BPER Banca S.p.A.(IT:BPE)
€13.46-0.18 (-1.29%)
IT:BPE
BPER Banca S.p.A. financials statements
€13.46
At close:-0.18 (-1.29%)
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BPER Banca S.p.A. (BPE) Ratios
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BPER Banca S.p.A. Ratios
IT:BPE's free cash flow for Q1 2026 was €0.00. For the 2026 fiscal year, IT:BPE's free cash flow was increased by €0.00 and operating cash flow was €0.00. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.09 | 0.09 | 0.10 | 5.97 | 19.92 |
| Quick Ratio | 0.09 | 0.09 | 0.21 | 14.12 | 41.01 |
| Cash Ratio | 0.08 | 0.09 | 0.10 | 5.91 | 19.82 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 0.06 | -0.03 | -0.03 | 5.40 | 1.15 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | -0.53 | 3.18 | 0.19 |
| Net Current Asset Value | € -173.76B | € -119.89B | € -122.48B | € -130.04B | € -107.61B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.13 | 0.14 | 0.08 | 0.19 | 0.05 |
| Debt-to-Equity Ratio | 1.59 | 1.75 | 1.27 | 3.72 | 1.09 |
| Debt-to-Capital Ratio | 0.61 | 0.64 | 0.56 | 0.79 | 0.52 |
| Long-Term Debt-to-Capital Ratio | 0.61 | 0.64 | 0.66 | 0.77 | 0.79 |
| Financial Leverage Ratio | 12.35 | 12.38 | 15.17 | 19.18 | 20.36 |
| Debt Service Coverage Ratio | 1.65 | 1.10 | 0.23 | 0.39 | 0.13 |
| Interest Coverage Ratio | 1.99 | 1.25 | 1.14 | 3.20 | 2.69 |
| Debt to Market Cap | 1.16 | 2.29 | 5.70 | 11.56 | 12.34 |
| Interest Debt Per Share | 14.10 | 15.20 | 9.48 | 21.25 | 5.37 |
| Net Debt to EBITDA | 4.72 | 4.50 | 0.89 | 9.46 | -13.92 |
| Profitability Margins | |||||
| Gross Profit Margin | 82.31% | 78.54% | 79.54% | 90.87% | 93.50% |
| EBIT Margin | 29.94% | 26.94% | 23.35% | 29.24% | 17.49% |
| EBITDA Margin | 34.34% | 31.72% | 27.56% | 34.67% | 26.19% |
| Operating Profit Margin | 30.11% | 26.94% | 23.35% | 29.24% | 17.49% |
| Pretax Profit Margin | 29.82% | 26.94% | 23.35% | 29.24% | 17.49% |
| Net Profit Margin | 20.11% | 18.40% | 20.57% | 30.52% | 13.26% |
| Continuous Operations Profit Margin | 20.51% | 18.87% | 21.01% | 31.04% | 14.11% |
| Net Income Per EBT | 67.42% | 68.29% | 88.10% | 104.39% | 75.79% |
| EBT Per EBIT | 99.06% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.89% | 1.00% | 1.07% | 0.95% | 0.39% |
| Return on Equity (ROE) | 10.98% | 12.35% | 16.22% | 18.25% | 7.84% |
| Return on Capital Employed (ROCE) | 4.34% | 4.77% | 4.40% | 0.93% | 0.51% |
| Return on Invested Capital (ROIC) | 2.96% | 3.34% | 3.69% | 2.68% | 0.96% |
| Return on Tangible Assets | 0.90% | 1.00% | 1.07% | 0.95% | 0.39% |
| Earnings Yield | 7.98% | 16.18% | 35.44% | 53.45% | 20.43% |
| Efficiency Ratios | |||||
| Receivables Turnover | 37.27 | 52.43 | 48.87 | 33.16 | 37.23 |
| Payables Turnover | 0.78 | 1.04 | 0.84 | 0.18 | 0.23 |
| Inventory Turnover | 0.00 | 0.00 | -0.13 | -0.02 | -0.01 |
| Fixed Asset Turnover | 2.89 | 3.69 | 3.76 | 1.86 | 2.40 |
| Asset Turnover | 0.04 | 0.05 | 0.05 | 0.03 | 0.03 |
| Working Capital Turnover Ratio | -0.08 | -0.08 | -0.18 | 0.29 | -0.33 |
| Cash Conversion Cycle | -459.69 | -342.74 | -3280.50 | -18252.63 | -34397.94 |
| Days of Sales Outstanding | 9.79 | 6.96 | 7.47 | 11.01 | 9.80 |
| Days of Inventory Outstanding | 0.00 | 0.00 | -2850.92 | -16268.13 | -32850.23 |
| Days of Payables Outstanding | 469.49 | 349.70 | 437.05 | 1995.50 | 1557.52 |
| Operating Cycle | 9.79 | 6.96 | -2843.45 | -16257.13 | -32840.43 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 4.59 | -1.76 | -2.42 | 9.06 | 0.90 |
| Free Cash Flow Per Share | 4.54 | -1.86 | -2.53 | 8.82 | 0.72 |
| Dividend Paid and CapEx Coverage Ratio | 7.73 | -4.28 | -10.15 | 30.04 | 4.12 |
| Capital Expenditure Coverage Ratio | 101.01 | -18.39 | -21.95 | 38.24 | 5.14 |
| Operating Cash Flow Coverage Ratio | 0.34 | -0.13 | -0.29 | 0.43 | 0.17 |
| Operating Cash Flow to Sales Ratio | 1.00 | -0.33 | -0.46 | 2.69 | 0.32 |
| Free Cash Flow Yield | 39.17% | -30.34% | -83.38% | 459.61% | 39.63% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 12.47 | 6.18 | 2.82 | 1.87 | 4.89 |
| Price-to-Sales (P/S) Ratio | 2.52 | 1.14 | 0.58 | 0.57 | 0.65 |
| Price-to-Book (P/B) Ratio | 1.38 | 0.76 | 0.46 | 0.34 | 0.38 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 2.55 | -3.30 | -1.20 | 0.22 | 2.52 |
| Price-to-Operating Cash Flow Ratio | 2.53 | -3.47 | -1.25 | 0.21 | 2.03 |
| Price-to-Earnings Growth (PEG) Ratio | -2.06 | -0.83 | 0.73 | 0.01 | 0.86 |
| Enterprise Value Multiple | 12.06 | 8.08 | 3.00 | 11.11 | -11.44 |
| Enterprise Value | 37.44B | 19.55B | 6.10B | 18.28B | -11.87B |
| EV to EBITDA | 12.06 | 8.08 | 3.00 | 11.11 | -11.44 |
| EV to Sales | 4.14 | 2.56 | 0.83 | 3.85 | -3.00 |
| EV to Free Cash Flow | 4.19 | -7.43 | -1.71 | 1.47 | -11.65 |
| EV to Operating Cash Flow | 4.15 | -7.83 | -1.79 | 1.43 | -9.39 |
| Tangible Book Value Per Share | 8.14 | 7.67 | 6.30 | 5.35 | 4.53 |
| Shareholders’ Equity Per Share | 8.43 | 8.03 | 6.62 | 5.62 | 4.74 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.31 | 0.30 | 0.10 | -0.06 | 0.19 |
| Revenue Per Share | 4.60 | 5.39 | 5.22 | 3.36 | 2.80 |
| Net Income Per Share | 0.93 | 0.99 | 1.07 | 1.03 | 0.37 |
| Tax Burden | 0.67 | 0.68 | 0.88 | 1.04 | 0.76 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.13 | 0.10 | 0.11 | 0.19 | 0.16 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 4.96 | -1.78 | -2.25 | 8.83 | 2.41 |
Currency in EUR
