Ruby Mills Limited (RUBYMILLS) AI Stock Analysis

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Ruby Mills Limited

(NSE:RUBYMILLS)

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Rating:71Outperform

Price Target:INR 513.00▲(8.41% Upside)

Action:upgraded

Date:10/15/26

The score is supported primarily by strong revenue and earnings growth, a sound balance sheet, and favorable technical momentum. Recent negative free cash flow, increased debt, and an expensive valuation with a low dividend yield limit the overall score.

Positive Factors

Revenue and Profit GrowthStrong revenue growth alongside steady-to-rising net income indicates that Ruby Mills has expanded its operating base while preserving overall profitability. This combination can support reinvestment, improve scale economics, and provide a stronger earnings foundation over the next several quarters.

Negative Factors

Persistent Negative Free Cash FlowTwo consecutive years of negative free cash flow weaken the quality of reported earnings and may indicate that capital spending or working-capital needs are absorbing operating resources. If this persists, Ruby Mills could face greater funding demands and less flexibility for growth investments or shareholder returns.

Ruby Mills Limited (RUBYMILLS) vs. iShares MSCI India ETF (INDA)

Market Cap: INR 15.83B
Dividend Yield: 0.53%
Average Volume (3M): 2,185
Price to Earnings (P/E): 19.2
Beta (1Y): 1.17
Revenue Growth: 33.42%
EPS Growth: 53.74%
Country: India
Employees: 244
Sector: General
Sector Strength: 55
Industry: Manufacturing - Textiles

Ruby Mills Limited Business Overview & Revenue Model

Company Description

The Ruby Mills Limited engages in the manufacture of textile products in India. The company operates in two segments, Textiles, and Real Estate and Related. It offers pure and blended fabrics, including cotton, polyester, viscose, modal, lyocell, lin...

How the Company Makes Money

Ruby Mills Limited primarily makes money by manufacturing textile intermediates (cotton yarn and knitted fabrics) and selling them to customers in the textile value chain. Key revenue streams typically include (1) sales of cotton yarn produced throug...

Ruby Mills Limited Financial Statement Overview

Summary

Revenue and earnings are growing, profitability is solid, and the equity base is sound. However, rising debt and recent negative, volatile free cash flow temper the financial score.

Income Statement

78Positive

Balance Sheet

74Positive

Cash Flow

62Positive

Financial statement breakdown
Breakdown	TTM	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022
Income Statement
Total Revenue	3.81B	3.59B	2.43B	2.29B	2.60B	1.59B
Gross Profit	2.05B	1.76B	1.27B	629.14M	1.70B	812.08M
EBITDA	935.19M	929.26M	698.34M	674.46M	558.33M	556.46M
Net Income	432.01M	435.59M	423.13M	445.43M	352.26M	310.47M
Balance Sheet
Total Assets	0	12.16B	10.38B	8.75B	9.60B	9.66B
Cash, Cash Equivalents and Short-Term Investments	602.26M	602.26M	1.10B	732.49M	1.03B	258.86M
Total Debt	0	3.76B	3.28B	2.13B	2.41B	2.80B
Total Liabilities	-6.74B	5.42B	4.01B	2.75B	4.00B	4.37B
Stockholders Equity	6.74B	6.74B	6.37B	6.00B	5.60B	5.29B
Cash Flow
Free Cash Flow	-368.77M	-485.70M	-591.48M	227.73M	1.18B	813.62M
Operating Cash Flow	-333.03M	630.49M	-376.43M	499.57M	1.25B	950.06M
Investing Cash Flow	-215.24M	-1.12B	-844.87M	-775.33M	4.67M	210.35M
Financing Cash Flow	609.33M	525.07M	1.09B	-349.47M	-478.44M	-1.28B

Ruby Mills Limited Technical Analysis

Technical Analysis SentimentPositive

Last Price473.20

Price Trends

50DMA474.49Negative

100DMA424.10Positive

200DMA326.91Positive

Market Momentum

MACD0.92Positive

RSI48.00Neutral

STOCH64.79Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:RUBYMILLS, the sentiment is Positive. The current price of 473.20 is below the 20-day moving average (MA) of 482.33, below the 50-day MA of 474.49, and above the 200-day MA of 326.91, indicating a neutral trend. The MACD of 0.92 indicates Positive momentum. The RSI at 48.00 is Neutral, neither overbought nor oversold. The STOCH value of 64.79 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:RUBYMILLS.

Ruby Mills Limited Peers Comparison

Overall Rating

UnderperformOutperform

Sector (55)

Financial Indicators

IN:RUBYMILLS against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
IN:CHEVIOT	81Outperform	INR 6.85B	10.12	―	2.14%	28.81%	13.91%
IN:RUBYMILLS	71Outperform	INR 15.82B	19.15	―	0.53%	33.42%	53.74%
IN:RSWM	68Neutral	INR 9.25B	11.38	―	―	-1.19%	910.54%
IN:PRECOT	62Neutral	INR 8.48B	16.54	―	0.57%	10.78%	137.63%
IN:UNITEDPOLY	58Neutral	INR 11.73B	38.24	―	―	11.39%	37.69%
Sector *	55Neutral	$6.65B	3.83	-15.92%	6.20%	10.91%	7.18%
IN:SARLAPOLY	52Neutral	INR 7.35B	-258.17	―	2.17%	3.15%	-104.48%

* General Sector Average

Performance Comparison

IN:RUBYMILLS and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
IN:RUBYMILLS	Ruby Mills Limited	473.20	239.28	102.29%
IN:CHEVIOT	Cheviot Co. Ltd.	1172.55	70.31	6.38%
IN:PRECOT	Precot Ltd.	706.80	264.33	59.74%
IN:RSWM	RSWM Ltd	196.45	34.85	21.57%
IN:SARLAPOLY	Sarla Performance Fibers Limited	92.44	5.01	5.73%
IN:UNITEDPOLY	United Polyfab Gujarat Ltd	51.10	9.33	22.34%

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Oct 15, 2026

Ruby Mills Limited AI Stock Analysis