Hirogin Holdings, Inc. (7337) AI Stock Analysis

• Market Cap: ¥380.08B
• Dividend Yield: 3.84%
• Average Volume (3M): 730.57K
• Price to Earnings (P/E): 10.5
• Beta (1Y): 1.15
• Revenue Growth: <0.01%
• EPS Growth: 56.12%
• Country: JP
• Employees: 3,682
• Sector: Financial
• Sector Strength: 84
• Industry: Banks - Regional
• EPS (TTM): 22.76
• Shares Outstanding: 305,327,900
• 10 Day Avg. Volume: 674,950
• 30 Day Avg. Volume: 730,573
• PEG Ratio: 0.71
• Price to Book (P/B): 0.61
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 67 Neutral
• Price Target: ―

Hirogin Holdings benefits from strong revenue growth and effective cost management, supported by an attractive valuation with a reasonable P/E ratio and a healthy dividend yield. However, cash flow volatility and mixed technical indicators present challenges. Addressing these issues could significantly enhance the stock's appeal.

Hirogin Holdings, Inc. Business Overview & Revenue Model

Company Description

Hirogin Holdings, Inc. operates as a bank holding company for The Hiroshima Bank, Ltd. that provides various financial services in Hiroshima, Okayama, Yamaguchi, and Ehime prefectures. It offers deposits and loans, financial instruments, leasing and auto leasing, receivables management, asset management, and consulting services, as well as IT-related services. The company was founded in 1878 and is headquartered in Hiroshima, Japan.

How the Company Makes Money

Hirogin Holdings, Inc. generates revenue through a variety of financial services. Its primary revenue streams include interest income from loans provided to individuals and businesses, fees from financial services such as account management and transaction services, and income from securities and investment activities. The company also earns through strategic partnerships and collaborations with other financial institutions and businesses to expand its service offerings and customer base. Additionally, Hirogin Holdings benefits from its regional focus, leveraging local economic growth and development to enhance its financial performance.

Hirogin Holdings, Inc. Financial Statement Overview

Summary

Hirogin Holdings shows strong revenue growth and effective cost management, contributing to a solid income statement score. The balance sheet reflects moderate leverage and a strong asset base, though it is offset by potential financial risks and cash flow volatility, which lower the overall financial performance score.

Income Statement

Hirogin Holdings has shown consistent revenue growth over the years, with a notable increase from 2023 to 2024. The gross profit margin remains strong, indicating efficient cost management. However, the net profit margin has fluctuated, reflecting some instability in profitability. The EBIT margin is healthy, but the lack of EBITDA data limits a full analysis of operational performance.

Balance Sheet

The company's balance sheet reflects a stable equity base with a moderate debt-to-equity ratio, indicating balanced leverage. The equity ratio is healthy, suggesting a strong asset base. However, fluctuations in total liabilities and stockholders' equity over the years indicate potential financial risks that need monitoring.

Cash Flow

The cash flow analysis reveals volatile free cash flow figures, with significant variations in operating cash flow. The operating cash flow to net income ratio is not assessable due to missing data, hindering a comprehensive evaluation. Although there is positive free cash flow, its growth rate is inconsistent, highlighting challenges in cash generation.

Breakdown
TTM	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020
Income Statement		Total Revenue
155.19B	140.18B	125.37B	129.43B	101.43B	116.06B
	Gross Profit
171.91B	140.18B	125.37B	129.43B	101.43B	111.65B
	EBIT
74.50B	48.02B	18.47B	28.16B	30.93B	38.80B
	EBITDA
9.37B	0.00	0.00	0.00	35.64B	40.09B
	Net Income Common Stockholders
33.36B	27.69B	12.51B	22.91B	21.57B	24.27B
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
175.20B	2.84T	2.19T	2.58T	2.58T	1.47T
	Total Assets
6.97T	12.79T	11.50T	11.60T	11.01T	9.44T
	Total Debt
0.00	2.70T	1.06T	1.20T	1.02T	1.14T
	Net Debt
-175.20B	-2.84T	-1.12T	-1.38T	-1.56T	-330.85B
	Total Liabilities
392.06B	12.26T	1.42T	11.11T	1.02T	8.96T
	Stockholders Equity
316.29B	535.11B	498.47B	496.06B	516.76B	482.06B
Cash Flow		Free Cash Flow
0.00	765.87B	-478.07B	208.88B	1.46T	11.52B
	Operating Cash Flow
0.00	783.34B	-468.74B	216.89B	1.49T	16.66B
	Investing Cash Flow
0.00	-119.39B	65.83B	-198.33B	-370.40B	-475.63B
	Financing Cash Flow
0.00	94.02B	-8.10B	-22.64B	-9.31B	497.62B

Hirogin Holdings, Inc. Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 1247.00
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:7337, the sentiment is Positive. The current price of 1247 is above the 20-day moving average (MA) of 1210.70, above the 50-day MA of 1164.54, and above the 200-day MA of 1131.34, indicating a bullish trend. The MACD of 25.30 indicates Negative momentum. The RSI at 63.07 is Neutral, neither overbought nor oversold. The STOCH value of 90.99 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:7337.

Hirogin Holdings, Inc. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
7337	67 Neutral	¥380.08B	10.54		3.84%	<0.01%	56.12%
Sector *	64 Neutral	$12.78B	9.75	7.54%	17015.06%	12.09%	-7.43%
KYUNF		$2.23B	6.08	4.21%	4.96%	―	―
YFGSF		$2.08B	9.65	5.46%	3.80%	―	―
7327	73 Outperform	¥303.73B	9.90		3.94%	9.02%	14.49%
8377	71 Outperform	¥341.75B	8.94		1.79%	21.04%	20.47%
5832	63 Neutral	¥320.99B	11.46		3.54%	12.82%	13.03%

Hirogin Holdings, Inc. Corporate Events

Hirogin Holdings Reports Strong Financial Growth Amidst Stable Market Position

Hirogin Holdings, Inc. reported a 6% increase in ordinary revenues and a notable 26% rise in ordinary profit for the nine months ended December 31, 2024, compared to the same period the previous year. The company’s financial position remains stable with a slight decrease in total assets and an improved capital adequacy ratio. Despite a decline in comprehensive income, the company has maintained its dividend forecast, signaling confidence in its financial health and ongoing strategic initiatives.