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Times Guaranty Limited (IN:TIMESGTY)
:TIMESGTY
India Market
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Times Guaranty Limited (TIMESGTY) Ratios

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Times Guaranty Limited Ratios

IN:TIMESGTY's free cash flow for Q4 2025 was ₹1.00. For the 2025 fiscal year, IN:TIMESGTY's free cash flow was decreased by ₹ and operating cash flow was ₹0.88. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
1.25K 93.85 330.42 49.91 64.14
Quick Ratio
1.25K 93.85 676.69 463.28 159.68
Cash Ratio
1.19K 13.65 2.01 4.62 2.84
Solvency Ratio
8.90 25.57 28.79 20.86 21.32
Operating Cash Flow Ratio
0.00 -11.43 141.88 51.36 -20.95
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
₹ 177.91M₹ 64.25M₹ 200.62M₹ 36.15M₹ 164.25M
Leverage Ratios
Debt-to-Assets Ratio
0.00 0.00 0.03 0.26 0.25
Debt-to-Equity Ratio
0.00 0.00 0.03 0.26 0.25
Debt-to-Capital Ratio
0.00 0.00 0.03 0.21 0.20
Long-Term Debt-to-Capital Ratio
0.00 0.00 0.00 0.00 0.00
Financial Leverage Ratio
1.00 1.00 1.00 1.00 1.01
Debt Service Coverage Ratio
0.00 3.58K 188.30 196.66 96.11
Interest Coverage Ratio
0.00 4.73K 215.70 251.76 117.79
Debt to Market Cap
0.00 0.00 0.00 0.00 0.00
Interest Debt Per Share
0.00 <0.01 1.34 12.30 11.51
Net Debt to EBITDA
-8.30 -0.40 1.00 5.32 1.18
Profitability Margins
Gross Profit Margin
97.52%86.39%89.54%87.35%97.39%
EBIT Margin
78.20%193.06%60.38%165.24%127.21%
EBITDA Margin
55.23%193.06%60.38%165.24%127.21%
Operating Profit Margin
79.99%193.06%60.38%165.24%127.21%
Pretax Profit Margin
78.20%193.06%60.10%164.58%126.13%
Net Profit Margin
62.64%146.41%52.43%128.42%102.72%
Continuous Operations Profit Margin
62.64%146.41%52.43%128.42%102.72%
Net Income Per EBT
80.10%75.84%87.24%78.03%81.44%
EBT Per EBIT
97.77%100.00%99.54%99.60%99.15%
Return on Assets (ROA)
4.90%3.94%2.14%3.66%15.84%
Return on Equity (ROE)
5.05%3.94%2.15%3.67%15.94%
Return on Capital Employed (ROCE)
6.26%5.20%2.47%4.72%19.74%
Return on Invested Capital (ROIC)
5.01%5.89%2.16%3.68%16.07%
Return on Tangible Assets
4.90%3.94%2.14%3.66%15.84%
Earnings Yield
0.91%2.19%2.12%3.15%30.88%
Efficiency Ratios
Receivables Turnover
0.00 0.00 2.85 1.67 0.00
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 >-0.01 >-0.01 >-0.01
Fixed Asset Turnover
0.00 0.00 0.00 0.00 0.00
Asset Turnover
0.08 0.03 0.04 0.03 0.15
Working Capital Turnover Ratio
0.42 0.09 0.15 0.12 0.70
Cash Conversion Cycle
0.00 0.00 -41.08K -72.09K -54.46K
Days of Sales Outstanding
0.00 0.00 128.20 218.12 0.00
Days of Inventory Outstanding
0.00 0.00 -41.20K -72.31K -54.46K
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
0.00 0.00 -41.08K -72.09K -54.46K
Cash Flow Ratios
Operating Cash Flow Per Share
0.00 -0.87 9.61 4.22 -6.06
Free Cash Flow Per Share
0.00 -0.87 9.61 4.22 -6.06
CapEx Per Share
0.00 0.00 0.00 0.00 0.00
Free Cash Flow to Operating Cash Flow
0.00 1.00 1.00 1.00 1.00
Dividend Paid and CapEx Coverage Ratio
0.00 0.00 0.00 0.00 0.00
Capital Expenditure Coverage Ratio
0.00 0.00 0.00 0.00 0.00
Operating Cash Flow Coverage Ratio
0.00 0.00 7.20 0.34 -0.53
Operating Cash Flow to Sales Ratio
0.00 -0.65 4.84 3.11 -0.85
Free Cash Flow Yield
0.00%-0.97%19.59%7.65%-25.69%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
109.73 45.66 47.10 31.71 3.24
Price-to-Sales (P/S) Ratio
68.66 66.85 24.69 40.73 3.33
Price-to-Book (P/B) Ratio
5.39 1.80 1.01 1.16 0.52
Price-to-Free Cash Flow (P/FCF) Ratio
0.00 -103.41 5.11 13.08 -3.89
Price-to-Operating Cash Flow Ratio
0.00 -103.41 5.11 13.08 -3.89
Price-to-Earnings Growth (PEG) Ratio
1.10 0.51 -1.17 -0.42 <0.01
Price-to-Fair Value
5.39 1.80 1.01 1.16 0.52
Enterprise Value Multiple
116.00 34.22 41.90 29.97 3.79
Enterprise Value
2.40B 808.81M 451.88M 603.56M 307.67M
EV to EBITDA
116.00 34.22 41.90 29.97 3.79
EV to Sales
64.07 66.07 25.30 49.52 4.82
EV to Free Cash Flow
0.00 -102.21 5.23 15.90 -5.64
EV to Operating Cash Flow
0.00 -102.21 5.23 15.90 -5.64
Tangible Book Value Per Share
53.06 50.19 48.54 47.49 45.71
Shareholders’ Equity Per Share
53.06 50.19 48.54 47.49 45.71
Tax and Other Ratios
Effective Tax Rate
0.20 0.24 0.13 0.22 0.19
Revenue Per Share
4.16 1.35 1.99 1.36 7.09
Net Income Per Share
2.61 1.98 1.04 1.74 7.29
Tax Burden
0.80 0.76 0.87 0.78 0.81
Interest Burden
1.00 1.00 1.00 1.00 0.99
Research & Development to Revenue
0.00 0.00 <0.01 <0.01 <0.01
SG&A to Revenue
0.00 0.20 0.14 0.19 0.04
Stock-Based Compensation to Revenue
0.00 0.00 0.00 0.00 0.00
Income Quality
0.00 -0.44 8.05 1.89 -0.68
Currency in INR
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