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Silgo Retail Ltd (IN:SILGO)
:SILGO
India Market
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Silgo Retail Ltd (SILGO) AI Stock Analysis

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IN:SILGO

Silgo Retail Ltd

(SILGO)

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Neutral 54 (OpenAI - Gpt-5.6Sol)
Rating:54Neutral
Price Target:
Action:Reiterated
Date:09/06/26
The score is primarily held back by weak earnings quality and elevated cash-flow risk (repeated negative operating cash flow, including a large FY2026 outflow) and a recent revenue decline. Offsetting factors include improving reported margins and moderate leverage, but valuation appears relatively rich (P/E ~29) and technical signals are unavailable.
Positive Factors
Margin Expansion
Net and EBIT margin expansion through FY2026 indicates stronger reported operating economics and better earnings conversion at the profit-line level. If maintained, the improved margin base can provide greater resilience and internal funding capacity even when sales growth is uneven.
Negative Factors
Weak Cash Conversion
Operating cash flow was negative in FY2026 and in FY2025 and FY2022–FY2021 despite positive reported earnings. Repeated failure to translate accounting profits into cash weakens earnings quality and may reflect elevated working-capital needs or other cash outflows.
Read all positive and negative factors
Positive Factors
Negative Factors
Margin Expansion
Net and EBIT margin expansion through FY2026 indicates stronger reported operating economics and better earnings conversion at the profit-line level. If maintained, the improved margin base can provide greater resilience and internal funding capacity even when sales growth is uneven.
Read all positive factors

Silgo Retail Ltd (SILGO) vs. iShares MSCI India ETF (INDA)

Silgo Retail Ltd Business Overview & Revenue Model

Company Description
Silgo Retail Limited, founded in 2016 and based in Jaipur, India, operates a comprehensive business model within the silver jewelry sector. The company's operations encompass the conceptualization, manufacturing, and subsequent commercialization o...

Silgo Retail Ltd Financial Statement Overview

Summary
Reported profitability has strengthened (net margin rising to ~12.1% and EBIT margin to ~18.7% by FY2026) and leverage is moderate (debt-to-equity ~0.15). However, cash generation is a major weakness with negative operating cash flow in FY2026 (-682.4m) and multiple prior years despite positive earnings, and revenue declined in the latest year (-4.6% in FY2026), raising near-term demand and earnings-quality risk.
Income Statement
68
Positive
Balance Sheet
60
Neutral
Cash Flow
18
Very Negative
BreakdownTTMMar 2026Mar 2025Mar 2024Mar 2023Mar 2022
Income Statement
Total Revenue482.09M470.34M443.75M350.34M340.71M348.20M
Gross Profit126.74M100.33M64.81M64.58M56.07M57.25M
EBITDA112.51M88.18M62.74M55.23M51.70M45.27M
Net Income67.12M56.97M44.78M31.52M23.52M23.06M
Balance Sheet
Total Assets0.001.62B644.59M633.36M521.13M511.87M
Cash, Cash Equivalents and Short-Term Investments8.32M8.32M8.48M86.21M160.00K439.62K
Total Debt0.00201.78M0.0067.89M187.18M191.91M
Total Liabilities-1.38B238.63M60.14M92.53M213.75M227.91M
Stockholders Equity1.38B1.38B584.45M540.84M307.38M283.96M
Cash Flow
Free Cash Flow-515.73M0.00-8.06M15.58M23.68M-7.99M
Operating Cash Flow-515.73M-682.44M-8.06M15.58M23.78M-7.89M
Investing Cash Flow-2.23M-255.63M0.0018.00K-97.00K135.49K
Financing Cash Flow520.15M937.90M-69.66M70.45M-23.97M7.19M

Silgo Retail Ltd Peers Comparison

Overall Rating
UnderperformOutperform
Sector (55)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
55
Neutral
$6.65B3.83-15.92%6.20%10.91%7.18%
54
Neutral
29.159.39%1.66%
53
Neutral
₹1.86B19.190.65%0.34%26.39%
53
Neutral
₹1.99B-5.510.47%-11.34%7.18%
46
Neutral
₹2.14B77.680.44%-31.56%-47.39%
42
Neutral
₹2.55B-1.03-0.49%6.19%
* General Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
IN:SILGO
Silgo Retail Ltd
IN:FRETAIL
Future Retail Ltd.
IN:KHADIM
Khadim India Limited
116.45
-125.35
-51.84%
IN:SPENCERS
Spencer's Retail Ltd.
28.25
-30.60
-52.00%
IN:VIPCLOTHNG
VIP Clothing Limited
20.60
-13.23
-39.11%
IN:ZODIACLOTH
Zodiac Clothing Company Limited
72.48
-25.23
-25.82%

Silgo Retail Ltd Corporate Events

Silgo Retail Board Clears Asset Charges, Guarantees and EGM for Governance Changes
Jul 24, 2026
Silgo Retail Ltd’s board has approved the creation of pledges, charges, mortgages and other encumbrances on company assets, along with the extension of guarantees under Section 180(1)(a) of the Companies Act, 2013, signalling readiness to le...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Sep 06, 2026