Skip to main content
TipRanks
Go Ultimate75% OFF

Justplanning, Inc. (4287) AI Stock Analysis

0 Followers
JP:4287

Justplanning, Inc.

(TSE/TYO:4287)

Select Model
Rating:84Outperform
Price Target:JPY 601.00▲(15.80% Upside)
Action:reiterated
Date:11/05/26

The score is primarily supported by strong financial performance—especially high margins, improving earnings, robust recent free cash flow conversion, and a very conservative zero-debt balance sheet. Technicals add support with price above major moving averages and positive MACD, while valuation is favorable given a low P/E and a ~2.14% dividend yield. The main risks reflected in the score are modest/uneven revenue growth and past cash-flow volatility.

Positive Factors
Strong profitabilityStrong gross, operating, and net margins indicate that the company converts revenue into profit efficiently. Meaningfully higher net income further supports improving earnings power, while the margin profile may provide resources for reinvestment and resilience over the next several quarters.
Negative Factors
Modest revenue growthThe company’s top-line trajectory remains modest and uneven rather than showing a consistently high-growth profile. Limited revenue expansion can constrain operating leverage, reduce the pace of earnings growth, and make continued margin improvement more important for sustaining financial progress.

Justplanning, Inc. (4287) vs. iShares MSCI Japan ETF (EWJ)

-5%0%5%10%15%20%25%30%JP:4287+22.94%EWJ+15.75%Dec '25Jan '26Feb '26Mar '26Apr '26May '26Jun '26Jul '26Aug '26Sep '26Oct '26Nov '26
Market Cap
JPY 5.88B
Dividend Yield
2.12%
Average Volume (3M)
18.60K
Price to Earnings (P/E)
11.9
Beta (1Y)
0.17
Revenue Growth
6.12%
EPS Growth
24.14%
Country
Japan
Employees
69
Sector
General
Sector Strength
55
Industry
Computer Hardware

Justplanning, Inc. Business Overview & Revenue Model

Company Description

Established in Ota, Japan, in 1994, Just Planning Inc. is a key provider of technology solutions tailored for the Japanese food and beverage industry. The company specializes in developing and distributing ASP-based store administration platforms and...

Justplanning, Inc. Financial Statement Overview

Summary

High-quality fundamentals driven by strong and improving profitability (gross margin ~49.6%, operating margin ~24.0%, net margin ~20.4%) and meaningfully higher net income. Balance sheet strength is a major positive with zero reported debt and improving ROE (~13.2%). Main offsets are modest/uneven revenue growth and some historical cash-flow volatility despite strong most-recent free cash flow conversion (~0.98x of net income).

Income Statement

86Very Positive

Balance Sheet

92Very Positive

Cash Flow

84Very Positive
Financial statement breakdown
BreakdownTTMJan 2026Jan 2025Jan 2024Jan 2023Jan 2022
Income Statement
Total Revenue2.57B2.53B2.20B2.07B2.01B2.11B
Gross Profit1.29B1.26B1.12B1.09B970.39M825.12M
EBITDA694.46M662.99M571.30M555.43M394.64M467.60M
Net Income512.65M518.13M364.21M354.55M206.08M248.69M
Balance Sheet
Total Assets4.16B4.35B4.02B3.88B3.74B3.57B
Cash, Cash Equivalents and Short-Term Investments3.18B3.25B2.87B2.95B2.87B2.59B
Total Debt000000
Total Liabilities395.36M415.12M343.43M299.21M352.64M274.03M
Stockholders Equity3.77B3.94B3.68B3.58B3.39B3.29B
Cash Flow
Free Cash Flow0678.75M284.55M341.11M383.75M417.39M
Operating Cash Flow0694.30M308.15M350.02M399.73M464.60M
Investing Cash Flow0-57.64M-23.12M-7.79M-719.60M-416.31M
Financing Cash Flow0-260.06M-268.90M-158.86M-94.12M-93.70M

Justplanning, Inc. Technical Analysis

Technical Analysis SentimentPositive
Last Price519.00

Price Trends

50DMA497.38Positive
100DMA483.70Positive
200DMA481.75Positive

Market Momentum

MACD6.67Positive
RSI57.07Neutral
STOCH88.10Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:4287, the sentiment is Positive. The current price of 519.00 is above the 20-day moving average (MA) of 516.70, above the 50-day MA of 497.38, and above the 200-day MA of 481.75, indicating a bullish trend. The MACD of 6.67 indicates Positive momentum. The RSI at 57.07 is Neutral, neither overbought nor oversold. The STOCH value of 88.10 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:4287.

Justplanning, Inc. Peers Comparison

Overall Rating

UnderperformOutperform
Sector (55)

Financial Indicators

JP:4287 against its peers
NameOverall RatingMarket CapP/E RatioROEDividend YieldRevenue GrowthEPS Growth
JP:4287JP:428784OutperformJPY 6.42B11.87―2.12%6.12%24.14%
JP:4832JP:483274OutperformJPY 59.46B14.63―3.41%-13.77%-18.09%
JP:3021JP:302167NeutralJPY 6.16B8.20―4.39%22.87%16.75%
Sector *55Neutral$6.65B3.83-15.92%6.20%10.91%7.18%
JP:5871JP:587153NeutralJPY 6.79B28.49―4.21%15.03%―
JP:6597JP:659743NeutralJPY 11.25B23.40―1.20%11.92%12.40%

* General Sector Average

Performance Comparison

0%100%200%JP:4287JP:3021JP:4832JP:5871JP:6597Dec '25Jan '26Feb '26Mar '26Apr '26May '26Jun '26Jul '26Aug '26Sep '26Oct '26Nov '26
JP:4287 and its peers over the selected period
Show on chartTickerCompany NamePriceChange% Change
JP:4287Justplanning, Inc.519.0091.9521.53%
JP:3021Pacific Net Co., Ltd.1185.00-166.56-12.32%
JP:4832JFE Systems, Inc.1876.0022.251.20%
JP:5871SOLIZE Corporation1309.00-151.02-10.34%
JP:6597HPC Systems, Inc.2672.00855.4147.09%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Nov 05, 2026