 13.06 | ― | 2.37% | 23.24% | 32.46% |
| JP:8383 | 60Neutral | JPY 15.92B | 8.56 | ― | 2.94% | 25.62% | 28.16% |
| Sector * | 55Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
| JP:8558 | 55Neutral | JPY 46.01B | -1.93 | ― | 2.70% | 25.34% | -481.28% |
* General Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| JP:8364 | Shimizu Bank, Ltd. | 2741.00 | 721.50 | 35.73% | |
| JP:8383 | TOTTORI BANK, LTD. | 1701.00 | 380.33 | 28.80% | |
| JP:8537 | Taiko Bank, Ltd. | 2842.00 | 1187.32 | 71.75% | |
| JP:8542 | Tomato Bank, Ltd. | 1696.00 | 336.78 | 24.78% | |
| JP:8551 | Kita-Nippon Bank, Ltd. | 2251.00 | 914.38 | 68.41% | |
| JP:8558 | Towa Bank, Ltd. | 1296.00 | 403.25 | 45.17% |
Shimizu Bank, Ltd. Corporate Events
Shimizu Bank Lifts Earnings Outlook and Raises Dividend Forecast
Shimizu Bank, Ltd. has raised its consolidated and non-consolidated earnings forecasts for the fiscal year ending March 31, 2027, citing stronger-than-expected performance in the first half. The bank now projects higher ordinary income and profit, wi...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Aug 19, 2026