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Tata Motors Passenger Vehicles Ltd (IN:TMPV)
:TMPV
India Market
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Tata Motors Passenger Vehicles (TMPV) AI Stock Analysis

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IN:TMPV

Tata Motors Passenger Vehicles

(TMPV)

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Neutral 56 (OpenAI - Gpt-5.6Sol)
Rating:56Neutral
Price Target:
₹324.00
▲(3.18% Upside)
Action:Reiterated
Date:09/18/26
The score is anchored by mixed financial performance: improved profitability and a de-risked balance sheet are offset by the latest year’s sharp revenue decline, near-breakeven operating margin, and negative free cash flow. Technicals are weak-to-neutral with price below key longer-term moving averages and a negative MACD. Valuation is the main positive, supported by a very low P/E and a modest dividend yield.
Positive Factors
Profitability turnaround
Moving from losses to positive net margins across 2023–2026 indicates a substantial earnings turnaround and a more viable operating base. If maintained, profitability can improve internal funding capacity and provide resilience versus the earlier loss-making profile.
Negative Factors
Sharp revenue contraction
An 18.5% year-over-year revenue decline signals weaker demand, volume, or mix and reduces operating scale across the passenger-vehicle business. Sustained contraction would limit fixed-cost absorption, constrain reinvestment capacity, and weaken the durability of the recent turnaround.
Read all positive and negative factors
Positive Factors
Negative Factors
Profitability turnaround
Moving from losses to positive net margins across 2023–2026 indicates a substantial earnings turnaround and a more viable operating base. If maintained, profitability can improve internal funding capacity and provide resilience versus the earlier loss-making profile.
Read all positive factors

Tata Motors Passenger Vehicles (TMPV) vs. iShares MSCI India ETF (INDA)

Tata Motors Passenger Vehicles Business Overview & Revenue Model

Company Description
Tata Motors Passenger Vehicles Limited is an automotive enterprise involved in the entire lifecycle of vehicle production, from conception and engineering to manufacturing and distribution. Its diverse product line encompasses conventional passeng...
How the Company Makes Money
TMPV primarily makes money by selling new passenger vehicles to customers through its dealership network, generating revenue from the invoice price of vehicles sold (including sales of ICE vehicles and EVs). Beyond initial vehicle sales, it earns ...

Tata Motors Passenger Vehicles Financial Statement Overview

Summary
Multi-year turnaround from losses to positive net margins and improved leverage is a clear positive, but the latest year shows an -18.5% YoY revenue decline, EBIT margin compressing to ~0.4% (from ~8% in 2024–2025), and free cash flow turning meaningfully negative (-232B). The disconnect between strong net income and weak cash conversion raises earnings-quality and funding-volatility concerns.
Income Statement
56
Neutral
Balance Sheet
68
Positive
Cash Flow
45
Neutral
BreakdownMar 2026Mar 2025Mar 2024Mar 2023Mar 2022
Income Statement
Total Revenue3.33T4.40T4.34T3.46T2.78T
Gross Profit1.19T1.99T1.88T1.38T1.13T
EBITDA214.57B466.39B468.25B217.59B132.67B
Net Income823.90B278.30B313.99B24.14B-114.41B
Balance Sheet
Total Assets3.82T3.79T3.71T3.36T3.31T
Cash, Cash Equivalents and Short-Term Investments478.28B615.48B599.29B513.76B634.45B
Total Debt813.95B715.40B1.10T1.37T1.48T
Total Liabilities2.63T2.56T2.78T2.83T2.82T
Stockholders Equity1.12T1.16T849.18B453.22B445.61B
Cash Flow
Free Cash Flow-232.41B250.60B365.02B172.92B-8.86B
Operating Cash Flow130.41B631.02B679.15B353.88B142.83B
Investing Cash Flow-248.10B-475.94B-228.28B-168.04B-47.75B
Financing Cash Flow-13.44B-187.86B-370.06B-262.43B-33.80B

Tata Motors Passenger Vehicles Technical Analysis

Technical Analysis Sentiment
Negative
Last Price314.00
Price Trends
50DMA
325.18
Negative
100DMA
342.95
Negative
200DMA
345.56
Negative
Market Momentum
MACD
-6.72
Negative
RSI
39.60
Neutral
STOCH
42.55
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:TMPV, the sentiment is Negative. The current price of 314 is above the 20-day moving average (MA) of 310.03, below the 50-day MA of 325.18, and below the 200-day MA of 345.56, indicating a bearish trend. The MACD of -6.72 indicates Negative momentum. The RSI at 39.60 is Neutral, neither overbought nor oversold. The STOCH value of 42.55 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:TMPV.

Tata Motors Passenger Vehicles Peers Comparison

Overall Rating
UnderperformOutperform
Sector (55)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
72
Outperform
₹3.90T26.551.15%26.61%-1.37%
69
Neutral
₹1.76T36.250.96%3.55%-10.31%
63
Neutral
₹3.83T18.463.40%25.93%34.37%
56
Neutral
₹1.16T1.410.99%-21.70%267.29%
55
Neutral
$6.65B3.83-15.92%6.20%10.91%7.18%
* General Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
IN:TMPV
Tata Motors Passenger Vehicles
303.80
-47.53
-13.53%
IN:HYUNDAI
Hyundai Motor India Limited
2,169.00
-611.45
-21.99%
IN:M&M
Mahindra & Mahindra Ltd.
3,053.05
-502.19
-14.13%
IN:MARUTI
Maruti Suzuki India Limited
12,145.00
-3,567.16
-22.70%

Tata Motors Passenger Vehicles Corporate Events

Tata Motors Passenger Vehicles posts 56% sales surge in August 2026
Sep 1, 2026
Tata Motors Passenger Vehicles Ltd. reported total sales of 67,753 passenger vehicles in August 2026 across domestic and international markets, up 56% from 43,315 units a year earlier, underscoring strong demand momentum. Domestic passenger vehicl...
Tata Motors Passenger Vehicles to Hike Car and SUV Prices from September 2026
Aug 21, 2026
Tata Motors Passenger Vehicles Ltd. will increase prices across its portfolio of cars and SUVs, covering both internal combustion engine and electric models, by up to Rs 25,000 from 1 September 2026. The company says price hikes will vary by model...
Tata Motors Passenger Vehicles posts Investor Day recordings for market access
Jun 23, 2026
Tata Motors Passenger Vehicles Limited has notified stock exchanges that the audio and video recordings of its Investor Day held on June 23, 2026, are now available on the company’s website. By making these materials publicly accessible, the...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Sep 18, 2026