InBankShares Corp (INBC) Ratios
InBankShares Corp Ratios
INBC's free cash flow for Q2 2026 was $0.00. For the 2026 fiscal year, INBC's free cash flow was increased by $0.00 and operating cash flow was $0.00. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.22 | 0.05 | 0.22 | 8.05 | 0.45 |
| Quick Ratio | 0.22 | 0.05 | 0.22 | 8.99 | 0.45 |
| Cash Ratio | 0.10 | 0.05 | 0.08 | 0.72 | 0.09 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 0.02 | 0.01 | 0.01 | 0.75 | 0.02 |
| Short-Term Operating Cash Flow Coverage | 39.49 | 0.74 | 0.99 | 0.77 | 1.12 |
| Net Current Asset Value | $ -1.02B | $ -1.13B | $ -967.86M | $ -930.37M | $ -379.81M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.08 | 0.04 | 0.03 | 0.04 | 0.05 |
| Debt-to-Equity Ratio | 0.83 | 0.36 | 0.30 | 0.48 | 0.47 |
| Debt-to-Capital Ratio | 0.45 | 0.26 | 0.23 | 0.32 | 0.32 |
| Long-Term Debt-to-Capital Ratio | 0.45 | 0.16 | 0.19 | 0.20 | 0.24 |
| Financial Leverage Ratio | 9.97 | 9.97 | 11.22 | 11.26 | 9.65 |
| Debt Service Coverage Ratio | 0.32 | 0.22 | 0.43 | 0.39 | 0.31 |
| Interest Coverage Ratio | 0.29 | 0.49 | 0.63 | 3.15 | 2.17 |
| Debt to Market Cap | 0.82 | 0.43 | 0.38 | 0.64 | 0.48 |
| Interest Debt Per Share | 12.06 | 6.29 | 4.66 | 5.36 | 4.92 |
| Net Debt to EBITDA | 0.35 | -0.09 | -4.35 | 2.53 | -4.02 |
| Profitability Margins | |||||
| Gross Profit Margin | 54.48% | 63.41% | 71.11% | 88.38% | 90.68% |
| EBIT Margin | 9.16% | 15.96% | 17.48% | 22.43% | 11.95% |
| EBITDA Margin | 11.89% | 15.96% | 21.45% | 27.28% | 16.96% |
| Operating Profit Margin | 9.16% | 15.96% | 17.48% | 22.43% | 11.95% |
| Pretax Profit Margin | 9.16% | 16.07% | 17.48% | 22.43% | 11.95% |
| Net Profit Margin | 7.46% | 12.51% | 12.99% | 17.78% | 9.40% |
| Continuous Operations Profit Margin | 7.46% | 12.51% | 12.99% | 17.78% | 9.40% |
| Net Income Per EBT | 81.44% | 77.88% | 74.32% | 79.28% | 78.68% |
| EBT Per EBIT | 100.00% | 100.64% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.44% | 0.78% | 0.66% | 0.71% | 0.37% |
| Return on Equity (ROE) | 4.41% | 7.75% | 7.38% | 7.97% | 3.56% |
| Return on Capital Employed (ROCE) | 2.86% | 4.31% | 7.09% | 0.91% | 3.44% |
| Return on Invested Capital (ROIC) | 2.33% | 2.70% | 5.03% | 1.55% | 2.42% |
| Return on Tangible Assets | 0.45% | 0.79% | 0.67% | 0.72% | 0.37% |
| Earnings Yield | 4.41% | 9.84% | 9.40% | 10.72% | 3.67% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.00 | 0.00 | 11.41 | 9.07 | 15.32 |
| Payables Turnover | 0.00 | 0.00 | 19.19 | 15.82 | 38.41 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | -0.24 | 0.00 |
| Fixed Asset Turnover | 6.90 | 6.10 | 5.41 | 3.84 | 4.38 |
| Asset Turnover | 0.06 | 0.06 | 0.05 | 0.04 | 0.04 |
| Working Capital Turnover Ratio | -0.09 | -0.09 | -0.18 | -0.56 | -0.09 |
| Cash Conversion Cycle | 0.00 | 0.00 | 12.97 | -1488.80 | 14.32 |
| Days of Sales Outstanding | 0.00 | 0.00 | 31.99 | 40.23 | 23.82 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | -1505.96 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 19.02 | 23.07 | 9.50 |
| Operating Cycle | 0.00 | 0.00 | 31.99 | -1465.73 | 23.82 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 1.48 | 1.23 | 0.69 | 1.83 | 1.72 |
| Free Cash Flow Per Share | 1.35 | 1.19 | 0.61 | 1.78 | 1.69 |
| Dividend Paid and CapEx Coverage Ratio | 11.43 | 29.12 | 9.36 | 35.63 | 58.75 |
| Capital Expenditure Coverage Ratio | 11.43 | 29.12 | 9.36 | 35.63 | 58.75 |
| Operating Cash Flow Coverage Ratio | 0.15 | 0.31 | 0.22 | 0.36 | 0.37 |
| Operating Cash Flow to Sales Ratio | 0.21 | 0.18 | 0.12 | 0.39 | 0.45 |
| Free Cash Flow Yield | 11.27% | 13.48% | 7.66% | 22.61% | 17.41% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 22.55 | 10.16 | 10.63 | 9.33 | 27.28 |
| Price-to-Sales (P/S) Ratio | 1.69 | 1.27 | 1.38 | 1.66 | 2.56 |
| Price-to-Book (P/B) Ratio | 1.00 | 0.79 | 0.78 | 0.74 | 0.97 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 8.87 | 7.42 | 13.05 | 4.42 | 5.75 |
| Price-to-Operating Cash Flow Ratio | 8.10 | 7.16 | 11.66 | 4.30 | 5.65 |
| Price-to-Earnings Growth (PEG) Ratio | -0.58 | 0.64 | -0.99 | 0.07 | 0.27 |
| Enterprise Value Multiple | 14.58 | 7.88 | 2.09 | 8.62 | 11.10 |
| Enterprise Value | 145.20M | 102.94M | 30.42M | 116.51M | 55.03M |
| EV to EBITDA | 14.58 | 7.88 | 2.09 | 8.62 | 11.10 |
| EV to Sales | 1.73 | 1.26 | 0.45 | 2.35 | 1.88 |
| EV to Free Cash Flow | 9.10 | 7.34 | 4.24 | 6.27 | 4.22 |
| EV to Operating Cash Flow | 8.30 | 7.08 | 3.78 | 6.09 | 4.14 |
| Tangible Book Value Per Share | 10.12 | 9.22 | 8.06 | 8.01 | 8.71 |
| Shareholders’ Equity Per Share | 11.95 | 11.22 | 10.20 | 10.57 | 10.00 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.19 | 0.22 | 0.26 | 0.21 | 0.21 |
| Revenue Per Share | 7.07 | 6.95 | 5.79 | 4.74 | 3.79 |
| Net Income Per Share | 0.53 | 0.87 | 0.75 | 0.84 | 0.36 |
| Tax Burden | 0.81 | 0.78 | 0.74 | 0.79 | 0.79 |
| Interest Burden | 1.00 | 1.01 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.25 | 0.27 | 0.27 | 0.34 | 0.49 |
| Stock-Based Compensation to Revenue | 0.01 | 0.00 | 0.01 | 0.02 | 0.02 |
| Income Quality | 2.80 | 1.42 | 0.91 | 2.17 | 4.83 |
Currency in USD
