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Intesa Sanpaolo SpA (IT:ISP)
:ISP
Italy Market

Intesa Sanpaolo SpA (ISP) Ratios

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Intesa Sanpaolo SpA Ratios

IT:ISP's free cash flow for Q4 2024 was €1.00. For the 2024 fiscal year, IT:ISP's free cash flow was decreased by € and operating cash flow was €0.26. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
65.98 0.19 65.98 64.77 43.87
Quick Ratio
167.76 0.19 167.76 155.24 132.10
Cash Ratio
65.74 0.22 65.74 64.74 43.84
Solvency Ratio
<0.01 0.01 <0.01 <0.01 <0.01
Operating Cash Flow Ratio
54.29 -0.04 54.29 3.88 -1.10
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
€ -789.56B€ -810.17B€ -789.56B€ -857.77B€ -849.48B
Leverage Ratios
Debt-to-Assets Ratio
0.10 0.10 0.10 0.09 0.11
Debt-to-Equity Ratio
1.56 1.47 1.56 1.59 1.63
Debt-to-Capital Ratio
0.61 0.59 0.61 0.61 0.62
Long-Term Debt-to-Capital Ratio
0.00 0.69 0.00 0.00 0.62
Financial Leverage Ratio
15.82 15.06 15.82 16.76 15.22
Debt Service Coverage Ratio
1.73 -0.19 1.73 2.27 2.39
Interest Coverage Ratio
1.70 0.71 1.70 2.15 1.36
Debt to Market Cap
0.00 2.93 0.00 0.00 3.08
Interest Debt Per Share
5.16 5.95 5.16 5.35 6.01
Net Debt to EBITDA
-3.57 0.00 -3.57 -6.79 3.45
Profitability Margins
Gross Profit Margin
100.00%100.00%100.00%100.00%100.00%
EBIT Margin
27.03%-7.16%27.03%23.07%17.83%
EBITDA Margin
34.52%0.00%34.52%30.18%29.81%
Operating Profit Margin
26.79%47.99%26.79%23.76%16.81%
Pretax Profit Margin
26.74%46.40%26.74%23.13%11.12%
Net Profit Margin
19.49%33.35%19.49%18.68%10.83%
Continuous Operations Profit Margin
19.59%33.48%19.59%17.99%10.83%
Net Income Per EBT
72.90%71.88%72.90%80.78%97.33%
EBT Per EBIT
99.78%96.71%99.78%97.33%66.19%
Return on Assets (ROA)
0.45%0.80%0.45%0.39%0.21%
Return on Equity (ROE)
7.10%12.08%7.10%6.56%3.26%
Return on Capital Employed (ROCE)
0.62%2.22%0.62%0.50%0.33%
Return on Invested Capital (ROIC)
1.48%1.60%1.48%1.24%1.17%
Return on Tangible Assets
0.45%0.81%0.45%0.39%0.22%
Earnings Yield
10.90%15.93%10.90%9.51%6.17%
Efficiency Ratios
Receivables Turnover
48.84 44.88 48.84 0.00 0.00
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
2.53 2.59 2.53 2.46 2.16
Asset Turnover
0.02 0.02 0.02 0.02 0.02
Working Capital Turnover Ratio
0.17 -0.18 0.17 0.20 0.36
Cash Conversion Cycle
7.47 8.13 7.47 0.00 0.00
Days of Sales Outstanding
7.47 8.13 7.47 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
7.47 8.13 7.47 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
5.30 -0.94 5.30 0.45 -0.12
Free Cash Flow Per Share
5.20 -1.03 5.20 0.36 -0.20
CapEx Per Share
0.10 0.09 0.10 0.10 0.08
Free Cash Flow to Operating Cash Flow
0.98 1.10 0.98 0.79 1.66
Dividend Paid and CapEx Coverage Ratio
21.25 -2.91 21.25 1.48 -1.50
Capital Expenditure Coverage Ratio
55.34 -10.48 55.34 4.65 -1.51
Operating Cash Flow Coverage Ratio
1.06 -0.19 1.06 0.09 -0.02
Operating Cash Flow to Sales Ratio
4.55 -0.75 4.55 0.39 -0.11
Free Cash Flow Yield
249.97%-39.16%249.97%15.72%-10.36%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
9.17 6.28 9.17 10.51 16.21
Price-to-Sales (P/S) Ratio
1.79 2.09 1.79 1.96 1.76
Price-to-Book (P/B) Ratio
0.65 0.76 0.65 0.69 0.53
Price-to-Free Cash Flow (P/FCF) Ratio
0.40 -2.55 0.40 6.36 -9.66
Price-to-Operating Cash Flow Ratio
0.39 -2.80 0.39 5.00 -16.04
Price-to-Earnings Growth (PEG) Ratio
2.02 0.08 2.02 0.13 -0.32
Price-to-Fair Value
0.65 0.76 0.65 0.69 0.53
Enterprise Value Multiple
1.61 0.00 1.61 -0.28 9.33
Enterprise Value
12.47B 41.52B 12.47B -1.89B 55.23B
EV to EBITDA
1.61 0.00 1.61 -0.28 9.33
EV to Sales
0.56 1.79 0.56 -0.08 2.78
EV to Free Cash Flow
0.12 -2.19 0.12 -0.27 -15.31
EV to Operating Cash Flow
0.12 -2.39 0.12 -0.21 -25.43
Tangible Book Value Per Share
2.69 2.97 2.69 2.82 3.19
Shareholders’ Equity Per Share
3.19 3.48 3.19 3.29 3.61
Tax and Other Ratios
Effective Tax Rate
0.27 0.28 0.27 0.22 0.03
Revenue Per Share
1.16 1.26 1.16 1.16 1.09
Net Income Per Share
0.23 0.42 0.23 0.22 0.12
Tax Burden
0.73 0.72 0.73 0.81 0.97
Interest Burden
0.99 -6.49 0.99 1.00 0.62
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.14 0.13 0.14 0.15 0.16
Stock-Based Compensation to Revenue
<0.01 <0.01 <0.01 <0.01 0.01
Income Quality
23.37 -2.24 23.37 2.18 -0.66
Currency in EUR
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