IRRC Corp. AI Stock Analysis
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IRRC Corp. (7325) AI Stock Analysis
IRRC Corp.
(TSE/TYO:7325)
The overall score is heavily supported by the company's attractive valuation and fundamentally sound balance sheet. A compelling 4.38% dividend yield and low financial leverage offer a strong safety net for investors. However, continuous margin contraction and long-term bearish technical trends temper near-term upside potential, placing the onus on management to stabilize profitability to unlock further value.
IRRC Corp. (7325) vs. iShares MSCI Japan ETF (EWJ)
- Market Cap
- JPY 5.60B
- Dividend Yield
- 4.71%
- Average Volume (3M)
- 6,016
- Price to Earnings (P/E)
- 14.2
- Beta (1Y)
- 0.34
- Revenue Growth
- 16.33%
- EPS Growth
- -9.58%
- Country
- Japan
- Employees
- 794
- Sector
- General
- Sector Strength
- 55
- Industry
- Insurance - Life
IRRC Corp. Business Overview & Revenue Model
Company Description
Headquartered in Tokyo, Japan, IRRC Corporation operates as a prominent life insurance agency within the country. The company not only distributes its products through proprietary retail locations but also provides non-life insurance brokerage and es...
IRRC Corp. Financial Statement Overview
Summary
Supported by consistent revenue growth and a highly stable, well-capitalized balance sheet with minimal leverage. Robust cash flow generation is a positive factor, though recent margin contraction and minor cash flow dips warrant continued monitoring.
Income Statement
72PositiveBalance Sheet
85Very PositiveCash Flow
78Positive| Breakdown | TTM | Jun 2025 | Jun 2024 | Jun 2023 | Jun 2022 | Jun 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 10.96B | 10.96B | 9.42B | 7.92B | 6.00B | 5.20B |
| Gross Profit | 7.80B | 7.48B | 7.02B | 6.23B | 5.02B | 4.33B |
| EBITDA | 1.10B | 1.09B | 1.09B | 795.49M | 381.35M | 640.75M |
| Net Income | 371.77M | 392.00M | 435.45M | 351.62M | 16.04M | 255.98M |
Balance Sheet | ||||||
| Total Assets | 6.42B | 6.42B | 6.05B | 5.19B | 4.50B | 4.58B |
| Cash, Cash Equivalents and Short-Term Investments | 2.05B | 2.05B | 2.22B | 1.87B | 1.60B | 2.23B |
| Total Debt | 532.00M | 532.00M | 16.00M | 90.00M | 15.86M | 8.09M |
| Total Liabilities | 2.43B | 2.43B | 2.11B | 1.51B | 884.64M | 777.35M |
| Stockholders Equity | 3.90B | 3.90B | 3.88B | 3.63B | 3.59B | 3.80B |
Cash Flow | ||||||
| Free Cash Flow | 0 | 571.28M | 1.00B | 664.27M | -89.38M | 315.71M |
| Operating Cash Flow | 0 | 725.50M | 1.08B | 983.74M | 208.10M | 614.60M |
| Investing Cash Flow | 0 | -1.14B | -461.52M | -651.67M | -421.59M | -359.67M |
| Financing Cash Flow | 0 | 138.42M | -262.02M | -62.06M | -419.31M | -94.47M |
IRRC Corp. Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:7325, the sentiment is Negative. The current price of 680.00 is below the 20-day moving average (MA) of 702.80, below the 50-day MA of 699.36, and below the 200-day MA of 753.49, indicating a bearish trend. The MACD of -5.51 indicates Positive momentum. The RSI at 39.86 is Neutral, neither overbought nor oversold. The STOCH value of 34.24 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:7325.
IRRC Corp. Peers Comparison
Overall Rating
- JP:732577Outperform
JP:732669Neutral
JP:875068Neutral
JP:715762Neutral
JP:879561.85Neutral
JP:718155Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| JP:7325 | 77Outperform | JPY 5.96B | 14.16 | ― | 4.71% | 16.33% | -9.58% |
| JP:7326 | 69Neutral | JPY 52.82B | 16.91 | 6.53% | 2.19% | 8.49% | 22.82% |
| JP:8750 | 68Neutral | JPY 6.61T | 12.19 | 13.20% | 3.57% | 16.92% | 66.45% |
| JP:7157 | 62Neutral | JPY 113.32B | 14.93 | ― | ― | 11.06% | 0.03% |
| JP:8795 | 62Neutral | JPY 2.38T | 16.92 | 8.97% | 2.99% | 6.25% | 17.99% |
| Sector * | 55Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
| JP:7181 | 55Neutral | JPY 1.91T | 11.65 | ― | 2.55% | -5.90% | 27.69% |
* General Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| JP:7325 | IRRC Corp. | 680.00 | -205.85 | -23.24% | |
| JP:8750 | Dai-ichi Life Holdings | 1861.00 | 689.79 | 58.90% | |
| JP:8795 | T&D Holdings | 5010.00 | 1789.87 | 55.58% | |
| JP:7326 | SBI Insurance Group Co., Ltd. | 2106.00 | 395.65 | 23.13% | |
| JP:7157 | Lifenet Insurance Company | 1394.00 | -589.00 | -29.70% | |
| JP:7181 | JAPAN POST INSURANCE Co., Ltd. | 1791.00 | 444.37 | 33.00% |
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Aug 17, 2026