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RateGain Travel Technologies Ltd. (IN:RATEGAIN)
:RATEGAIN
India Market
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RateGain Travel Technologies Ltd. (RATEGAIN) AI Stock Analysis

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IN:RATEGAIN

RateGain Travel Technologies Ltd.

(RATEGAIN)

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Outperform 73 (OpenAI - 5.2)
Rating:73Outperform
Price Target:
₹1,054.00
▲(16.96% Upside)
Action:Reiterated
Date:07/03/26
The score is driven primarily by strong financial performance (growth, improved profitability, and solid free cash flow), tempered by elevated FY2026 leverage and weaker net-income conversion. Technicals are supportive but overbought signals add near-term risk, while a high P/E multiple with no dividend yield meaningfully constrains the valuation component.
Positive Factors
Revenue Growth
Very strong multi‑year revenue growth, including a sharp acceleration in FY2026, indicates durable market demand for RateGain’s travel SaaS. Sustained top‑line momentum improves scale economics, funds product development and cross‑sell, and strengthens its competitive position over months.
Negative Factors
FY2026 Debt Spike
A large step‑up in total debt in FY2026 materially alters the company’s leverage profile and reduces financial flexibility. Higher indebtedness raises refinancing and covenant risk, limits capacity for opportunistic investment, and increases vulnerability to demand shocks over the medium term.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue Growth
Very strong multi‑year revenue growth, including a sharp acceleration in FY2026, indicates durable market demand for RateGain’s travel SaaS. Sustained top‑line momentum improves scale economics, funds product development and cross‑sell, and strengthens its competitive position over months.
Read all positive factors

RateGain Travel Technologies Ltd. (RATEGAIN) vs. iShares MSCI India ETF (INDA)

RateGain Travel Technologies Ltd. Business Overview & Revenue Model

Company Description
RateGain Travel Technologies Limited, an India-based Software-as-a-Service (SaaS) provider founded in Noida in 2004, delivers technology solutions for the global hospitality and travel sectors. Its extensive reach covers India, North America, the ...
How the Company Makes Money
RateGain primarily makes money by selling subscription-based SaaS products to travel and hospitality customers. Revenue is typically generated through recurring fees for access to its platforms (e.g., modules for rate intelligence, distribution/ch...

RateGain Travel Technologies Ltd. Financial Statement Overview

Summary
Strong multi-year revenue growth and a profitability turnaround, supported by consistently positive operating cash flow and growing free cash flow. Key risks are the sharp FY2026 increase in debt and a FY2026 net income decline versus FY2025 despite much higher revenue, indicating weaker bottom-line conversion.
Income Statement
86
Very Positive
Balance Sheet
72
Positive
Cash Flow
84
Very Positive
BreakdownTTMMar 2026Mar 2025Mar 2024Mar 2023Mar 2022
Income Statement
Total Revenue23.36B18.24B10.77B9.57B5.65B3.67B
Gross Profit11.75B11.12B6.78B5.77B3.12B991.73M
EBITDA4.83B3.64B2.32B2.33B1.06B474.73M
Net Income2.42B1.94B2.09B1.45B684.01M84.19M
Balance Sheet
Total Assets0.0035.60B19.04B17.31B9.45B7.81B
Cash, Cash Equivalents and Short-Term Investments2.10B2.10B5.53B10.60B3.17B3.87B
Total Debt0.009.49B160.49M166.61M176.91M90.89M
Total Liabilities-20.06B15.54B2.21B2.81B2.36B1.62B
Stockholders Equity20.06B20.06B16.83B14.50B7.10B6.19B
Cash Flow
Free Cash Flow474.94M2.30B1.13B1.48B474.96M132.09M
Operating Cash Flow501.95M2.34B1.20B1.52B519.18M168.05M
Investing Cash Flow58.77M-12.82B-453.85M-5.68B125.81M-2.95B
Financing Cash Flow-19.50M8.36B-17.42M5.81B-17.01M2.40B

RateGain Travel Technologies Ltd. Peers Comparison

Overall Rating
UnderperformOutperform
Sector (55)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
75
Outperform
₹14.59B6.950.66%35.35%59.52%
73
Outperform
₹102.46B41.83114.36%14.91%
73
Outperform
₹48.75B35.800.39%1.83%-12.91%
70
Outperform
₹210.90B31.092.25%5.19%-12.17%
57
Neutral
₹18.99B38.280.16%3.73%-49.32%
56
Neutral
₹21.24B51.1015.71%
55
Neutral
$6.65B3.83-15.92%6.20%10.91%7.18%
* General Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
IN:RATEGAIN
RateGain Travel Technologies Ltd.
857.30
218.10
34.12%
IN:GENESYS
Genesys International Corporation Limited
285.95
-96.42
-25.22%
IN:INFOBEAN
InfoBeans Technologies Ltd.
151.27
10.18
7.22%
IN:MAPMYINDIA
C.E. Info Systems Ltd.
898.75
-744.78
-45.32%
IN:RAMCOSYS
Ramco Systems Limited
565.35
43.95
8.43%
IN:TATAELXSI
Tata Elxsi Limited
3,340.00
-2,279.70
-40.57%

RateGain Travel Technologies Ltd. Corporate Events

RateGain Deregisters Non-Operational Hong Kong Subsidiary
Jul 21, 2026
RateGain Travel Technologies Ltd. has deregistered Sojern Hong Kong Limited, an indirectly wholly owned subsidiary, from the Companies Registry in Hong Kong with effect from July 10, 2026, leading to the legal dissolution of the entity. The subsid...
RateGain, ZentrumHub Form Connectivity Alliance to Streamline Hotel Distribution
Jun 9, 2026
RateGain Travel Technologies has entered a strategic connectivity partnership with ZentrumHub to streamline hotel distribution and reduce integration complexity across the travel ecosystem. By combining RateGain’s Smart Distribution platform...
RateGain Plans Virtual Investor Meet at InsightX Forum
Jun 8, 2026
RateGain Travel Technologies has scheduled an interaction with analysts and institutional investors via a virtual group meeting at the Choice Institutional Equities InsightX Virtual Forum on June 12, 2026. The company stated that discussions in th...
RateGain Schedules Singapore Investor Meetings with Investec
Jun 2, 2026
RateGain Travel Technologies has disclosed that it will hold one-on-one and group meetings with investors organized by Investec in Singapore on June 8–9, 2026. The interactions will be based on publicly available information, underscoring th...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jul 03, 2026