Sml Isuzu Limited (SMLMAH) AI Stock Analysis

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Sml Isuzu Limited

(NSE:SMLMAH)

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Rating:65Neutral

Price Target:INR 5,640.00▲(8.72% Upside)

Action:downgraded

Date:11/07/26

The score is supported primarily by a substantial financial turnaround, including stronger profitability, reduced leverage, and improved equity returns. Weak and uneven cash generation, subdued technical momentum, and a high P/E ratio materially reduce the overall score.

Positive Factors

Strong Revenue GrowthThe sharp FY2026 revenue increase, following several years of expansion, indicates stronger commercial vehicle demand and improved business scale. If growth remains supported by the company’s Indian market presence, higher revenue can provide a broader base for sustaining profitability and funding operations.

Negative Factors

Gross Margin CompressionThe substantial gross-margin decline shows that higher revenue has not translated proportionately into retained profitability. The pack identifies possible input-cost and pricing pressure, so continued compression could limit operating leverage and weaken the durability of the recent earnings recovery.

Sml Isuzu Limited (SMLMAH) vs. iShares MSCI India ETF (INDA)

Market Cap: INR 75.06B
Dividend Yield: 0.45%
Average Volume (3M): 5,229
Price to Earnings (P/E): 51.1
Beta (1Y): 2.02
Revenue Growth: 22.37%
EPS Growth: 3.94%
Country: India
Employees: 1,063
Sector: General
Sector Strength: 55
Industry: Auto - Manufacturers

Sml Isuzu Limited Business Overview & Revenue Model

Company Description

SML Mahindra Limited is an enterprise primarily engaged in the global manufacturing and distribution of commercial vehicles and their associated components, serving markets both within India and internationally. Its extensive product range includes v...

Sml Isuzu Limited Financial Statement Overview

Summary

Strong recovery in revenue and profitability, lower leverage, and improved returns on equity support a favorable score. Cash-flow volatility, recent margin compression, and remaining debt limit the upside.

Income Statement

82Very Positive

Balance Sheet

76Positive

Cash Flow

63Positive

Financial statement breakdown
Breakdown	TTM	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Income Statement
Total Revenue	16.42B	28.30B	23.83B	21.83B	18.09B	5.88B
Gross Profit	3.27B	3.58B	5.55B	4.81B	3.43B	-728.71M
EBITDA	1.56B	2.72B	2.40B	1.83B	808.74M	-646.29M
Net Income	745.34M	1.60B	1.22B	1.08B	198.35M	-1.33B
Balance Sheet
Total Assets	0	13.97B	12.99B	12.13B	9.37B	8.51B
Cash, Cash Equivalents and Short-Term Investments	446.70M	207.01M	66.75M	364.35M	48.66M	331.20M
Total Debt	0	2.89B	3.27B	4.21B	2.65B	2.68B
Total Liabilities	-3.31B	8.77B	9.17B	9.27B	7.59B	5.95B
Stockholders Equity	3.31B	5.19B	3.83B	2.86B	1.78B	2.56B
Cash Flow
Free Cash Flow	770.49M	707.33M	1.15B	-921.06M	487.56M	-870.28M
Operating Cash Flow	1.50B	1.41B	1.77B	-496.80M	900.63M	-675.44M
Investing Cash Flow	-684.71M	-694.08M	-609.41M	-458.00M	-420.87M	-301.50M
Financing Cash Flow	-882.59M	-702.50M	-1.48B	1.27B	-551.57M	831.07M

Sml Isuzu Limited Technical Analysis

Technical Analysis SentimentPositive

Last Price5187.60

Price Trends

50DMA5808.21Negative

100DMA5214.88Negative

200DMA4607.14Positive

Market Momentum

MACD-184.75Negative

RSI45.80Neutral

STOCH63.17Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:SMLMAH, the sentiment is Positive. The current price of 5187.60 is above the 20-day moving average (MA) of 5150.99, below the 50-day MA of 5808.21, and above the 200-day MA of 4607.14, indicating a neutral trend. The MACD of -184.75 indicates Negative momentum. The RSI at 45.80 is Neutral, neither overbought nor oversold. The STOCH value of 63.17 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:SMLMAH.

Sml Isuzu Limited Peers Comparison

Overall Rating

UnderperformOutperform

Sector (55)

Financial Indicators

IN:SMLMAH against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
IN:FORCEMOT	78Outperform	INR 258.05B	21.61	―	0.26%	16.45%	10.96%
IN:MARUTI	77Outperform	INR 4.05T	30.04	―	1.09%	29.61%	-8.99%
IN:EICHERMOT	76Outperform	INR 2.11T	36.35	―	1.07%	22.50%	16.95%
IN:M&M	71Outperform	INR 4.15T	19.21	―	3.11%	26.69%	36.04%
IN:SMLMAH	65Neutral	INR 75.07B	51.05	―	0.45%	22.37%	3.94%
Sector *	55Neutral	$6.65B	3.83	-15.92%	6.20%	10.91%	7.18%
IN:TMPV	53Neutral	INR 1.06T	1.33	―	1.05%	-10.14%	-104.03%

* General Sector Average

Performance Comparison

IN:SMLMAH and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
IN:SMLMAH	Sml Isuzu Limited	5187.60	2342.93	82.36%
IN:EICHERMOT	Eicher Motors Limited	7674.65	945.22	14.05%
IN:FORCEMOT	Force Motors Limited	19584.35	2060.31	11.76%
IN:M&M	Mahindra & Mahindra Ltd.	3336.10	-360.21	-9.75%
IN:MARUTI	Maruti Suzuki India Limited	12878.00	-2842.62	-18.08%
IN:TMPV	Tata Motors Passenger Vehicles Ltd	287.00	-82.64	-22.36%

Sml Isuzu Limited Corporate Events

SML Mahindra Posts 13% Year-to-Date Sales Growth in Commercial Vehicles

Nov 1, 2026

SML Mahindra Limited, formerly SML Isuzu Limited, is a Punjab-based manufacturer of trucks and buses serving cargo and passenger commercial vehicle markets in India. It operates production facilities in Shahid Bhagat Singh Nagar and maintains a corpo...

SML Mahindra Publishes Unaudited Q2 and Half-Year FY27 Results in Newspapers

Oct 20, 2026

SML Mahindra Limited has published newspaper advertisements presenting its unaudited financial results for the second quarter and half year ended 30 September 2026, in line with disclosure requirements under SEBI’s listing regulations. The results, c...

SML Mahindra Posts Double-Digit Sales Growth in September and First Half of FY 2026-27

Oct 1, 2026

SML Mahindra reported that its total vehicle sales in September 2026 rose 18% year-on-year to 1,124 units, driven by a 39% surge in cargo vehicle sales and a 5% increase in passenger vehicle volumes. For the first half of FY 2026-27, total sales grew...

SML Mahindra Posts 40% Surge in August Vehicle Sales

Sep 1, 2026

SML Mahindra reported robust monthly business performance for August 2026, with total vehicle sales rising 40% year-on-year to 1,175 units, driven by strong growth in both cargo and passenger segments. Cargo vehicle sales in August grew 53% to 492 un...

SML Mahindra Widens Access to Valuation and Fairness Reports for Postal Ballot

Aug 25, 2026

SML Mahindra Limited has expanded access to key documents underlying a proposed corporate transaction set out in its postal ballot notice dated 7 August 2026. The company has disclosed that the business valuation report prepared by BDO Valuation Advi...

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Nov 07, 2026

Sml Isuzu Limited AI Stock Analysis