Isabella Bank (ISBA) Stock Statistics & Valuation Metrics

Isabella Bank has a market cap or net worth of $345.04M. The enterprise value is $235.29M.

Market Cap

$345.04M

Enterprise Value

$235.29M

Isabella Bank has 8,490,190 shares outstanding. The number of shares has decreased by -2.65% in one year.

Shares Outstanding

8,490,190

Owned by Insiders

2.05%

Owned by Institutions

15.03%

Isabella Bank’s return on equity (ROE) is 0.08 and return on invested capital (ROIC) is 4.45%.

Return on Equity (ROE)

0.08

Return on Assets (ROA)

0.01

Return on Invested Capital (ROIC)

4.45%

Return on Capital Employed (ROCE)

0.07

Revenue Per Employee

311.11K

Profits Per Employee

52.53K

Employee Count

360

Asset Turnover

0.05

Inventory Turnover

0.00

The current PE Ratio of Isabella Bank is 14.33. Isabella Bank’s PEG ratio is 0.86.

PE Ratio

14.33

PS Ratio

3.18

PB Ratio

1.28

Price to FCF

13.41

Price to Operating Cash Flow

11.06

PEG Ratio

0.86

In the last 12 months, Isabella Bank had revenue of 112.00M and earned 18.91M in profits. Earnings per share was 2.56.

Revenue

112.00M

Gross Profit

79.07M

Operating Income

22.13M

Pretax Income

24.12M

Net Income

18.91M

EBITDA

22.28M

Earnings Per Share (EPS)

2.56

In the last 12 months, operating cash flow was 28.42M and capital expenditures -2.37M, giving a free cash flow of 26.04M billion.

Operating Cash Flow

28.42M

Free Cash Flow

26.04M

Free Cash Flow per Share

3.41

Isabella Bank pays an annual dividend of $0.28, resulting in a dividend yield of 2.76%

Dividend Per Share

$0.28

Dividend Yield

2.76%

Payout Ratio

41.18%

Free Cash Flow Yield

7.45%

Earnings Yield

6.78%

Beta

0.10

52-Week Price Change

2.08%

50-Day Moving Average

38.45

200-Day Moving Average

41.74

Relative Strength Index (RSI)

59.86

Average Volume (3m)

48.00K

Isabella Bank upcoming earnings date is Feb 11, 2027, TBA (Not Confirmed).

Last Earnings Date

Oct 29, 2026

Next Earnings Date

Feb 11, 2027

Ex-Dividend Date

Jun 26, 2026

Isabella Bank as a current ratio of 0.12, with Debt / Equity ratio of 61.59%

Current Ratio

0.12

Quick Ratio

0.12

Debt to Market Cap

0.39

Net Debt to EBITDA

5.23

Interest Coverage Ratio

0.66

In the past 12 months, Isabella Bank has paid 5.21M in taxes.

Income Tax

5.21M

Effective Tax Rate

0.22

Isabella Bank EV to EBITDA ratio is 13.05, with an EV/FCF ratio of 11.47.

EV to Sales

2.72

EV to EBITDA

13.05

EV to Free Cash Flow

11.47

EV to Operating Cash Flow

10.51

Isabella Bank has $138.54M in cash and marketable securities with $87.45M in debt, giving a net cash position of $51.09M billion.

Cash & Marketable Securities

$138.54M

Total Debt

$87.45M

Net Cash

$51.09M

Net Cash Per Share

$6.02

Tangible Book Value Per Share

$25.84

Gross margin is 69.35%, with operating margin of 11.89%, and net profit margin of 19.41%.

Gross Margin

69.35%

Operating Margin

11.89%

Pretax Margin

24.77%

Net Profit Margin

19.41%

EBITDA Margin

20.83%

EBIT Margin

19.31%

The average price target for Isabella Bank is $50.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy

Price Target

$50.00

Price Target Upside

23.03% Upside

Analyst Consensus

Moderate Buy

Analyst Count

1

Revenue Growth Forecast

11.39%

EPS Growth Forecast

16.66%

Smart Score

7

AI Score

74