Japan Living Warranty, Inc. AI Stock Analysis
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Japan Living Warranty, Inc. (7320) AI Stock Analysis
Japan Living Warranty, Inc.
(TSE/TYO:7320)
Japan Living Warranty achieves a strong overall score, heavily supported by its highly attractive valuation and stellar financial performance, including solid revenue expansion and excellent cash flow generation. The primary risk factor capping the score is its weak short-term technical trend, as the stock is currently trading below all key moving averages.
Japan Living Warranty, Inc. (7320) vs. iShares MSCI Japan ETF (EWJ)
- Market Cap
- JPY 16.23B
- Dividend Yield
- 1.37%
- Average Volume (3M)
- 37.00K
- Price to Earnings (P/E)
- 9.1
- Beta (1Y)
- 1.01
- Revenue Growth
- 15.36%
- EPS Growth
- ―
- Country
- Japan
- Employees
- 324
- Sector
- Technology
- Sector Strength
- 61
- Industry
- Software - Application
Japan Living Warranty, Inc. Business Overview & Revenue Model
Company Description
Headquartered in Tokyo, Japan, Solvvy Inc. was founded in 2009 and specializes in offering comprehensive warranty services alongside a suite of Software-as-a-Service (SaaS) products. Their extensive service portfolio encompasses various guarantees an...
How the Company Makes Money
Japan Living Warranty, Inc. generates revenue primarily by selling and administering warranty/guarantee programs tied to residential properties and associated after-sales support. Key revenue streams typically include: (1) fees/premiums paid for warr...
Japan Living Warranty, Inc. Financial Statement Overview
Summary
Japan Living Warranty exhibits robust financial health with steady revenue growth, a strong 22.7% net profit margin, and excellent cash flow conversion. The balance sheet is highly resilient, highlighted by a declining debt-to-equity ratio and a 31.6% return on equity.
Income Statement
85Very PositiveBalance Sheet
90Very PositiveCash Flow
88Very Positive| Breakdown | TTM | Jun 2025 | Jun 2024 | Jun 2023 | Jun 2022 | Jun 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 7.68B | 7.68B | 6.71B | 5.36B | 3.92B | 3.31B |
| Gross Profit | 5.65B | 5.65B | 4.81B | 4.00B | 2.79B | 2.19B |
| EBITDA | 2.37B | 2.19B | -604.05M | 1.52B | 1.18B | 857.85M |
| Net Income | 1.74B | 1.74B | -628.14M | 973.30M | 751.28M | 546.44M |
Balance Sheet | ||||||
| Total Assets | 34.42B | 34.42B | 29.62B | 24.59B | 20.10B | 16.22B |
| Cash, Cash Equivalents and Short-Term Investments | 3.53B | 3.53B | 3.41B | 2.80B | 4.40B | 3.76B |
| Total Debt | 2.13B | 2.13B | 2.28B | 2.51B | 2.29B | 1.44B |
| Total Liabilities | 28.89B | 28.89B | 25.43B | 21.59B | 18.16B | 14.98B |
| Stockholders Equity | 5.51B | 5.51B | 4.17B | 3.01B | 1.95B | 1.24B |
Cash Flow | ||||||
| Free Cash Flow | 697.87M | 1.66B | 2.09B | 539.65M | 1.63B | -482.37M |
| Operating Cash Flow | 697.09M | 1.67B | 2.10B | 922.42M | 1.86B | 292.82M |
| Investing Cash Flow | -378.62M | -377.22M | -1.34B | -2.09B | -1.90B | -3.17B |
| Financing Cash Flow | -244.40M | -1.12B | -549.55M | 168.00M | 783.35M | 748.24M |
Japan Living Warranty, Inc. Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:7320, the sentiment is Positive. The current price of 1465.00 is above the 20-day moving average (MA) of 1368.35, above the 50-day MA of 1407.28, and below the 200-day MA of 1497.30, indicating a neutral trend. The MACD of -9.46 indicates Negative momentum. The RSI at 60.08 is Neutral, neither overbought nor oversold. The STOCH value of 85.93 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:7320.
Japan Living Warranty, Inc. Peers Comparison
Overall Rating
JP:230783Outperform- JP:732081Outperform
JP:438979Outperform
JP:525471Outperform
JP:401154Neutral
JP:503550.6Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| JP:2307 | 83Outperform | JPY 16.67B | 9.72 | ― | 3.39% | 12.51% | 12.88% |
| JP:7320 | 81Outperform | JPY 16.73B | 9.15 | ― | 1.37% | 15.36% | ― |
| JP:4389 | 79Outperform | JPY 10.83B | 15.12 | ― | 3.07% | 18.75% | 32.52% |
| JP:5254 | 71Outperform | JPY 26.04B | 14.86 | ― | ― | 60.36% | 227.15% |
| Sector * | 61Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% |
| JP:4011 | 54Neutral | JPY 11.29B | -142.56 | ― | ― | 74.81% | -141.25% |
| JP:5035 | 51Neutral | JPY 1.83B | -3.58 | ― | 1.16% | -6.00% | -480.80% |
* Technology Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| JP:7320 | Japan Living Warranty, Inc. | 1465.00 | -90.32 | -5.81% | |
| JP:2307 | Cross Cat Co., Ltd. | 1092.00 | 84.29 | 8.36% | |
| JP:4011 | Headwaters Co., Ltd. | 1829.00 | -1431.00 | -43.90% | |
| JP:4389 | Property Data Bank, Inc. | 1043.00 | 242.20 | 30.24% | |
| JP:5035 | HOUSEI Inc. | 257.00 | -160.79 | -38.49% | |
| JP:5254 | Arent, Inc. | 3835.00 | 475.00 | 14.14% |
Japan Living Warranty, Inc. Corporate Events
Solvvy Hits Record Profits and Lifts Dividend as It Pushes into Home Renovation
Solvvy Inc., listed on the Tokyo Stock Exchange Growth Market, focuses on warranty and service solutions tied to housing and renewable energy, and is increasingly leveraging alliances to extend into related consumer and property markets. Its strategy...
Solvvy Explains Profit Shortfall, Exits NextGIGA as It Resets Growth Focus
Solvvy Inc. disclosed a summary of investor Q&A following its fiscal year ended June 30, 2026 results, explaining why net sales and operating profit missed full-year plans despite year-on-year growth. Management cited resource diversion to normalize...
Solvvy Swings to Profit and Plans Higher Dividend on Steady Growth Outlook
Solvvy Inc. reported a strong rebound for the year ended June 30, 2026, with net sales rising 14.5% to ¥7.68 billion and ordinary profit jumping 29.1% to ¥2.55 billion. The company swung from a loss to profit attributable to owners of parent of ¥1.74...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Aug 18, 2026