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Ai Partners Financial Inc. (7345) AI Stock Analysis

JP:7345

Ai Partners Financial Inc.

(TSE/TYO:7345)

Select Model
Rating:68Neutral
Price Target:JPY 1,026.00â–²(9.85% Upside)
Action:downgraded
Date:08/18/26

The overall score of 68 is primarily driven by the company's pristine, virtually unlevered balance sheet and strong fundamental recovery characterized by solid top-line growth and cash conversion. However, this fundamental strength is partially offset by weak short-term technical momentum and a fair, albeit standard, valuation profile with minimal dividend support.

Positive Factors
Very low leverageThe exceptionally low debt burden reduces solvency risk and interest pressure, giving Ai Partners Financial greater flexibility to absorb earnings swings, fund operations, and pursue growth without relying heavily on external financing.
Negative Factors
Volatile earnings historyThe repeated swings between profit and loss make the recent rebound less predictable and complicate long-term planning. Earnings volatility can weaken investor confidence, constrain capital allocation, and reduce the visibility of future returns.

Ai Partners Financial Inc. (7345) vs. iShares MSCI Japan ETF (EWJ)

-20%0%20%40%60%80%100%120%JP:7345+54.42%EWJ+15.87%Dec '25Jan '26Feb '26Mar '26Apr '26May '26Jun '26Jul '26Aug '26Sep '26Oct '26
Market Cap
JPY 3.08B
Dividend Yield
0.43%
Average Volume (3M)
3,663
Price to Earnings (P/E)
21.9
Beta (1Y)
0.16
Revenue Growth
30.29%
EPS Growth
―
Country
Japan
Employees
38
Sector
General
Sector Strength
55
Industry
Asset Management

Ai Partners Financial Inc. Business Overview & Revenue Model

Company Description

AI Partners Financial Inc. operates primarily as a broker for financial instruments. Established in 2006, the firm maintains its principal office in Yokohama, Japan. It adopted its current corporate identity in February 2009, having previously operat...

Ai Partners Financial Inc. Financial Statement Overview

Summary

Strong operational turnaround featuring 22.5% revenue growth and a return to profitability, underpinned by an exceptionally resilient, virtually debt-free balance sheet. Robust cash flow generation offsets minor concerns over historical volatility and long-term gross margin compression.

Income Statement

78Positive

Balance Sheet

92Very Positive

Cash Flow

82Very Positive
Financial statement breakdown
BreakdownTTMMar 2026Mar 2025Mar 2024Mar 2023Mar 2022
Income Statement
Total Revenue4.88B4.58B3.80B3.73B3.00B3.81B
Gross Profit901.24M853.51M751.93M771.00M665.21M862.75M
EBITDA198.52M142.64M19.31M36.83M-93.96M131.97M
Net Income140.50M90.47M-9.73M7.43M-131.91M64.87M
Balance Sheet
Total Assets1.23B1.33B1.00B1.08B998.65M1.21B
Cash, Cash Equivalents and Short-Term Investments597.29M597.29M495.29M518.73M541.00M664.56M
Total Debt2.18M8.69M15.90M24.01M31.97M10.69M
Total Liabilities489.59M612.21M369.88M449.19M363.43M334.81M
Stockholders Equity742.98M718.93M630.26M634.10M635.22M870.67M
Cash Flow
Free Cash Flow0123.44M-10.15M10.89M-75.24M-80.08M
Operating Cash Flow0130.34M-3.02M14.49M-61.53M-60.06M
Investing Cash Flow0-8.39M-5.44M-6.62M-12.58M-35.65M
Financing Cash Flow0-19.95M-14.97M-31.45M-108.50M294.40M

Ai Partners Financial Inc. Technical Analysis

Technical Analysis SentimentNegative
Last Price934.00

Price Trends

50DMA937.04Negative
100DMA946.89Negative
200DMA965.02Negative

Market Momentum

MACD-1.41Negative
RSI49.54Neutral
STOCH98.96Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:7345, the sentiment is Negative. The current price of 934.00 is above the 20-day moving average (MA) of 933.30, below the 50-day MA of 937.04, and below the 200-day MA of 965.02, indicating a neutral trend. The MACD of -1.41 indicates Negative momentum. The RSI at 49.54 is Neutral, neither overbought nor oversold. The STOCH value of 98.96 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:7345.

Ai Partners Financial Inc. Peers Comparison

Overall Rating

UnderperformOutperform
Sector (55)

Financial Indicators

JP:7345 against its peers
NameOverall RatingMarket CapP/E RatioROEDividend YieldRevenue GrowthEPS Growth
JP:7345JP:734568NeutralJPY 3.07B21.86―0.43%30.29%―
JP:9257JP:925756NeutralJPY 9.65B12.89―3.92%――
Sector *55Neutral$6.65B3.83-15.92%6.20%10.91%7.18%
JP:8518JP:851848NeutralJPY 3.86B34.351.10%―8.00%-55.19%
JP:3772JP:377247NeutralJPY 20.41B-32.74―1.88%-25.55%-139.93%
JP:2134JP:213439UnderperformJPY 8.50B-5.68――263.03%23.09%

* General Sector Average

Performance Comparison

-50%0%50%JP:7345JP:8518JP:2134JP:3266JP:3772JP:9257Dec '25Jan '26Feb '26Mar '26Apr '26May '26Jun '26Jul '26Aug '26Sep '26Oct '26
JP:7345 and its peers over the selected period
Show on chartTickerCompany NamePriceChange% Change
JP:7345Ai Partners Financial Inc.934.00320.1952.17%
JP:8518Japan Asia Investment Company, Limited135.00-95.00-41.30%
JP:2134Sun Capital Management Corp.15.00-27.00-64.29%
JP:3266Fund Creation Group Co., Ltd.76.00-14.94-16.43%
JP:3772Wealth Management Inc1064.00-15.48-1.43%
JP:9257YCP Holdings (Global) Ltd. Japanese Deposit Receipt Repr 1 Sh432.00-330.31-43.33%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Aug 18, 2026