Radiant Cash Management Services Limited (RADIANTCMS) AI Stock Analysis

Radiant Cash Management Services Limited

(NSE:RADIANTCMS)

Select Model

Rating:62Neutral

Price Target:INR 33.00▲(4.56% Upside)

Action:reiterated

Date:08/27/26

Radiant Cash Management Services presents a mixed investment profile. The most significant risks stem from its fundamental financial deterioration, notably severe margin compression and weakening cash flows amid rising debt. However, the stock achieves a moderate overall score due to highly attractive valuation metrics, including a 6.06% dividend yield and an accessible P/E ratio, coupled with recent short-term bullish technical momentum.

Positive Factors

Steady Revenue GrowthA multi-year record of revenue growth indicates expanding business activity and customer demand. Although growth has slowed recently, the established upward trend provides a durable base for maintaining scale and supporting future operating leverage.

Negative Factors

Sharp Operating Cash Flow DeclineThe sharp fall in operating cash flow weakens earnings quality and reduces the cash available for reinvestment, debt service, and shareholder distributions. If sustained, lower cash conversion could constrain flexibility even while accounting profits remain positive.

Radiant Cash Management Services Limited (RADIANTCMS) vs. iShares MSCI India ETF (INDA)

Market Cap: INR 3.34B
Dividend Yield: 7.91%
Average Volume (3M): 23.04K
Price to Earnings (P/E): 10.6
Beta (1Y): 0.78
Revenue Growth: 1.83%
EPS Growth: -27.17%
Country: India
Employees: 2,641
Sector: General
Sector Strength: 55
Industry: Specialty Business Services

Radiant Cash Management Services Limited Business Overview & Revenue Model

Company Description

Radiant Cash Management Services Ltd. provides comprehensive, integrated solutions for managing physical cash. Their core offerings include secure cash collection and delivery, optimizing currency flow within various networks, detailed cash processin...

How the Company Makes Money

RADIANTCMS makes money primarily by charging service fees to business and institutional customers for end-to-end cash management and logistics. Key revenue streams generally include: (1) Cash-in-transit (CIT) fees earned for transporting currency bet...

Radiant Cash Management Services Limited Financial Statement Overview

Summary

Deteriorating financial profile characterized by stalled revenue growth, severe margin contraction, and plunging operating cash flows, compounded by surging debt levels.

Income Statement

42Neutral

Balance Sheet

58Neutral

Cash Flow

35Negative

Financial statement breakdown
Breakdown	TTM	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022
Income Statement
Total Revenue	4.38B	4.29B	4.27B	3.86B	3.55B	2.86B
Gross Profit	3.45B	3.10B	4.27B	3.84B	3.54B	2.85B
EBITDA	491.62M	512.23M	772.43M	684.15M	1.08B	588.75M
Net Income	313.11M	322.57M	464.98M	447.51M	627.27M	382.09M
Balance Sheet
Total Assets	0	5.08B	4.25B	3.15B	2.79B	1.91B
Cash, Cash Equivalents and Short-Term Investments	2.25B	2.25B	2.22B	1.41B	1.74B	702.06M
Total Debt	0	1.94B	1.17B	327.03M	287.42M	287.52M
Total Liabilities	-2.75B	2.33B	1.51B	612.84M	489.24M	508.11M
Stockholders Equity	2.75B	2.78B	2.73B	2.53B	2.30B	1.40B
Cash Flow
Free Cash Flow	-53.36M	129.04M	399.90M	208.64M	683.08M	249.79M
Operating Cash Flow	-38.26M	163.65M	434.20M	406.19M	742.05M	310.84M
Investing Cash Flow	-235.90M	-440.78M	-243.93M	80.00M	-728.48M	-23.42M
Financing Cash Flow	9.72M	455.38M	525.94M	-203.57M	263.97M	-123.11M

Radiant Cash Management Services Limited Technical Analysis

Technical Analysis SentimentNegative

Last Price31.56

Price Trends

50DMA35.04Negative

100DMA35.45Negative

200DMA37.11Negative

Market Momentum

MACD-1.06Positive

RSI34.45Neutral

STOCH9.93Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:RADIANTCMS, the sentiment is Negative. The current price of 31.56 is below the 20-day moving average (MA) of 33.29, below the 50-day MA of 35.04, and below the 200-day MA of 37.11, indicating a bearish trend. The MACD of -1.06 indicates Positive momentum. The RSI at 34.45 is Neutral, neither overbought nor oversold. The STOCH value of 9.93 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:RADIANTCMS.

Radiant Cash Management Services Limited Peers Comparison

Overall Rating

UnderperformOutperform

Sector (55)

Financial Indicators

IN:RADIANTCMS against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
IN:BLS	79Outperform	INR 86.26B	12.20	―	1.20%	31.81%	24.89%
IN:ONEPOINT	62Neutral	INR 18.55B	42.47	―	―	52.41%	15.90%
IN:RADIANTCMS	62Neutral	INR 3.37B	10.63	―	7.91%	1.83%	-27.17%
IN:PDSL	62Neutral	INR 47.07B	39.69	―	0.99%	4.62%	-23.31%
Sector *	55Neutral	$6.65B	3.83	-15.92%	6.20%	10.91%	7.18%
IN:CMSINFO	52Neutral	INR 32.77B	11.40	―	2.54%	1.71%	-21.43%
IN:HGS	50Neutral	INR 15.57B	-35.73	―	1.49%	-1.53%	-62.66%

* General Sector Average

Performance Comparison

IN:RADIANTCMS and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
IN:RADIANTCMS	Radiant Cash Management Services Limited	31.56	-18.48	-36.93%
IN:BLS	BLS International Services Ltd.	209.50	-105.00	-33.39%
IN:CMSINFO	CMS Info Systems Ltd.	204.75	-161.22	-44.05%
IN:HGS	Hinduja Global Solutions Limited	334.80	-172.45	-34.00%
IN:ONEPOINT	One Point One Solutions Ltd.	70.55	21.63	44.22%
IN:PDSL	PDS Limited	332.70	-44.34	-11.76%

Radiant Cash Management Services Limited Corporate Events

Radiant Cash Management Closes Trading Window Ahead of September Quarter Results

Sep 29, 2026

Radiant Cash Management Services Limited has notified the exchanges that its trading window for equity shares will be closed from October 1, 2026, until 48 hours after the announcement of its unaudited financial results for the quarter and half year...

Radiant Cash Discloses Voting Results of 21st AGM

Sep 17, 2026

Radiant Cash Management Services Limited operates in the cash management and logistics services sector, supporting banks, financial institutions and businesses with secure currency handling and related solutions. Listed on both the National Stock Exc...

Radiant Cash Extends ASA & Associates’ Tenure as Statutory Auditors for Five Years

Sep 17, 2026

Radiant Cash Management Services Limited has announced that shareholders at the company’s 21st Annual General Meeting on 16 September 2026 approved the re-appointment of M/s ASA & Associates LLP as its statutory auditors for a second five-y...

Radiant Cash Management Publishes AGM and E-Voting Notices for Shareholders

Aug 26, 2026

Radiant Cash Management Services Limited has notified the stock exchanges that it has published newspaper advertisements regarding its 21st Annual General Meeting and the related e-voting arrangements for shareholders. The notices, carried in the Fin...

Radiant Cash Management Posts Q2 Earnings Call Recording for Investor Access

Aug 18, 2026

Radiant Cash Management Services Limited has uploaded the audio recording of its earnings conference call discussing unaudited standalone and consolidated financial results for the quarter ended June 30, 2026. The recording for the Q2 FY2026-27 earni...

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Aug 27, 2026

Radiant Cash Management Services Limited AI Stock Analysis