Shimane Bank, Ltd. AI Stock Analysis
Want to see JP:7150 full AI Analyst Report?
Shimane Bank, Ltd. (7150) AI Stock Analysis
Shimane Bank, Ltd.
(TSE/TYO:7150)
The score is held back primarily by uneven financial quality—margin compression, modest ROE trends, and especially volatile cash flow history—despite improving revenue. Technicals are a supporting factor with positive momentum and price above key short-term averages, but the longer-term trend remains weaker (below the 200D). Valuation is also a mild negative due to the negative P/E, with only modest support from the ~2% dividend yield.
Shimane Bank, Ltd. (7150) vs. iShares MSCI Japan ETF (EWJ)
- Market Cap
- JPY 3.82B
- Dividend Yield
- 2.11%
- Average Volume (3M)
- 24.18K
- Price to Earnings (P/E)
- -4.9
- Beta (1Y)
- 0.85
- Revenue Growth
- 24.38%
- EPS Growth
- -279.35%
- Country
- Japan
- Employees
- 316
- Sector
- General
- Sector Strength
- 55
- Industry
- Banks - Regional
Shimane Bank, Ltd. Business Overview & Revenue Model
Company Description
The Shimane Bank, Ltd. is a Japanese financial institution that delivers a broad spectrum of banking products and services to both individual consumers and corporate clients. Its offerings include diverse deposit accounts and an extensive range of lo...
Shimane Bank, Ltd. Financial Statement Overview
Summary
Mixed fundamentals. Revenue has grown across 2024–2026 with a strong rebound in 2026, but profitability weakened as operating and net margins fell and net income declined. Balance sheet leverage has improved versus 2022 but remains material, while equity has stepped down since 2024. The biggest drag is highly inconsistent cash flow history (deeply negative in 2022–2023, then zero in 2024–2025, positive in 2026), which reduces confidence in earnings quality.
Income Statement
62PositiveBalance Sheet
58NeutralCash Flow
35Negative| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 9.04B | 9.86B | 9.39B | 8.34B | 7.32B | 7.50B |
| Gross Profit | 7.21B | 7.97B | 8.68B | 7.83B | 6.94B | 7.12B |
| EBITDA | -731.00M | 1.09B | 1.38B | 1.09B | 975.00M | 844.00M |
| Net Income | -619.00M | 371.00M | 609.00M | 419.00M | 418.00M | 294.00M |
Balance Sheet | ||||||
| Total Assets | 563.16B | 563.16B | 568.78B | 534.21B | 503.76B | 523.07B |
| Cash, Cash Equivalents and Short-Term Investments | 31.81B | 26.12B | 46.56B | 33.59B | 28.07B | 46.79B |
| Total Debt | 11.50B | 18.23B | 19.97B | 18.03B | 13.20B | 35.28B |
| Total Liabilities | 552.04B | 550.79B | 553.84B | 515.54B | 486.79B | 509.02B |
| Stockholders Equity | 11.01B | 12.36B | 14.92B | 18.65B | 16.96B | 14.02B |
Cash Flow | ||||||
| Free Cash Flow | 0 | 769.00M | 0 | 0 | -27.92B | -19.36B |
| Operating Cash Flow | 0 | 915.00M | 0 | 0 | -27.55B | -18.99B |
| Investing Cash Flow | 0 | -18.59B | -5.38B | -794.00M | 3.00B | -9.47B |
| Financing Cash Flow | 0 | -3.54B | 35.91B | -173.00M | 5.85B | -106.00M |
Shimane Bank, Ltd. Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:7150, the sentiment is Negative. The current price of 474.00 is below the 20-day moving average (MA) of 478.05, below the 50-day MA of 500.00, and below the 200-day MA of 516.21, indicating a bearish trend. The MACD of -10.41 indicates Positive momentum. The RSI at 45.45 is Neutral, neither overbought nor oversold. The STOCH value of 52.84 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:7150.
Shimane Bank, Ltd. Peers Comparison
Overall Rating
JP:856379Outperform
JP:838378Outperform
JP:836573Outperform
JP:856266Neutral- JP:715056Neutral
JP:841648Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| JP:8563 | 79Outperform | JPY 14.08B | 8.35 | ― | 3.54% | 18.72% | 19.57% |
| JP:8383 | 78Outperform | JPY 15.68B | 8.53 | ― | 2.91% | 22.16% | 44.08% |
| JP:8365 | 73Outperform | JPY 10.30B | 9.84 | ― | 3.01% | 2.75% | 18.36% |
| JP:8562 | 66Neutral | JPY 11.37B | 12.47 | ― | 1.47% | 20.99% | ― |
| JP:7150 | 56Neutral | JPY 3.87B | -4.86 | ― | 2.11% | 24.38% | -279.35% |
| Sector * | 55Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
| JP:8416 | 48Neutral | JPY 9.41B | 61.27 | ― | 2.65% | 16.28% | 56.59% |
* General Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| JP:7150 | Shimane Bank, Ltd. | 474.00 | -8.59 | -1.78% | |
| JP:8365 | Bank of Toyama Ltd. | 1909.00 | 165.76 | 9.51% | |
| JP:8383 | TOTTORI BANK, LTD. | 1716.00 | 388.52 | 29.27% | |
| JP:8416 | Bank of Kochi, Ltd. | 944.00 | 116.80 | 14.12% | |
| JP:8562 | Fukushima Bank, Ltd. | 340.00 | 108.19 | 46.67% | |
| JP:8563 | Daito Bank, Ltd. | 1129.00 | 373.35 | 49.41% |
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Aug 17, 2026