First Internet Bancorp (INBK) Stock Statistics & Valuation Metrics

First Internet Bancorp has a market cap or net worth of $221.83M. The enterprise value is $590.65M.

Market Cap

$221.83M

Enterprise Value

$590.65M

First Internet Bancorp has 8,733,574 shares outstanding. The number of shares has decreased by -2.65% in one year.

Shares Outstanding

8,733,574

Owned by Insiders

8.89%

Owned by Institutions

62.54%

First Internet Bancorp’s return on equity (ROE) is -0.10 and return on invested capital (ROIC) is -0.63%.

Return on Equity (ROE)

-0.10

Return on Assets (ROA)

-0.01

Return on Invested Capital (ROIC)

-0.63%

Return on Capital Employed (ROCE)

-0.01

Revenue Per Employee

912.06K

Profits Per Employee

-99.34K

Employee Count

354

Asset Turnover

0.06

Inventory Turnover

0.00

The current PE Ratio of First Internet Bancorp is 14.75. First Internet Bancorp’s PEG ratio is 0.09.

PE Ratio

14.75

PS Ratio

0.63

PB Ratio

0.62

Price to FCF

1.45

Price to Operating Cash Flow

1.45

PEG Ratio

0.09

In the last 12 months, First Internet Bancorp had revenue of 322.87M and earned -35.17M in profits. Earnings per share was -4.03.

Revenue

322.87M

Gross Profit

44.16M

Operating Income

-50.87M

Pretax Income

-50.87M

Net Income

-35.17M

EBITDA

-44.68M

Earnings Per Share (EPS)

-4.03

In the last 12 months, operating cash flow was 152.96M and capital expenditures -652,000, giving a free cash flow of 152.31M billion.

Operating Cash Flow

152.96M

Free Cash Flow

152.31M

Free Cash Flow per Share

17.45

First Internet Bancorp pays an annual dividend of $0.06, resulting in a dividend yield of 0.95%

Dividend Per Share

$0.06

Dividend Yield

0.95%

Payout Ratio

-48.00%

Free Cash Flow Yield

68.75%

Earnings Yield

6.77%

Beta

0.66

52-Week Price Change

38.99%

50-Day Moving Average

26.80

200-Day Moving Average

24.91

Relative Strength Index (RSI)

42.09

Average Volume (3m)

46.69K

First Internet Bancorp upcoming earnings date is Jan 27, 2027, TBA (Not Confirmed).

Last Earnings Date

Oct 29, 2026

Next Earnings Date

Jan 27, 2027

Ex-Dividend Date

Jun 30, 2026

First Internet Bancorp as a current ratio of 110.02, with Debt / Equity ratio of 98.67%

Current Ratio

110.02

Quick Ratio

110.02

Debt to Market Cap

1.95

Net Debt to EBITDA

2.28

Interest Coverage Ratio

-0.25

In the past 12 months, First Internet Bancorp has paid -15.70M in taxes.

Income Tax

-15.70M

Effective Tax Rate

0.31

First Internet Bancorp EV to EBITDA ratio is 29.48, with an EV/FCF ratio of 3.80.

EV to Sales

1.65

EV to EBITDA

29.48

EV to Free Cash Flow

3.80

EV to Operating Cash Flow

3.78

First Internet Bancorp has $849.09M in cash and marketable securities with $363.01M in debt, giving a net cash position of $486.08M billion.

Cash & Marketable Securities

$849.09M

Total Debt

$363.01M

Net Cash

$486.08M

Net Cash Per Share

$55.66

Tangible Book Value Per Share

$40.07

Gross margin is 33.17%, with operating margin of 3.96%, and net profit margin of 4.27%.

Gross Margin

33.17%

Operating Margin

3.96%

Pretax Margin

3.96%

Net Profit Margin

4.27%

EBITDA Margin

5.59%

EBIT Margin

3.96%

The average price target for First Internet Bancorp is $29.50, which is 11.43% higher than the current price. The consensus rating is Neutral

Price Target

$29.50

Price Target Upside

16.30% Upside

Analyst Consensus

Neutral

Analyst Count

2

Revenue Growth Forecast

7.39%

EPS Growth Forecast

―

Smart Score

4

AI Score

63