Iyogin Holdings,Inc. AI Stock Analysis
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Iyogin Holdings,Inc. (5830) AI Stock Analysis
Iyogin Holdings,Inc.
(TSE/TYO:5830)
The score reflects solid underlying financial performance (strong revenue/profit momentum) tempered by balance-sheet leverage variability and uneven cash-flow quality. The largest current drag is technical weakness, with the price below all key moving averages and negative momentum indicators. Valuation is reasonable with a moderate P/E and a ~2.4% dividend yield, providing some offset but not enough to overcome the bearish technical setup.
Iyogin Holdings,Inc. (5830) vs. iShares MSCI Japan ETF (EWJ)
- Market Cap
- JPY 922.98B
- Dividend Yield
- 2.14%
- Average Volume (3M)
- 1.01M
- Price to Earnings (P/E)
- 13.8
- Beta (1Y)
- 1.44
- Revenue Growth
- 18.44%
- EPS Growth
- 19.46%
- Country
- Japan
- Employees
- 3,098
- Sector
- Financial
- Sector Strength
- 68
- Industry
- Banks - Regional
Iyogin Holdings,Inc. Business Overview & Revenue Model
Company Description
Iyogin Holdings, Inc., together with its various subsidiaries, functions as a comprehensive provider of banking and financial services. Its diverse lending portfolio spans commercial, syndicated, agricultural, forestry, and fisheries loans, alongside...
How the Company Makes Money
Iyogin Holdings primarily makes money through its banking operations and other group financial services. The largest earnings driver for a regional banking group is generally net interest income—interest earned on loans and securities minus interest...
Iyogin Holdings,Inc. Financial Statement Overview
Summary
Fundamentals are constructive but mixed. The income statement is strong (revenue and net income growth with margin improvement into 2025), but this is offset by a weaker balance sheet profile (meaningful, variable leverage) and uneven cash-flow conversion year-to-year, which reduces overall quality and predictability.
Income Statement
78PositiveBalance Sheet
62PositiveCash Flow
54Neutral| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 265.49B | 271.15B | 227.82B | 189.42B | 158.10B | 129.45B |
| Gross Profit | 219.52B | 218.98B | 171.08B | 136.67B | 140.93B | 122.68B |
| EBITDA | 95.40B | 112.35B | 81.19B | 64.45B | 46.64B | 42.85B |
| Net Income | 67.76B | 74.25B | 53.32B | 39.46B | 27.90B | 26.42B |
Balance Sheet | ||||||
| Total Assets | 9.43T | 9.54T | 9.20T | 9.26T | 8.55T | 8.54T |
| Cash, Cash Equivalents and Short-Term Investments | 1.37T | 1.29T | 1.12T | 1.17T | 1.37T | -1.52T |
| Total Debt | 765.64B | 1.00T | 988.22B | 1.80T | 1.05T | 974.05B |
| Total Liabilities | 8.50T | 8.66T | 8.40T | 8.42T | 7.79T | 7.81T |
| Stockholders Equity | 923.03B | 877.73B | 802.43B | 842.74B | 759.53B | 724.68B |
Cash Flow | ||||||
| Free Cash Flow | 35.96B | 35.96B | 31.28B | 5.18B | 3.73B | 4.26B |
| Operating Cash Flow | 41.26B | 41.26B | 45.95B | 11.45B | 6.42B | 6.77B |
| Investing Cash Flow | -21.57B | -21.57B | -65.19B | -746.11B | -100.76B | 89.18B |
| Financing Cash Flow | 24.14B | 24.14B | -31.22B | 538.17B | -52.35B | 1.89B |
Iyogin Holdings,Inc. Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:5830, the sentiment is Neutral. The current price of 3278.00 is above the 20-day moving average (MA) of 3277.73, below the 50-day MA of 3618.12, and below the 200-day MA of 3282.28, indicating a neutral trend. The MACD of -142.35 indicates Negative momentum. The RSI at 46.40 is Neutral, neither overbought nor oversold. The STOCH value of 53.82 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for JP:5830.
Iyogin Holdings,Inc. Peers Comparison
Overall Rating
JP:838784.6Outperform
JP:733774Outperform
JP:854167Neutral
JP:841862Neutral- JP:583057Neutral
JP:841648Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| JP:8387 | 85Outperform | JPY 146.33B | 8.54 | ― | 2.05% | 39.23% | 178.34% |
| JP:7337 | 74Outperform | JPY 656.13B | 12.66 | ― | 3.12% | 28.04% | 39.40% |
| Sector * | 68Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% |
| JP:8541 | 67Neutral | JPY 127.96B | 13.24 | ― | 1.69% | 10.04% | 57.66% |
| JP:8418 | 62Neutral | JPY 603.73B | 17.35 | 5.56% | 2.54% | 19.17% | 14.72% |
| JP:5830 | 57Neutral | JPY 948.77B | 13.77 | ― | 2.14% | 18.44% | 19.46% |
| JP:8416 | 48Neutral | JPY 9.41B | 61.27 | ― | 2.65% | 16.28% | 56.59% |
* Financial Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| JP:5830 | Iyogin Holdings,Inc. | 3278.00 | 945.16 | 40.52% | |
| JP:8418 | Yamaguchi Financial Group | 3150.00 | 1386.68 | 78.64% | |
| JP:7337 | Hirogin Holdings, Inc. | 2228.00 | 791.39 | 55.09% | |
| JP:8387 | Shikoku Bank Ltd. | 3665.00 | 2169.39 | 145.05% | |
| JP:8416 | Bank of Kochi, Ltd. | 944.00 | 116.80 | 14.12% | |
| JP:8541 | Ehime Bank, Ltd. | 3370.00 | 2131.63 | 172.13% |
Iyogin Holdings,Inc. Corporate Events
Iyogin Holdings Raises Full-Year Forecasts on Higher Rates
Iyogin Holdings provides regional banking and financial services through Iyo Bank, serving customers primarily in Japan.The company raised its consolidated forecasts for the fiscal year ending March 2027, increasing ordinary income to ¥298.0 billion,...
Iyogin Holdings Reports Stronger First-Half Operating Profit
Iyogin Holdings reported higher financial performance for the six months ended September 30, 2026. Ordinary income rose 15.0% year on year to ¥158,709 million, ordinary profit increased 21.3% to ¥67,009 million, and profit attributable to owners of t...
Iyogin Holdings Completes ¥15 Billion Share Buyback to Boost Capital Efficiency
Iyogin Holdings, Inc., a regional Japanese financial group listed on the Tokyo Stock Exchange Prime Market, operates mainly in banking and related financial services. The company uses share repurchases and other capital measures to manage its equity...
Iyogin Holdings Advances Share Buyback, Repurchasing 2.79 Million Shares
Iyogin Holdings, Inc. reported progress on its ongoing share buyback program, disclosing the acquisition of 1,350,500 common shares on the Tokyo Stock Exchange between September 1 and 30, 2026, at a total cost of ¥5.25 billion. The purchases are cond...
Iyogin Holdings Completes Treasury Share Disposal for Employee Stock Plan
Iyogin Holdings, Inc. has completed payment procedures for the disposal of 72,334 treasury shares, which have been allocated as restricted share incentives to the Iyogin Group employee stock ownership plan. The shares were disposed of via third-party...
Iyogin Holdings Corrects Disclosure on Capital Ties with Ehime Bank Ahead of Integration
Iyogin Holdings, Inc. and The Ehime Bank, Ltd. are both regional financial institutions listed on the Prime Market of the Tokyo Stock Exchange, operating mainly in banking and related financial services in Japan. Their relationship has historically c...
Iyogin Holdings Reports Progress on ¥15 Billion Share Buyback Program
Iyogin Holdings has disclosed the status of its ongoing share buyback program, reporting that it repurchased 1,437,300 common shares on the Tokyo Stock Exchange between August 10 and August 31, 2026, at a total cost of ¥5.62 billion. This transaction...
Iyogin Holdings Boosts Capital Ratios as Risk-Weighted Assets Decline
Iyogin Holdings reported a substantial strengthening of its capital position for the quarter ended June 30, 2026, with its consolidated total equity ratio rising to 17.13%, up 1.60 percentage points from March. Consolidated total equity expanded to ¥...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Nov 10, 2026