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IRRC Corp. (7325) AI Stock Analysis
IRRC Corp.
(TSE/TYO:7325)
Score of 72 reflects a solid financial foundation with strong revenue growth and a conservative balance sheet, offset by margin pressures. Technicals indicate short-term bullishness but remain below long-term averages, signaling potential resistance. Valuation is reasonable with an attractive dividend yield, making the stock moderately attractive.
IRRC Corp. (7325) vs. iShares MSCI Japan ETF (EWJ)
- Market Cap
- JPY 5.60B
- Dividend Yield
- 4.67%
- Average Volume (3M)
- 6,091
- Price to Earnings (P/E)
- 14.3
- Beta (1Y)
- 0.32
- Revenue Growth
- 16.33%
- EPS Growth
- -9.58%
- Country
- Japan
- Employees
- 794
- Sector
- General
- Sector Strength
- 55
- Industry
- Insurance - Life
IRRC Corp. Business Overview & Revenue Model
Company Description
Headquartered in Tokyo, Japan, IRRC Corporation operates as a prominent life insurance agency within the country. The company not only distributes its products through proprietary retail locations but also provides non-life insurance brokerage and es...
IRRC Corp. Financial Statement Overview
Summary
IRRC Corp demonstrates strong revenue growth (16% increase) and a solid balance sheet with low debt (D/E 0.14). However, profitability margins have declined, with net margin down to 3.6%. Overall financial health remains robust, leading to a score of 76.
Income Statement
68PositiveBalance Sheet
86Very PositiveCash Flow
75Positive| Breakdown | TTM | Jun 2025 | Jun 2024 | Jun 2023 | Jun 2022 | Jun 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 10.96B | 10.96B | 9.42B | 7.92B | 6.00B | 5.20B |
| Gross Profit | 7.80B | 7.48B | 7.02B | 6.23B | 5.02B | 4.33B |
| EBITDA | 1.10B | 1.09B | 1.09B | 795.49M | 381.35M | 640.75M |
| Net Income | 371.77M | 392.00M | 435.45M | 351.62M | 16.04M | 255.98M |
Balance Sheet | ||||||
| Total Assets | 6.42B | 6.42B | 6.05B | 5.19B | 4.50B | 4.58B |
| Cash, Cash Equivalents and Short-Term Investments | 2.05B | 2.05B | 2.22B | 1.87B | 1.60B | 2.23B |
| Total Debt | 532.00M | 532.00M | 16.00M | 90.00M | 15.86M | 8.09M |
| Total Liabilities | 2.43B | 2.43B | 2.11B | 1.51B | 884.64M | 777.35M |
| Stockholders Equity | 3.90B | 3.90B | 3.88B | 3.63B | 3.59B | 3.80B |
Cash Flow | ||||||
| Free Cash Flow | 0 | 571.28M | 1.00B | 664.27M | -89.38M | 315.71M |
| Operating Cash Flow | 0 | 725.50M | 1.08B | 983.74M | 208.10M | 614.60M |
| Investing Cash Flow | 0 | -1.14B | -461.52M | -651.67M | -421.59M | -359.67M |
| Financing Cash Flow | 0 | 138.42M | -262.02M | -62.06M | -419.31M | -94.47M |
IRRC Corp. Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:7325, the sentiment is Negative. The current price of 685.00 is below the 20-day moving average (MA) of 706.75, below the 50-day MA of 700.66, and below the 200-day MA of 757.36, indicating a bearish trend. The MACD of 0.63 indicates Positive momentum. The RSI at 40.30 is Neutral, neither overbought nor oversold. The STOCH value of 10.70 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:7325.
IRRC Corp. Peers Comparison
Overall Rating
- JP:732572Outperform
JP:732669Neutral
JP:875068Neutral
JP:718164Neutral
JP:715762Neutral
JP:879561.85Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| JP:7325 | 72Outperform | JPY 6.14B | 14.26 | ― | 4.67% | 16.33% | -9.58% |
| JP:7326 | 69Neutral | JPY 52.52B | 17.03 | 6.53% | 2.19% | 21.02% | 46.82% |
| JP:8750 | 68Neutral | JPY 6.49T | 11.74 | 13.20% | 3.71% | 16.92% | 66.45% |
| JP:7181 | 64Neutral | JPY 1.89T | 11.29 | ― | 2.63% | -5.90% | 27.69% |
| JP:7157 | 62Neutral | JPY 117.18B | 15.83 | ― | ― | 12.32% | 19.35% |
| JP:8795 | 62Neutral | JPY 2.34T | 16.28 | 8.97% | 3.11% | 6.25% | 17.99% |
| Sector * | 55Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
* General Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| JP:7325 | IRRC Corp. | 685.00 | -230.53 | -25.18% | |
| JP:8750 | Dai-ichi Life Holdings | 1792.00 | 747.62 | 71.58% | |
| JP:8795 | T&D Holdings | 4820.00 | 1648.22 | 51.96% | |
| JP:7326 | SBI Insurance Group Co., Ltd. | 2121.00 | 577.88 | 37.45% | |
| JP:7157 | Lifenet Insurance Company | 1478.00 | -410.00 | -21.72% | |
| JP:7181 | JAPAN POST INSURANCE Co., Ltd. | 1735.00 | 430.58 | 33.01% |
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Aug 17, 2026