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Sml Isuzu Limited (SMLMAH) AI Stock Analysis
Sml Isuzu Limited
(NSE:SMLMAH)
The overall score reflects a stock with a strong fundamental turnaround and robust price momentum, offset by rich valuation and some cash flow and volatility risks. The most positive factor is the company’s financial performance: revenue and profit have rebounded sharply from prior loss‑making years, margins are now solidly positive, leverage has been reduced, and ROE is above 30%, placing the business on a much stronger footing. Technicals are also supportive, with the share price trending well above major moving averages and momentum indicators confirming sustained buying interest, though overbought readings and a high beta imply greater short‑term downside risk. Valuation is the main constraint on the score, as a P/E above 50 and a low dividend yield leave limited room for disappointment relative to heightened expectations. Overall, the stock earns a favorable but not top‑tier rating: attractive for investors comfortable with higher volatility and premium valuation, but less compelling for those prioritizing steady cash generation and more conservative pricing.
Sml Isuzu Limited (SMLMAH) vs. iShares MSCI India ETF (INDA)
- Market Cap
- INR 68.37B
- Dividend Yield
- 0.50%
- Average Volume (3M)
- 6,170
- Price to Earnings (P/E)
- 46.5
- Beta (1Y)
- 2.25
- Revenue Growth
- 22.37%
- EPS Growth
- 3.94%
- Country
- India
- Employees
- 1,063
- Sector
- General
- Sector Strength
- 55
- Industry
- Auto - Manufacturers
Sml Isuzu Limited Business Overview & Revenue Model
Company Description
SML Mahindra Limited is an enterprise primarily engaged in the global manufacturing and distribution of commercial vehicles and their associated components, serving markets both within India and internationally. Its extensive product range includes v...
Sml Isuzu Limited Financial Statement Overview
Summary
Financial performance is strong overall, reflecting a clear turnaround in the business. Revenue has grown sharply from ₹9.1B in 2022 to ₹28.3B in 2026, with over 70% year-on-year growth in the latest year, and net profit has moved from deep losses to solid profitability with net margin around 5.6%. Operating metrics (EBIT and EBITDA margins) have shifted from negative to mid‑single/low‑double digits, and leverage has been reduced as debt fell from over ₹4.2B in 2024 to about ₹2.9B in 2026 while equity increased to roughly ₹5.2B, driving ROE above 30% in the last two years. However, cash flow remains a key risk: operating and free cash flow, while now positive, have declined in 2026 versus 2025 despite higher profits, and the historical pattern shows volatility and periods of negative cash generation. Taken together, the strong income statement and improved balance sheet are partially offset by uneven cash flows, justifying a high but not top‑tier score.
Income Statement
82Very PositiveBalance Sheet
76PositiveCash Flow
63Positive| Breakdown | TTM | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 23.83B | 28.30B | 23.83B | 21.83B | 18.09B | 5.88B |
| Gross Profit | 4.89B | 3.58B | 5.55B | 4.81B | 3.43B | -728.71M |
| EBITDA | 2.40B | 2.72B | 2.40B | 1.83B | 808.74M | -646.29M |
| Net Income | 1.22B | 1.60B | 1.22B | 1.08B | 198.35M | -1.33B |
Balance Sheet | ||||||
| Total Assets | 0 | 13.97B | 12.99B | 12.13B | 9.37B | 8.51B |
| Cash, Cash Equivalents and Short-Term Investments | 446.70M | 207.01M | 66.75M | 364.35M | 48.66M | 331.20M |
| Total Debt | 0 | 2.89B | 3.27B | 4.21B | 2.65B | 2.68B |
| Total Liabilities | -3.31B | 8.77B | 9.17B | 9.27B | 7.59B | 5.95B |
| Stockholders Equity | 3.31B | 5.19B | 3.83B | 2.86B | 1.78B | 2.56B |
Cash Flow | ||||||
| Free Cash Flow | -223.81M | 707.33M | 1.15B | -921.06M | 487.56M | -870.28M |
| Operating Cash Flow | 212.61M | 1.41B | 1.77B | -496.80M | 900.63M | -675.44M |
| Investing Cash Flow | -421.31M | -694.08M | -609.41M | -458.00M | -420.87M | -301.50M |
| Financing Cash Flow | 166.81M | -702.50M | -1.48B | 1.27B | -551.57M | 831.07M |
Sml Isuzu Limited Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:SMLMAH, the sentiment is Negative. The current price of 4717.95 is below the 20-day moving average (MA) of 5597.76, below the 50-day MA of 5830.04, and above the 200-day MA of 4570.95, indicating a neutral trend. The MACD of -362.78 indicates Positive momentum. The RSI at 32.09 is Neutral, neither overbought nor oversold. The STOCH value of 10.93 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:SMLMAH.
Sml Isuzu Limited Peers Comparison
Overall Rating
IN:EICHERMOT81Outperform- IN:SMLMAH74Outperform
IN:MARUTI73Outperform
IN:M&M71Outperform
IN:FORCEMOT66Neutral
IN:TMPV66Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| IN:EICHERMOT | 81Outperform | INR 1.98T | 34.31 | ― | 1.14% | 28.07% | 19.24% |
| IN:SMLMAH | 74Outperform | INR 68.28B | 46.50 | ― | 0.50% | 22.37% | 3.94% |
| IN:MARUTI | 73Outperform | INR 3.59T | 26.64 | ― | 1.23% | 29.61% | -8.99% |
| IN:M&M | 71Outperform | INR 3.54T | 17.18 | ― | 3.65% | 25.93% | 34.37% |
| IN:FORCEMOT | 66Neutral | INR 228.87B | 19.14 | ― | 0.29% | 16.45% | 10.96% |
| IN:TMPV | 66Neutral | INR 976.73B | 1.23 | ― | 1.13% | -21.70% | 267.29% |
| Sector * | 55Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
* General Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| IN:SMLMAH | Sml Isuzu Limited | 4717.95 | 1548.75 | 48.87% | |
| IN:EICHERMOT | Eicher Motors Limited | 7210.00 | 263.10 | 3.79% | |
| IN:FORCEMOT | Force Motors Limited | 17370.00 | -995.09 | -5.42% | |
| IN:M&M | Mahindra & Mahindra Ltd. | 2844.00 | -667.65 | -19.01% | |
| IN:MARUTI | Maruti Suzuki India Limited | 11413.00 | -4076.66 | -26.32% | |
| IN:TMPV | Tata Motors Passenger Vehicles Ltd | 265.20 | -148.42 | -35.88% |
Sml Isuzu Limited Corporate Events
SML Mahindra Posts 13% Year-to-Date Sales Growth in Commercial Vehicles
SML Mahindra Limited, formerly SML Isuzu Limited, is a Punjab-based manufacturer of trucks and buses serving cargo and passenger commercial vehicle markets in India. It operates production facilities in Shahid Bhagat Singh Nagar and maintains a corpo...
SML Mahindra Publishes Unaudited Q2 and Half-Year FY27 Results in Newspapers
SML Mahindra Limited has published newspaper advertisements presenting its unaudited financial results for the second quarter and half year ended 30 September 2026, in line with disclosure requirements under SEBI’s listing regulations. The resu...
SML Mahindra Posts Double-Digit Sales Growth in September and First Half of FY 2026-27
SML Mahindra reported that its total vehicle sales in September 2026 rose 18% year-on-year to 1,124 units, driven by a 39% surge in cargo vehicle sales and a 5% increase in passenger vehicle volumes. For the first half of FY 2026-27, total sales grew...
SML Mahindra Posts 40% Surge in August Vehicle Sales
SML Mahindra reported robust monthly business performance for August 2026, with total vehicle sales rising 40% year-on-year to 1,175 units, driven by strong growth in both cargo and passenger segments. Cargo vehicle sales in August grew 53% to 492 un...
SML Mahindra Widens Access to Valuation and Fairness Reports for Postal Ballot
SML Mahindra Limited has expanded access to key documents underlying a proposed corporate transaction set out in its postal ballot notice dated 7 August 2026. The company has disclosed that the business valuation report prepared by BDO Valuation Advi...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Aug 06, 2026