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SBI Life Insurance Co. Ltd. (SBILIFE) Ratios
SBI Life Insurance Co. Ltd. Ratios
IN:SBILIFE's free cash flow for Q1 2027 was $0.00. For the 2027 fiscal year, IN:SBILIFE's free cash flow was increased by $0.00 and operating cash flow was $0.00. See a summary of the company’s cash flow.
| Ratios | Mar 26 | Mar 25 | Mar 24 | Mar 23 | Mar 22 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.00 | 0.32 | 0.91 | 0.46 | 1.51 |
| Quick Ratio | 0.00 | 0.32 | 0.91 | 0.46 | 1.51 |
| Cash Ratio | 0.00 | 0.32 | 0.91 | 0.31 | 0.58 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 0.00 | 4.41 | 5.61 | 8.18 | 18.88 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -4.78T | $ -4.38T | $ -3.79T | $ -2.99T | $ -2.59T |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debt-to-Equity Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debt-to-Capital Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Long-Term Debt-to-Capital Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Financial Leverage Ratio | 26.20 | 26.91 | 26.72 | 24.17 | 23.52 |
| Debt Service Coverage Ratio | 0.00 | 219.27 | 216.77 | 73.00 | 72.89 |
| Interest Coverage Ratio | 0.00 | 218.07 | 212.72 | 70.80 | 70.97 |
| Debt to Market Cap | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Debt Per Share | 0.00 | 0.11 | 0.09 | 0.25 | 0.22 |
| Net Debt to EBITDA | -1.26 | -0.71 | -2.34 | -0.86 | -0.62 |
| Profitability Margins | |||||
| Gross Profit Margin | 51.44% | 96.72% | 97.48% | 96.20% | 97.40% |
| EBIT Margin | 2.27% | 2.17% | 1.49% | 2.21% | 1.91% |
| EBITDA Margin | 2.27% | 2.24% | 1.55% | 2.30% | 2.00% |
| Operating Profit Margin | 2.27% | 2.16% | 1.48% | 2.18% | 1.88% |
| Pretax Profit Margin | 2.27% | 2.16% | 1.48% | 2.18% | 1.88% |
| Net Profit Margin | 2.21% | 2.09% | 1.45% | 2.13% | 1.82% |
| Continuous Operations Profit Margin | 2.21% | 2.09% | 1.45% | 2.13% | 1.82% |
| Net Income Per EBT | 97.36% | 96.74% | 97.51% | 97.85% | 96.49% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.49% | 0.53% | 0.48% | 0.55% | 0.55% |
| Return on Equity (ROE) | 12.94% | 14.21% | 12.70% | 13.22% | 12.96% |
| Return on Capital Employed (ROCE) | 0.51% | 0.55% | 0.49% | 0.57% | 0.57% |
| Return on Invested Capital (ROIC) | 0.49% | 0.53% | 0.48% | 1.55% | 1.56% |
| Return on Tangible Assets | 0.49% | 0.53% | 0.48% | 0.55% | 0.55% |
| Earnings Yield | 1.39% | 1.56% | 1.27% | 1.56% | 1.34% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.00 | 23.37 | 23.98 | 19.30 | 23.59 |
| Payables Turnover | 0.00 | 1.21 | 1.21 | 1.38 | 1.21 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 162.67 | 195.50 | 239.33 | 158.73 | 161.08 |
| Asset Turnover | 0.22 | 0.25 | 0.33 | 0.26 | 0.30 |
| Working Capital Turnover Ratio | -303.86 | -52.54 | -81.69 | -86.96 | 167.20 |
| Cash Conversion Cycle | 0.00 | -286.51 | -286.53 | -244.77 | -286.18 |
| Days of Sales Outstanding | 0.00 | 15.62 | 15.22 | 18.91 | 15.47 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 302.13 | 301.75 | 263.68 | 301.66 |
| Operating Cycle | 0.00 | 15.62 | 15.22 | 18.91 | 15.47 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 344.35 | 254.80 | 290.94 | 416.89 | 336.75 |
| Free Cash Flow Per Share | 342.50 | 253.74 | 289.80 | 416.25 | 336.19 |
| Dividend Paid and CapEx Coverage Ratio | 75.74 | 67.80 | 75.69 | 81.25 | 110.14 |
| Capital Expenditure Coverage Ratio | 186.61 | 240.57 | 254.58 | 660.04 | 603.75 |
| Operating Cash Flow Coverage Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cash Flow to Sales Ratio | 0.31 | 0.22 | 0.22 | 0.52 | 0.41 |
| Free Cash Flow Yield | 19.27% | 16.42% | 19.45% | 37.80% | 29.98% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 72.13 | 64.14 | 78.75 | 64.04 | 74.48 |
| Price-to-Sales (P/S) Ratio | 1.59 | 1.34 | 1.14 | 1.37 | 1.35 |
| Price-to-Book (P/B) Ratio | 9.34 | 9.12 | 10.00 | 8.46 | 9.65 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 5.19 | 6.09 | 5.14 | 2.65 | 3.34 |
| Price-to-Operating Cash Flow Ratio | 5.16 | 6.06 | 5.12 | 2.64 | 3.33 |
| Price-to-Earnings Growth (PEG) Ratio | 31.59 | 2.35 | 7.82 | 4.53 | 21.69 |
| Enterprise Value Multiple | 68.96 | 59.11 | 71.22 | 58.66 | 67.04 |
| Enterprise Value | 1.75T | 1.53T | 1.44T | 1.09T | 1.11T |
| EV to EBITDA | 68.96 | 59.11 | 71.22 | 58.66 | 67.04 |
| EV to Sales | 1.56 | 1.33 | 1.10 | 1.35 | 1.34 |
| EV to Free Cash Flow | 5.10 | 6.02 | 4.98 | 2.61 | 3.31 |
| EV to Operating Cash Flow | 5.07 | 5.99 | 4.96 | 2.60 | 3.30 |
| Tangible Book Value Per Share | 190.37 | 169.26 | 148.85 | 130.83 | 116.08 |
| Shareholders’ Equity Per Share | 190.37 | 169.41 | 148.95 | 130.09 | 116.20 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.03 | 0.03 | 0.02 | 0.02 | 0.04 |
| Revenue Per Share | 1115.79 | 1151.11 | 1308.02 | 805.87 | 828.94 |
| Net Income Per Share | 24.64 | 24.07 | 18.92 | 17.19 | 15.06 |
| Tax Burden | 0.97 | 0.97 | 0.98 | 0.98 | 0.96 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 0.99 | 0.99 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.00 | 0.04 | 0.00 | 0.00 | 0.00 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 13.98 | 10.59 | 15.38 | 24.25 | 22.36 |
Currency in INR
