Want to see JKHY full AI Analyst Report?
Jack Henry & Associates (JKHY) Ratios
Jack Henry & Associates Ratios
JKHY's free cash flow for Q4 2026 was $282.19M. For the 2026 fiscal year, JKHY's free cash flow was decreased by $-20.49M and operating cash flow was $302.67M. See a summary of the company’s cash flow.
| Ratios | Jun 26 | Jun 25 | Jun 24 | Jun 23 | Jun 22 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 1.17 | 1.27 | 1.27 | 1.00 | 1.20 |
| Quick Ratio | 1.17 | 1.27 | 1.27 | 1.00 | 1.20 |
| Cash Ratio | 0.02 | 0.19 | 0.19 | 0.06 | 0.02 |
| Solvency Ratio | 0.65 | 0.72 | 0.64 | 0.52 | 0.46 |
| Operating Cash Flow Ratio | 1.37 | 1.20 | 1.06 | 0.60 | 0.96 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.00 | 4.24 | 0.00 |
| Net Current Asset Value | $ -444.67M | $ -231.67M | $ -231.67M | $ -450.10M | $ -537.35M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.01 | 0.00 | 0.00 | 0.05 | 0.10 |
| Debt-to-Equity Ratio | 0.02 | 0.00 | 0.00 | 0.08 | 0.17 |
| Debt-to-Capital Ratio | 0.02 | 0.00 | 0.00 | 0.08 | 0.15 |
| Long-Term Debt-to-Capital Ratio | 0.02 | 0.00 | 0.00 | 0.03 | 0.15 |
| Financial Leverage Ratio | 1.53 | 1.43 | 1.43 | 1.59 | 1.72 |
| Debt Service Coverage Ratio | 124.27 | 64.28 | 36.51 | 5.45 | 227.74 |
| Interest Coverage Ratio | 112.54 | 54.49 | 29.87 | 31.89 | 199.09 |
| Debt to Market Cap | 0.00 | 0.00 | 0.00 | 0.01 | 0.02 |
| Interest Debt Per Share | 0.63 | 0.14 | 0.22 | 2.26 | 3.81 |
| Net Debt to EBITDA | 0.03 | -0.13 | -0.14 | 0.16 | 0.40 |
| Profitability Margins | |||||
| Gross Profit Margin | 43.12% | 42.71% | 41.35% | 41.33% | 41.91% |
| EBIT Margin | 24.29% | 25.11% | 23.22% | 23.57% | 24.43% |
| EBITDA Margin | 32.83% | 33.73% | 32.24% | 32.75% | 33.57% |
| Operating Profit Margin | 24.29% | 23.94% | 22.09% | 23.14% | 24.43% |
| Pretax Profit Margin | 26.15% | 24.67% | 22.48% | 22.84% | 24.31% |
| Net Profit Margin | 20.14% | 19.19% | 17.23% | 17.65% | 18.68% |
| Continuous Operations Profit Margin | 20.14% | 19.19% | 17.23% | 17.65% | 18.68% |
| Net Income Per EBT | 77.02% | 77.77% | 76.67% | 77.26% | 76.85% |
| EBT Per EBIT | 107.68% | 103.05% | 101.76% | 98.73% | 99.50% |
| Return on Assets (ROA) | 15.98% | 14.97% | 12.54% | 12.54% | 13.08% |
| Return on Equity (ROE) | 24.50% | 21.39% | 17.92% | 19.90% | 22.56% |
| Return on Capital Employed (ROCE) | 23.41% | 22.67% | 19.51% | 20.98% | 21.09% |
| Return on Invested Capital (ROIC) | 18.03% | 17.63% | 14.96% | 15.60% | 16.21% |
| Return on Tangible Assets | 31.40% | 29.33% | 24.57% | 25.32% | 27.54% |
| Earnings Yield | 5.07% | 3.46% | 3.21% | 3.01% | 2.77% |
| Efficiency Ratios | |||||
| Receivables Turnover | 7.01 | 7.47 | 6.97 | 6.13 | 5.27 |
| Payables Turnover | 40.65 | 48.28 | 46.10 | 48.16 | 58.92 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 11.32 | 10.75 | 10.03 | 9.66 | 9.45 |
| Asset Turnover | 0.79 | 0.78 | 0.73 | 0.71 | 0.70 |
| Working Capital Turnover Ratio | 20.93 | 16.30 | 30.80 | 40.58 | 22.35 |
| Cash Conversion Cycle | 43.07 | 41.30 | 44.47 | 52.01 | 63.08 |
| Days of Sales Outstanding | 52.05 | 48.86 | 52.39 | 59.59 | 69.28 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 8.98 | 7.56 | 7.92 | 7.58 | 6.20 |
| Operating Cycle | 52.05 | 48.86 | 52.39 | 59.59 | 69.28 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 10.58 | 8.78 | 7.80 | 5.23 | 6.92 |
| Free Cash Flow Per Share | 9.65 | 8.05 | 7.00 | 4.70 | 6.45 |
| Dividend Paid and CapEx Coverage Ratio | 3.21 | 2.94 | 2.65 | 2.05 | 2.90 |
| Capital Expenditure Coverage Ratio | 11.36 | 12.02 | 9.77 | 9.74 | 14.56 |
| Operating Cash Flow Coverage Ratio | 19.05 | 0.00 | 0.00 | 2.54 | 1.84 |
| Operating Cash Flow to Sales Ratio | 0.31 | 0.27 | 0.26 | 0.18 | 0.26 |
| Free Cash Flow Yield | 7.00% | 4.47% | 4.28% | 2.81% | 3.58% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 19.73 | 28.87 | 31.20 | 33.27 | 36.15 |
| Price-to-Sales (P/S) Ratio | 3.98 | 5.54 | 5.38 | 5.87 | 6.75 |
| Price-to-Book (P/B) Ratio | 4.84 | 6.18 | 5.59 | 6.62 | 8.16 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 14.28 | 22.38 | 23.36 | 35.63 | 27.92 |
| Price-to-Operating Cash Flow Ratio | 13.02 | 20.52 | 20.97 | 31.97 | 26.00 |
| Price-to-Earnings Growth (PEG) Ratio | 1.66 | 1.51 | 7.47 | 20.58 | 1.79 |
| Enterprise Value Multiple | 12.14 | 16.30 | 16.54 | 18.09 | 20.52 |
| Enterprise Value | 9.95B | 13.06B | 11.81B | 12.31B | 13.38B |
| EV to EBITDA | 12.14 | 16.30 | 16.54 | 18.09 | 20.52 |
| EV to Sales | 3.99 | 5.50 | 5.33 | 5.92 | 6.89 |
| EV to Free Cash Flow | 14.32 | 22.20 | 23.16 | 35.95 | 28.47 |
| EV to Operating Cash Flow | 13.06 | 20.36 | 20.79 | 32.26 | 26.52 |
| Tangible Book Value Per Share | 7.04 | 8.77 | 8.79 | 5.02 | 2.09 |
| Shareholders’ Equity Per Share | 28.48 | 29.17 | 29.24 | 25.27 | 22.07 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.23 | 0.22 | 0.23 | 0.23 | 0.23 |
| Revenue Per Share | 34.65 | 32.52 | 30.41 | 28.50 | 26.66 |
| Net Income Per Share | 6.98 | 6.24 | 5.24 | 5.03 | 4.98 |
| Tax Burden | 0.77 | 0.78 | 0.77 | 0.77 | 0.77 |
| Interest Burden | 1.08 | 0.98 | 0.97 | 0.97 | 0.99 |
| Research & Development to Revenue | 0.07 | 0.07 | 0.07 | 0.07 | 0.06 |
| SG&A to Revenue | 0.12 | 0.12 | 0.00 | 0.00 | 0.00 |
| Stock-Based Compensation to Revenue | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Income Quality | 1.52 | 1.41 | 1.49 | 1.04 | 1.39 |
Currency in USD
