Senco Gold Limited (SENCO) AI Stock Analysis

Senco Gold Limited

(NSE:SENCO)

Select Model

Rating:69Neutral

Price Target:INR 321.00▲(7.41% Upside)

Action:reiterated

Date:08/25/26

The overall score reflects strong growth and improving profitability offset by weak cash generation and high leverage, with an uptrend that is losing momentum and an appealing earnings-based valuation providing support.

Positive Factors

Strong Revenue GrowthRevenue more than tripled over the period, demonstrating strong expansion in customer demand and business scale. Sustained top-line growth can support broader retail reach, improve operating leverage, and provide a durable foundation for further investment in the jewellery platform.

Negative Factors

Persistently Negative Cash FlowMulti-year negative operating and free cash flow shows that reported profits have not consistently converted into cash. Continued outflows can increase dependence on borrowing or other funding, limit financial flexibility, and make growth more vulnerable if working-capital needs remain elevated.

Senco Gold Limited (SENCO) vs. iShares MSCI India ETF (INDA)

Market Cap: INR 51.89B
Dividend Yield: 0.34%
Average Volume (3M): 148.75K
Price to Earnings (P/E): 8.4
Beta (1Y): 1.42
Revenue Growth: 41.91%
EPS Growth: 165.71%
Country: India
Employees: 3,309
Sector: General
Sector Strength: 55
Industry: Luxury Goods

Senco Gold Limited Business Overview & Revenue Model

Company Description

Established in 1994 and based in Kolkata, India, Senco Gold Limited is a prominent Indian enterprise that manufactures and distributes a diverse collection of jewelry and precious metal items. The company's offerings prominently feature exquisite gol...

Senco Gold Limited Financial Statement Overview

Summary

Strong multi-year revenue and profit growth with improving margins supports a high score, but persistent negative operating and free cash flow and elevated leverage meaningfully reduce financial quality.

Income Statement

82Very Positive

Balance Sheet

74Positive

Cash Flow

38Negative

Financial statement breakdown
Breakdown	TTM	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022
Income Statement
Total Revenue	96.60B	84.30B	63.28B	52.41B	40.70B	35.25B
Gross Profit	16.68B	14.00B	8.52B	7.83B	6.43B	5.41B
EBITDA	10.60B	10.49B	4.22B	4.06B	3.39B	2.84B
Net Income	5.71B	5.74B	1.59B	1.81B	1.58B	1.29B
Balance Sheet
Total Assets	0	70.62B	47.46B	37.23B	29.05B	21.00B
Cash, Cash Equivalents and Short-Term Investments	456.89M	5.17B	7.60B	430.94M	94.83M	95.44M
Total Debt	0	26.99B	20.59B	17.61B	13.89B	10.26B
Total Liabilities	-25.14B	45.48B	27.76B	23.57B	19.60B	13.74B
Stockholders Equity	25.14B	25.14B	19.70B	13.66B	9.46B	7.26B
Cash Flow
Free Cash Flow	-3.69B	-5.76B	-2.59B	-3.32B	-1.09B	-945.77M
Operating Cash Flow	-3.34B	-5.15B	-2.21B	-2.94B	-781.99M	-698.86M
Investing Cash Flow	-66.02M	440.45M	-322.23M	-1.18B	-1.98B	-1.57B
Financing Cash Flow	3.35B	4.75B	2.68B	4.21B	2.76B	2.28B

Senco Gold Limited Technical Analysis

Technical Analysis SentimentNegative

Last Price298.85

Price Trends

50DMA336.16Negative

100DMA347.81Negative

200DMA335.25Negative

Market Momentum

MACD-9.77Positive

RSI31.94Neutral

STOCH6.51Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:SENCO, the sentiment is Negative. The current price of 298.85 is below the 20-day moving average (MA) of 321.06, below the 50-day MA of 336.16, and below the 200-day MA of 335.25, indicating a bearish trend. The MACD of -9.77 indicates Positive momentum. The RSI at 31.94 is Neutral, neither overbought nor oversold. The STOCH value of 6.51 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:SENCO.

Senco Gold Limited Peers Comparison

Overall Rating

UnderperformOutperform

Sector (55)

Financial Indicators

IN:SENCO against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
IN:SENCO	69Neutral	INR 48.05B	8.41	―	0.34%	41.91%	165.71%
IN:PCJEWELLER	65Neutral	INR 150.96B	15.03	―	―	29.27%	3.00%
IN:KALYANKJIL	56Neutral	INR 515.34B	35.83	―	0.50%	45.75%	78.91%
Sector *	55Neutral	$6.65B	3.83	-15.92%	6.20%	10.91%	7.18%
IN:TITAN	55Neutral	INR 3.95T	68.23	―	0.34%	45.05%	55.13%
IN:PNGJL	53Neutral	INR 82.77B	15.65	―	―	50.66%	63.28%
IN:RAJESHEXPO	34Underperform	INR 14.41B	8.60	―	―	79.55%	130.31%

* General Sector Average

Performance Comparison

IN:SENCO and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
IN:SENCO	Senco Gold Limited	298.80	-33.28	-10.02%
IN:KALYANKJIL	Kalyan Jewellers India Ltd.	504.25	-16.43	-3.15%
IN:PCJEWELLER	PC Jeweller Ltd.	14.96	2.90	24.05%
IN:PNGJL	P N Gadgil Jewellers Limited	575.85	-89.90	-13.50%
IN:RAJESHEXPO	Rajesh Exports Limited	48.96	-132.79	-73.06%
IN:TITAN	Titan Company Limited	4470.10	669.72	17.62%

Senco Gold Limited Corporate Events

Senco Gold to Acquire 68% Stake in Melorra Owner for Rs 68 Crore

Oct 25, 2026

Senco Gold Limited has executed definitive agreements to acquire a 68% equity stake in August Jewellery Private Limited, owner of the online-focused Melorra brand, for an aggregate consideration of INR 68 crore to be invested in multiple tranches. Th...

Senco Gold Taps Retail Veteran Shashi Bhushan Singh to Lead Sales and Expansion

Oct 12, 2026

Senco Gold Limited has appointed Shashi Bhushan Singh as Chief General Manager for Sales and Business Development, effective 12 October 2026, and designated him as senior management personnel. The move, approved by the board on the recommendation of...

Senco Gold Files Q1 FY27 Investor Presentation With Exchanges

Aug 11, 2026

Senco Gold Limited has released an investor presentation detailing its financial and operational performance for the quarter ended 30 June 2026. The Q1 FY27 results deck, prepared for stakeholders and market participants, has been filed with the stoc...

Senco Gold Posts 67% Revenue Surge in Q1 FY27 Amid Margin Pressure

Aug 11, 2026

Senco Gold Limited reported a robust first quarter for FY27, with consolidated revenue rising 67% year‑on‑year to ₹3,056 crore, driven by a 65% jump in standalone sales and 50% growth in retail sales. Same‑store sales grew 39%...

Senco Gold Sets Record Date and AGM for FY26 Dividend

Aug 7, 2026

Senco Gold Limited has scheduled its 32nd Annual General Meeting for 31 August 2026 in Kolkata, where shareholders will consider the final dividend for the financial year 2025-26. The company has fixed 24 August 2026 as the record date to determine t...

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Aug 25, 2026

Senco Gold Limited AI Stock Analysis