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Shimane Bank, Ltd. (7150) AI Stock Analysis
Shimane Bank, Ltd.
(TSE/TYO:7150)
Shimane Bank's overall score is low, primarily due to weak financial performance and poor valuation. The bank suffers from deteriorating margins, thin equity, and negative earnings, which overshadow the moderately positive technical momentum. Investors should be cautious given the high risk profile.
Shimane Bank, Ltd. (7150) vs. iShares MSCI Japan ETF (EWJ)
- Market Cap
- JPY 3.92B
- Dividend Yield
- 2.10%
- Average Volume (3M)
- 24.18K
- Price to Earnings (P/E)
- -4.9
- Beta (1Y)
- 0.88
- Revenue Growth
- 24.38%
- EPS Growth
- -279.35%
- Country
- Japan
- Employees
- 316
- Sector
- General
- Sector Strength
- 55
- Industry
- Banks - Regional
Shimane Bank, Ltd. Business Overview & Revenue Model
Company Description
The Shimane Bank, Ltd. is a Japanese financial institution that delivers a broad spectrum of banking products and services to both individual consumers and corporate clients. Its offerings include diverse deposit accounts and an extensive range of lo...
How the Company Makes Money
Shimane Bank, Ltd. makes money primarily through banking intermediation and fee-based financial services. The main revenue stream is interest income: the bank collects interest on loans and other interest-earning assets (such as corporate and consume...
Shimane Bank, Ltd. Financial Statement Overview
Summary
Revenue grew 7.1% to ¥9.86B, but gross margin plummeted from 92.5% to 80.8%, causing net income to fall 39% and net margin to compress to 3.8%. Shareholders' equity is thin at 2.2% of assets, indicating high leverage and weak capital buffer. Operating cash flow was positive, but overall financial health is poor.
Income Statement
38NegativeBalance Sheet
28NegativeCash Flow
42Neutral| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 9.04B | 9.86B | 9.39B | 8.34B | 7.32B | 7.50B |
| Gross Profit | 7.21B | 7.97B | 8.68B | 7.83B | 6.94B | 7.12B |
| EBITDA | -731.00M | 1.09B | 1.38B | 1.09B | 975.00M | 844.00M |
| Net Income | -619.00M | 371.00M | 609.00M | 419.00M | 418.00M | 294.00M |
Balance Sheet | ||||||
| Total Assets | 563.16B | 563.16B | 568.78B | 534.21B | 503.76B | 523.07B |
| Cash, Cash Equivalents and Short-Term Investments | 31.81B | 26.12B | 46.56B | 33.59B | 28.07B | 46.79B |
| Total Debt | 11.50B | 18.23B | 19.97B | 18.03B | 13.20B | 35.28B |
| Total Liabilities | 552.04B | 550.79B | 553.84B | 515.54B | 486.79B | 509.02B |
| Stockholders Equity | 11.01B | 12.36B | 14.92B | 18.65B | 16.96B | 14.02B |
Cash Flow | ||||||
| Free Cash Flow | 0 | 769.00M | 0 | 0 | -27.92B | -19.36B |
| Operating Cash Flow | 0 | 915.00M | 0 | 0 | -27.55B | -18.99B |
| Investing Cash Flow | 0 | -18.59B | -5.38B | -794.00M | 3.00B | -9.47B |
| Financing Cash Flow | 0 | -3.54B | 35.91B | -173.00M | 5.85B | -106.00M |
Shimane Bank, Ltd. Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:7150, the sentiment is Negative. The current price of 466.00 is below the 20-day moving average (MA) of 492.00, below the 50-day MA of 508.08, and below the 200-day MA of 518.70, indicating a bearish trend. The MACD of -7.48 indicates Positive momentum. The RSI at 34.71 is Neutral, neither overbought nor oversold. The STOCH value of 44.93 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:7150.
Shimane Bank, Ltd. Peers Comparison
Overall Rating
JP:838379Outperform
JP:856379Outperform
JP:836574Outperform
JP:856269Neutral- JP:715045Neutral
JP:841644Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| JP:8383 | 79Outperform | JPY 16.45B | 8.84 | ― | 2.85% | 22.16% | 44.08% |
| JP:8563 | 79Outperform | JPY 14.89B | 8.79 | ― | 3.40% | 18.72% | 19.57% |
| JP:8365 | 74Outperform | JPY 11.67B | 11.24 | ― | 2.68% | 24.30% | -0.84% |
| JP:8562 | 69Neutral | JPY 12.00B | 12.84 | ― | 1.45% | 20.99% | ― |
| Sector * | 55Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
| JP:7150 | 45Neutral | JPY 3.97B | -4.93 | ― | 2.10% | 24.38% | -279.35% |
| JP:8416 | 44Neutral | JPY 10.41B | -33.63 | ― | 2.43% | 20.60% | -182.73% |
* General Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| JP:7150 | Shimane Bank, Ltd. | 477.00 | -9.52 | -1.96% | |
| JP:8365 | Bank of Toyama Ltd. | 2145.00 | 477.89 | 28.67% | |
| JP:8383 | TOTTORI BANK, LTD. | 1757.00 | 448.01 | 34.23% | |
| JP:8416 | Bank of Kochi, Ltd. | 1028.00 | 160.71 | 18.53% | |
| JP:8562 | Fukushima Bank, Ltd. | 344.00 | 125.02 | 57.09% | |
| JP:8563 | Daito Bank, Ltd. | 1175.00 | 419.35 | 55.50% |
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Aug 17, 2026