Financial Products Group Co., Ltd. AI Stock Analysis
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Financial Products Group Co., Ltd. (7148) AI Stock Analysis
Financial Products Group Co., Ltd.
(TSE/TYO:7148)
The overall score of 57 reflects a company with a strong balance sheet and compelling valuation, offset by significant operational and technical headwinds. The primary positive is the attractive valuation (P/E of 6.91, 6.62% yield) and a robust, deleveraged balance sheet. However, the most significant risk is the sharp decline in revenue, which is mirrored by extremely bearish technicals, with the stock in oversold territory and trading well below key moving averages. The company is financially stable but faces a clear growth crisis.
Financial Products Group Co., Ltd. (7148) vs. iShares MSCI Japan ETF (EWJ)
- Market Cap
- JPY 119.24B
- Dividend Yield
- 7.11%
- Average Volume (3M)
- 624.13K
- Price to Earnings (P/E)
- 7.0
- Beta (1Y)
- 0.77
- Revenue Growth
- -36.95%
- EPS Growth
- -6.27%
- Country
- Japan
- Employees
- 383
- Sector
- General
- Sector Strength
- 55
- Industry
- Investment - Banking & Investment Services
Financial Products Group Co., Ltd. Business Overview & Revenue Model
Company Description
Financial Partners Group Co.,Ltd., together with its subsidiaries, provides various financial products and services in Japan. It is involved in the leasing fund business for aircraft, marine containers, and ships. The company also engages in the dome...
How the Company Makes Money
The company makes money primarily by originating and managing asset-backed financing transactions. Key revenue streams generally include: (1) interest income and financing spreads earned on loans or lease-related financing tied to underlying assets (...
Financial Products Group Co., Ltd. Financial Statement Overview
Summary
Financial performance is mixed. The balance sheet is strong (Score 72) due to successful deleveraging and a healthy 26.2% ROE. However, the income statement (Score 45) shows a worrying -9.6% revenue decline, and cash flow (Score 55) is stable but volatile. The overall picture is of a financially stable company with a shrinking business base.
Income Statement
45NeutralBalance Sheet
72PositiveCash Flow
55Neutral| Breakdown | TTM | Sep 2026 | Sep 2025 | Sep 2024 | Sep 2023 | Sep 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 81.81B | 81.81B | 129.76B | 107.78B | 71.15B | 59.19B |
| Gross Profit | 36.03B | 36.03B | 36.05B | 38.35B | 26.31B | 18.63B |
| EBITDA | 24.92B | 24.74B | 27.92B | 30.65B | 19.24B | 13.01B |
| Net Income | 16.96B | 16.96B | 18.16B | 20.46B | 12.47B | 8.47B |
Balance Sheet | ||||||
| Total Assets | 145.19B | 145.19B | 126.86B | 230.62B | 183.68B | 158.05B |
| Cash, Cash Equivalents and Short-Term Investments | 24.79B | 24.79B | 15.44B | 18.45B | 16.63B | 13.61B |
| Total Debt | 57.78B | 57.78B | 54.00B | 149.62B | 112.94B | 99.85B |
| Total Liabilities | 80.30B | 80.30B | 69.67B | 177.29B | 139.38B | 121.89B |
| Stockholders Equity | 64.74B | 64.74B | 57.06B | 53.21B | 44.19B | 36.07B |
Cash Flow | ||||||
| Free Cash Flow | -705.00M | 16.75B | 106.08B | -46.49B | -6.92B | -48.77B |
| Operating Cash Flow | -668.00M | 17.61B | 106.22B | -45.49B | 2.44B | -48.52B |
| Investing Cash Flow | -539.00M | -1.74B | 806.00M | 6.57B | -9.36B | -552.00M |
| Financing Cash Flow | 2.30B | -6.20B | -110.87B | 24.23B | 7.34B | 43.65B |
Financial Products Group Co., Ltd. Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:7148, the sentiment is Negative. The current price of 1424.00 is below the 20-day moving average (MA) of 1519.05, below the 50-day MA of 1592.78, and below the 200-day MA of 1635.87, indicating a bearish trend. The MACD of -61.70 indicates Positive momentum. The RSI at 34.36 is Neutral, neither overbought nor oversold. The STOCH value of 42.14 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:7148.
Financial Products Group Co., Ltd. Peers Comparison
Overall Rating
JP:862876Outperform
JP:860971.6Outperform
JP:861671Outperform
JP:851158Neutral- JP:714857Neutral
JP:869852Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| JP:8628 | 76Outperform | JPY 260.65B | 13.48 | 23.59% | 5.23% | 46.94% | 77.06% |
| JP:8609 | 72Outperform | JPY 235.14B | 7.92 | ― | 3.76% | 35.90% | 141.48% |
| JP:8616 | 71Outperform | JPY 194.22B | 9.76 | 10.42% | 6.78% | 15.67% | 61.22% |
| JP:8511 | 58Neutral | JPY 184.28B | 14.28 | 9.42% | 4.42% | 68.62% | 43.08% |
| JP:7148 | 57Neutral | JPY 114.12B | 7.03 | ― | 7.11% | -36.95% | -6.27% |
| Sector * | 55Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
| JP:8698 | 52Neutral | JPY 149.54B | 31.29 | 3.80% | 5.16% | 3.80% | ― |
* General Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| JP:7148 | Financial Products Group Co., Ltd. | 1424.00 | -765.44 | -34.96% | |
| JP:8511 | Japan Securities Finance Co | 2309.00 | 549.14 | 31.20% | |
| JP:8698 | Monex Group | 597.00 | -104.74 | -14.93% | |
| JP:8628 | Matsui Securities Co | 1014.00 | 248.39 | 32.44% | |
| JP:8616 | Tokai Tokyo Financial Holdings | 782.00 | 209.81 | 36.67% | |
| JP:8609 | Okasan Securities Group Inc. | 1064.00 | 392.59 | 58.47% |
Financial Products Group Co., Ltd. Corporate Events
Financial Partners Group Cuts Annual Dividend While Maintaining Stable Payout Policy
Financial Partners Group Co., Ltd. has reaffirmed its shareholder return policy of maintaining continuous and stable dividends while targeting a 50% payout ratio for the full year. The company aims to support long-term growth by retaining sufficient...
Financial Partners Group Launches ¥2 Billion Share Buyback to Boost Capital Efficiency
Financial Partners Group Co., Ltd. has approved a share buyback program to acquire up to 1.2 million of its common shares, equivalent to about 1.4% of outstanding shares, for a maximum total of 2 billion yen. The repurchase, to be executed via discre...
Financial Partners Group Profit Holds Firm as Sales Slump and Dividend Is Trimmed
Financial Partners Group reported a sharp 37% year-on-year decline in consolidated net sales to ¥81.8 billion for the fiscal year ended September 30, 2026, while operating profit slipped only 2.7% to ¥24.7 billion. Profit attributable to owners of th...
FPG Secures JPY 35.3 Billion in New Committed Credit Lines to Support Fund Businesses
Financial Partners Group Co., Ltd., a Tokyo-listed financial services provider, specializes in leasing and real estate fund businesses in Japan and overseas. Its model depends on securing flexible credit facilities from major banks to finance product...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Oct 31, 2026