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JKHY Stock Chart & Stats
$173.62
$2.35(1.59%)
At close: 4:00 PM EDT
$173.62
$2.35(1.59%)
Day’s Range― - ―
52-Week Range$121.04 - $193.39
Previous CloseN/A
Volume714.81K
Average Volume (3M)971.92K
Market Cap
$9.99B
Enterprise Value$9.83B
Total Cash (Recent Filing)$12.06M
Total Debt (Recent Filing)$40.00M
Price to Earnings (P/E)20.8
Beta0.08
Next Earnings
Nov 10, 2026EPS Estimate
2.06Next Dividend Ex-DateN/A
Dividend Yield1.66%
Share Statistics
EPS (TTM)6.98
Shares Outstanding70,112,000
10 Day Avg. Volume910,016
30 Day Avg. Volume971,922
Financial Highlights & Ratios
PEG Ratio1.66
Price to Book (P/B)4.84
Price to Sales (P/S)3.98
P/FCF Ratio14.28
Enterprise Value/Market Cap0.98
Enterprise Value/Revenue3.88
Enterprise Value/Gross Profit8.90
Enterprise Value/Ebitda11.40
Forecast
1Y Price Target
$192.33Price Target Upside10.78% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering16
EPS Forecast (FY)7.37
Revenue Forecast (FY)$2.69B
Bulls Say, Bears Say
Bulls Say
Recurring Revenue And Cloud AdoptionThe high recurring-revenue mix supports durable visibility because Jack Henry’s systems are embedded in customers’ ongoing banking operations. Continued cloud adoption can deepen client integration, support retention, and provide a scalable foundation for sustained subscription growth.
Competitive Wins And Upmarket ExpansionGrowing success with larger institutions broadens Jack Henry’s addressable customer base and demonstrates competitive strength in mission-critical core processing. More sizeable wins can support recurring revenue growth, increase cross-sell opportunities, and reinforce market credibility.
Cash Generation And Margin ExpansionStrong free cash flow and repeated margin expansion indicate that the business is converting growth into improving earnings quality. This supports investment in product development and security while preserving financial flexibility for dividends, repurchases, and other capital allocation.
Bears Say
Elevated Operating InvestmentThe sharp increase in operating expenses creates a near-term risk that cost growth will outpace revenue growth, limiting margin conversion. Although investment may support future capabilities, sustained personnel and infrastructure spending could constrain earnings leverage over the next several quarters.
Core Segment Margin CompressionCore processing is central to the company’s economics, so lower segment margins can weigh disproportionately on consolidated profitability. Implementation-heavy mix and added conversion resources may persist as new wins are deployed, making margin recovery dependent on execution and mix normalization.
Revenue And Cash Flow Timing VolatilityLong and variable implementation cycles make the timing of revenue and cash generation less predictable, even when customer demand remains healthy. Deconversion variability and one-time items can further distort quarterly results, complicating near-term planning and increasing execution sensitivity.
Jack Henry & Associates News
JKHY FAQ
What was Jack Henry & Associates’s price range in the past 12 months?
Jack Henry & Associates lowest stock price was $121.04 and its highest was $193.39 in the past 12 months.
What is Jack Henry & Associates’s market cap?
Jack Henry & Associates’s market cap is $9.99B.
When is Jack Henry & Associates’s upcoming earnings report date?
Jack Henry & Associates’s upcoming earnings report date is Nov 10, 2026 which is in 35 days.
How were Jack Henry & Associates’s earnings last quarter?
Jack Henry & Associates released its earnings results on Aug 18, 2026. The company reported $1.57 earnings per share for the quarter, beating the consensus estimate of $1.467 by $0.103.
Is Jack Henry & Associates overvalued?
According to Wall Street analysts Jack Henry & Associates’s price is currently Undervalued.
Does Jack Henry & Associates pay dividends?
Jack Henry & Associates pays a Quarterly dividend of $0.61 which represents an annual dividend yield of 1.66%. See more information on Jack Henry & Associates dividends here
What is Jack Henry & Associates’s EPS estimate?
Jack Henry & Associates’s EPS estimate is 2.06.
How many shares outstanding does Jack Henry & Associates have?
Jack Henry & Associates has 70,112,000 shares outstanding.
What happened to Jack Henry & Associates’s price movement after its last earnings report?
Jack Henry & Associates reported an EPS of $1.57 in its last earnings report, beating expectations of $1.467. Following the earnings report the stock price went up 6.492%.
Which hedge fund is a major shareholder of Jack Henry & Associates?
Currently, no hedge funds are holding shares in JKHY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Jack Henry & Associates Stock Smart Score
Outperform
1
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3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$192.33 (10.78% Upside)
$192.33 (10.78% Upside)
Blogger Sentiment
Bullish
JKHY Sentiment 63%
Sector Average 63%
Sector Average 63%
Hedge Fund Trend
Increased
By 73.9K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Positive
Last 7 Days ▲ 0.4%
Last 30 Days ▲ 13.8%
Last 30 Days ▲ 13.8%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
0.72%
12-Months-Change
Fundamentals
Return on Equity
1.66%
Trailing 12-Months
Asset Growth
2.89%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Jack Henry & Associates
Jack Henry & Associates, Inc. operates as a financial technology company that connects people and financial institutions through technology solutions and payment processing services. It operates through four segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions, which consist of integrated applications required to process deposit, loan, general ledger transactions, and maintain centralized accountholder information. The Payments segment offers secure payment processing tools and services, including ATM, automated clearing house origination and remote deposit capture processing, and risk management products and services, as well as debit and credit card processing services, and online and mobile bill pay solutions. The Complementary segment provides software, and hosted processing platforms and services comprising digital/mobile banking, treasury, online account opening, fraud/anti-money laundering, and lending/deposit solutions. The Corporate and Other segment offers hardware and other products. It offers specialized financial performance, imaging and payment, information security and risk management, retail delivery, and online and mobile solutions to financial services organizations and corporate entities. The company also provides SilverLake system, a system primarily designed for commercial-focused banks; Symitar, a system designed for credit unions; CIF 20/20, a parameter-driven system for banks; and Core Director, a system with point-and-click operation for banks. It provides digital products and services under the Banno Digital Platform, and electronic payment solutions; hardware systems; implementation, training, and support and service solutions; data center solutions; and data and transaction processing, and software licensing and related services, as well as professional services. The company was founded in 1976 and is headquartered in Monett, Missouri.
JKHY Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized multiple clear positives: record quarterly and full-year revenue, multi-year margin expansion, strong sales momentum with a meaningful move upmarket, accelerating cloud and faster-payments adoption, broad AI and security initiatives, solid full-year free cash flow and aggressive capital returns. Headwinds were acknowledged but portrayed as manageable and largely timing-related: notable increases in R&D and SG&A, a short-term Core margin mix impact, Q4 cash flow softness, and planned FY27 investments in AI/security and data center consolidation that pressure near-term margins. Management provided constructive FY27 guidance with modest revenue growth and continued margin expansion (20–40 bps), while signaling confidence in stronger momentum in the back half of the year. Overall, the positives (record results, strong pipeline, strategic investments and capital returns) materially outweigh the near-term operational and timing challenges.View all JKHY earnings summariesJKHY Revenue Breakdown
32.07% Private and Public Cloud
11.60% Product Delivery and Services
13.24% On-Premise Support
43.09% Processing
JKHY Stock 12 Month Forecast
Average Price Target
$192.33
▲(10.78% Upside)
Technical Analysis
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Ownership Overview
0.58% Insiders
27.36% Mutual Funds
0.03% Other Institutional Investors
40.24% Public Companies and
Individual Investors