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Infinity Bank (INFT)
OTHER OTC:INFT
US Market
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Infinity Bank (INFT) Price & Analysis

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INFT Stock Chart & Stats

$17.88
-$0.24(-1.33%)
At close: 4:00 PM EDT
$17.88
-$0.24(-1.33%)

Bulls Say, Bears Say

Bulls Say
Strong Profitability Recovery And Current MarginsThe recovery from the 2020 loss year and strong 2025 operating margins indicate an established earnings base. If maintained, this profitability can support internal investment, dividends, and resilience through normal banking-cycle fluctuations.
Consistent, High-quality Free Cash FlowFree cash flow closely tracking net income supports earnings quality and suggests reported profits convert into usable financial resources. Sustained cash generation can strengthen capital, fund shareholder returns, and reduce reliance on external financing.
Material Balance-sheet De-riskingLower leverage and a larger equity base improve financial flexibility and provide a stronger buffer against credit losses or funding stress. This materially reduces balance-sheet risk versus 2023, although consistency remains important.
Bears Say
Sharp Deceleration In Revenue GrowthThe slowdown indicates a maturing growth profile and may limit future earnings expansion unless Infinity Bank gains share, adds products, or improves productivity. Slower top-line growth can also reduce operating leverage over the medium term.
Volatile Profitability And Capital StructureYear-to-year swings in margins and leverage make the durability of recent performance less certain. Greater variability can complicate capital planning and suggests investors should assess whether current returns reflect repeatable banking operations.
Limited Visibility Into Debt-service CoverageAlthough cash flow is strong, the repeated zero coverage reading prevents a reliable assessment of how operating cash supports debt obligations. This data limitation weakens confidence in funding resilience and warrants closer monitoring of coverage metrics.

INFT FAQ

What was Infinity Bank’s price range in the past 12 months?
Infinity Bank lowest stock price was $12.48 and its highest was $29.90 in the past 12 months.
    What is Infinity Bank’s market cap?
    Infinity Bank’s market cap is $55.58M.
      When is Infinity Bank’s upcoming earnings report date?
      Infinity Bank’s upcoming earnings report date is Nov 11, 2026 which is in 62 days.
        How were Infinity Bank’s earnings last quarter?
        Infinity Bank released its earnings results on Jul 30, 2026. The company reported $0.39 earnings per share for the quarter.
          Is Infinity Bank overvalued?
          According to Wall Street analysts Infinity Bank’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Infinity Bank pay dividends?
            Infinity Bank pays a Quarterly dividend of $0.1 which represents an annual dividend yield of 2.19%. See more information on Infinity Bank dividends here
              What is Infinity Bank’s EPS estimate?
              Infinity Bank’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Infinity Bank have?
              Infinity Bank has 3,105,141 shares outstanding.
                What happened to Infinity Bank’s price movement after its last earnings report?
                Infinity Bank reported an EPS of $0.39 in its last earnings report. Following the earnings report the stock price went same 0%.
                  Which hedge fund is a major shareholder of Infinity Bank?
                  Currently, no hedge funds are holding shares in INFT
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Infinity Bank Stock Smart Score

                    5
                    Neutral
                    1
                    2
                    3
                    4
                    5
                    6
                    7
                    8
                    9
                    10

                    Technicals

                    SMA
                    Positive
                    20 days / 200 days
                    Momentum
                    21.44%
                    12-Months-Change

                    Fundamentals

                    Return on Equity
                    2.19%
                    Trailing 12-Months
                    Asset Growth
                    6.66%
                    Trailing 12-Months
                    Learn more about TipRanks Smart Score

                    Company Description

                    Infinity Bank

                    Infinity Bancorp acts as the parent company for Infinity Bank, which delivers a comprehensive array of banking solutions to both individual and corporate clients throughout Southern California. The institution provides essential deposit accounts, including checking and savings options. For its lending services, it offers personal loans and home equity lines of credit to individuals, while businesses can access a robust suite of credit facilities such as term loans, lines of credit, accounts receivable financing, commercial real estate and construction loans, Small Business Administration (SBA) loans, and letters of credit. Additionally, the company furnishes numerous supplementary services, ranging from debit and credit cards, treasury management, bill pay, ATM access, and automatic loan payments, to direct deposit, night deposit, overdraft protection, wire transfers, ACH services, merchant processing, remote deposit capture, and specialized armored car and cash vault services. Customers also benefit from advanced online and mobile banking platforms. Infinity Bancorp was founded in 2018 and maintains its headquarters in Santa Ana, California.

                    Infinity Bank (INFT) Earnings & Revenues

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