Truist Financial (1TFC) Ratios
Truist Financial Ratios
IT:1TFC's free cash flow for Q3 2026 was $1.69B. For the 2026 fiscal year, IT:1TFC's free cash flow was increased by $0.00 and operating cash flow was $1.69B. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.87 | 0.14 | 0.26 | 0.24 | 0.44 |
| Quick Ratio | 0.87 | 0.14 | 0.26 | 0.24 | 0.44 |
| Cash Ratio | 0.08 | 0.10 | 0.07 | 0.05 | 0.05 |
| Solvency Ratio | 0.01 | 0.01 | 0.00 | 0.02 | 0.02 |
| Operating Cash Flow Ratio | 0.01 | 0.01 | 0.02 | 0.03 | 0.02 |
| Short-Term Operating Cash Flow Coverage | 0.21 | 0.08 | 0.37 | 0.51 | 1.59 |
| Net Current Asset Value | $ -111.53B | $ -408.84B | $ -366.44B | $ -388.56B | $ -287.06B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.13 | 0.12 | 0.12 | 0.12 | 0.08 |
| Debt-to-Equity Ratio | 1.07 | 0.98 | 1.05 | 1.08 | 0.59 |
| Debt-to-Capital Ratio | 0.52 | 0.49 | 0.51 | 0.52 | 0.37 |
| Long-Term Debt-to-Capital Ratio | 0.39 | 0.35 | 0.40 | 0.42 | 0.34 |
| Financial Leverage Ratio | 8.40 | 8.34 | 9.06 | 9.18 | 7.81 |
| Debt Service Coverage Ratio | 0.16 | 0.02 | -0.01 | 0.30 | 1.36 |
| Interest Coverage Ratio | 0.63 | -0.05 | -0.08 | 3.03 | 10.41 |
| Debt to Market Cap | 1.12 | 1.08 | 1.26 | 1.14 | 0.52 |
| Interest Debt Per Share | 63.06 | 55.02 | 54.09 | 50.74 | 31.15 |
| Net Debt to EBITDA | 4.65 | 59.52 | 70.87 | 5.20 | 2.20 |
| Profitability Margins | |||||
| Gross Profit Margin | 62.21% | 47.04% | 59.81% | 86.10% | 100.20% |
| EBIT Margin | 20.86% | -2.48% | -2.55% | 31.53% | 34.66% |
| EBITDA Margin | 23.61% | 1.56% | 1.50% | 37.66% | 40.66% |
| Operating Profit Margin | 20.86% | -2.48% | -2.55% | 31.53% | 34.66% |
| Pretax Profit Margin | 20.86% | -2.48% | -2.55% | 31.53% | 34.66% |
| Net Profit Margin | 17.44% | 19.87% | -3.64% | 28.08% | 27.92% |
| Continuous Operations Profit Margin | 17.44% | -0.19% | -5.02% | 25.92% | 27.91% |
| Net Income Per EBT | 83.59% | -801.66% | 142.61% | 89.06% | 80.57% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.97% | 0.91% | -0.20% | 1.13% | 1.19% |
| Return on Equity (ROE) | 8.14% | 7.57% | -1.85% | 10.34% | 9.30% |
| Return on Capital Employed (ROCE) | 5.32% | -0.53% | -0.66% | 5.86% | 6.67% |
| Return on Invested Capital (ROIC) | 3.61% | -0.03% | -0.55% | 4.08% | 5.16% |
| Return on Tangible Assets | 1.00% | 0.95% | -0.21% | 1.20% | 1.26% |
| Earnings Yield | 8.51% | 8.34% | -2.22% | 10.95% | 8.23% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.09 | 1.83 | 2.73 | 1.89 | 2.23 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 9.60 | 4.34 | 4.99 | 3.24 | 3.31 |
| Asset Turnover | 0.06 | 0.05 | 0.06 | 0.04 | 0.04 |
| Working Capital Turnover Ratio | -0.15 | -0.07 | -0.09 | -0.08 | -0.10 |
| Cash Conversion Cycle | 3902.64 | 199.80 | 133.81 | 192.73 | 163.70 |
| Days of Sales Outstanding | 3902.64 | 199.80 | 133.81 | 192.73 | 163.70 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 3902.64 | 199.80 | 133.81 | 192.73 | 163.70 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 4.53 | 1.63 | 6.48 | 8.34 | 5.90 |
| Free Cash Flow Per Share | 4.53 | 1.63 | 6.48 | 7.92 | 5.57 |
| Dividend Paid and CapEx Coverage Ratio | 1.92 | 0.69 | 2.76 | 3.12 | 2.40 |
| Capital Expenditure Coverage Ratio | 0.00 | 0.00 | 0.00 | 19.65 | 17.86 |
| Operating Cash Flow Coverage Ratio | 0.08 | 0.03 | 0.14 | 0.17 | 0.19 |
| Operating Cash Flow to Sales Ratio | 0.19 | 0.09 | 0.29 | 0.50 | 0.34 |
| Free Cash Flow Yield | 9.20% | 3.75% | 17.55% | 18.40% | 9.52% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 12.75 | 12.91 | -45.07 | 9.13 | 12.16 |
| Price-to-Sales (P/S) Ratio | 2.05 | 2.38 | 1.64 | 2.56 | 3.39 |
| Price-to-Book (P/B) Ratio | 0.96 | 0.91 | 0.83 | 0.94 | 1.13 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 10.87 | 26.68 | 5.70 | 5.43 | 10.51 |
| Price-to-Operating Cash Flow Ratio | 10.87 | 26.68 | 5.70 | 5.16 | 9.92 |
| Price-to-Earnings Growth (PEG) Ratio | 0.86 | -0.03 | 0.36 | -8.23 | 0.27 |
| Enterprise Value Multiple | 13.33 | 212.27 | 180.15 | 12.01 | 10.55 |
| Enterprise Value | 95.79B | 80.24B | 81.07B | 100.80B | 98.88B |
| EV to EBITDA | 13.33 | 212.27 | 180.15 | 12.01 | 10.55 |
| EV to Sales | 3.15 | 3.31 | 2.71 | 4.52 | 4.29 |
| EV to Free Cash Flow | 16.69 | 37.08 | 9.39 | 9.58 | 13.27 |
| EV to Operating Cash Flow | 16.69 | 37.08 | 9.39 | 9.10 | 12.53 |
| Tangible Book Value Per Share | 36.93 | 31.02 | 27.64 | 19.65 | 27.77 |
| Shareholders’ Equity Per Share | 51.44 | 47.84 | 44.37 | 45.56 | 51.81 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.16 | 0.93 | -0.96 | 0.18 | 0.19 |
| Revenue Per Share | 24.02 | 18.22 | 22.49 | 16.79 | 17.25 |
| Net Income Per Share | 4.19 | 3.62 | -0.82 | 4.71 | 4.82 |
| Tax Burden | 0.84 | -8.02 | 1.43 | 0.89 | 0.81 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.26 | 0.28 | 0.22 | 0.29 | 0.37 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 1.08 | 0.45 | -8.24 | 1.77 | 1.23 |
Currency in USD
