Premium Group Co., Ltd. AI Stock Analysis
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Premium Group Co., Ltd. (7199) AI Stock Analysis
Premium Group Co., Ltd.
(TSE/TYO:7199)
The overall score of 68 is driven primarily by the company's strong operational profitability, impressive ROE, and an attractive valuation profile featuring an 11.6x P/E ratio and a 2.9% dividend yield. These significant strengths are partially offset by increasing balance sheet leverage and recent bearish technical momentum, with the stock currently trading below key short-term moving averages. While historical cash flows have been volatile, a recent positive turnaround provides stability to the longer-term outlook.
Premium Group Co., Ltd. (7199) vs. iShares MSCI Japan ETF (EWJ)
- Market Cap
- JPY 78.95B
- Dividend Yield
- 2.89%
- Average Volume (3M)
- 216.45K
- Price to Earnings (P/E)
- 11.7
- Beta (1Y)
- 0.52
- Revenue Growth
- 21.46%
- EPS Growth
- 48.86%
- Country
- Japan
- Employees
- 899
- Sector
- General
- Sector Strength
- 55
- Industry
- Financial - Credit Services
Premium Group Co., Ltd. Business Overview & Revenue Model
Company Description
Headquartered in Tokyo, Japan, Premium Group Co., Ltd. was established in 2007 and specializes in delivering diverse financial and service solutions primarily within the automotive sector. The company's business activities are structured across three...
Premium Group Co., Ltd. Financial Statement Overview
Summary
Strong revenue and profit growth with robust margins and excellent ROE (26.8%). However, increasing debt levels yielding high leverage, along with historically volatile cash flows, moderate the overall financial strength despite a recent positive cash flow turnaround.
Income Statement
85Very PositiveBalance Sheet
68PositiveCash Flow
60Neutral| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 47.62B | 44.04B | 36.41B | 31.55B | 25.46B | 20.89B |
| Gross Profit | 6.24B | 6.25B | 36.41B | 6.20B | 25.46B | 20.89B |
| EBITDA | 12.28B | 10.86B | 8.67B | 7.83B | 5.66B | 5.16B |
| Net Income | 6.79B | 6.07B | 4.65B | 4.61B | 3.99B | 2.94B |
Balance Sheet | ||||||
| Total Assets | 209.52B | 198.97B | 184.99B | 125.27B | 101.99B | 81.80B |
| Cash, Cash Equivalents and Short-Term Investments | 129.04B | 117.23B | 91.88B | 21.15B | 14.86B | 11.43B |
| Total Debt | 94.66B | 85.01B | 65.62B | 53.41B | 41.33B | 28.69B |
| Total Liabilities | 182.59B | 173.67B | 166.04B | 109.92B | 88.58B | 71.99B |
| Stockholders Equity | 26.90B | 25.27B | 18.92B | 15.31B | 13.38B | 9.71B |
Cash Flow | ||||||
| Free Cash Flow | 9.98B | -5.64B | -9.17B | 2.10B | -2.60B | 789.00M |
| Operating Cash Flow | 10.46B | -4.88B | -7.76B | 2.49B | -449.00M | 1.61B |
| Investing Cash Flow | -4.28B | -1.93B | -2.46B | -3.09B | -2.32B | -1.03B |
| Financing Cash Flow | 19.41B | 32.15B | 6.22B | 6.89B | 6.18B | 2.80B |
Premium Group Co., Ltd. Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:7199, the sentiment is Negative. The current price of 2038.00 is below the 20-day moving average (MA) of 2171.70, below the 50-day MA of 2118.56, and above the 200-day MA of 1945.35, indicating a neutral trend. The MACD of -8.83 indicates Positive momentum. The RSI at 40.84 is Neutral, neither overbought nor oversold. The STOCH value of 11.89 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:7199.
Premium Group Co., Ltd. Peers Comparison
Overall Rating
JP:716484.1Outperform
JP:719180Outperform
JP:877179Outperform
JP:738370Outperform- JP:719968Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| JP:7164 | 84Outperform | JPY 433.13B | 13.01 | 13.76% | 3.83% | 2.50% | 6.43% |
| JP:7191 | 80Outperform | JPY 25.98B | 14.12 | ― | 4.01% | 18.19% | 16.32% |
| JP:8771 | 79Outperform | JPY 77.66B | 21.08 | ― | 5.03% | 3.16% | 9.30% |
| JP:7383 | 70Outperform | JPY 33.51B | 17.99 | ― | ― | 7.25% | 8.41% |
| JP:7199 | 68Neutral | JPY 82.00B | 11.66 | ― | 2.89% | 21.46% | 48.86% |
| Sector * | 55Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
* General Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| JP:7199 | Premium Group Co., Ltd. | 2038.00 | 355.56 | 21.13% | |
| JP:7164 | Zenkoku Hosho Co | 3260.00 | 270.22 | 9.04% | |
| JP:7191 | Entrust Inc. | 1161.00 | 170.36 | 17.20% | |
| JP:7383 | Net Protections Holdings, Inc. | 336.00 | -295.00 | -46.75% | |
| JP:8771 | eGuarantee, Inc. | 1713.00 | 53.07 | 3.20% |
Premium Group Co., Ltd. Corporate Events
Premium Group Announces Correction to Financial Results Presentation
Premium Group Co., Ltd. announced on November 12, 2026, that it had corrected parts of its “Financial Results Presentation for 1H of FY Ending March 31, 2027,” originally released on November 10. The correction concerned page 21, while the company sa...
Premium Group Changes Reporting Structure to Two Segments
Premium Group’s business domains cover finance and service provision, including automobile warranty, mobility services, servicer operations and management of platform membership organizations. The Finance Segment pursues financial returns based on cr...
Premium Group Reports First-Half Revenue and Profit Growth
Premium Group Co., Ltd., a Tokyo Stock Exchange-listed company under stock code 7199, reported consolidated results for the first half of fiscal 2027, covering April 1 through September 30, 2026. Operating revenue was 24,465 million yen, up 17.1% yea...
Premium Group Secures ¥5 Billion Syndicated Loan to Support Long-Term Growth
Premium Group Co., Ltd. has approved a new syndicated loan agreement arranged by Aozora Bank to secure working capital for the group’s medium- to long-term growth and to broaden its base of financial institutions. The financing totals 5,000 million y...
Premium Group Subsidiary Files ¥5 Billion Counterclaim Over Failed Core System
Premium Group Co., Ltd. has disclosed that its subsidiary Premium Co., Ltd. has filed a counterclaim against system developer DTS Corporation in the Tokyo District Court over a failed core IT system upgrade for its finance business. After the new sys...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Nov 13, 2026