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Radiant Cash Management Services Limited
(RADIANTCMS)
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Rating:57Neutral
Price Target:
₹35.00
▼(-31.67% Downside)
Action:Reiterated
Date:08/27/26
The score is held back primarily by weakening fundamentals—especially the sharp deterioration in operating cash flow and cash conversion alongside rising leverage. Valuation is the main offset with a reasonable P/E and a high dividend yield, while technicals are mixed (short-term strength but still below the 200-day average and a slightly negative MACD).
Positive Factors
Steady revenue growth
A multi-year record of revenue growth indicates that Radiant has continued expanding its cash-management activity and customer base. Although growth has slowed recently, the established upward trajectory supports ongoing scale benefits and provides a foundation for recovery if execution improves.
Negative Factors
Sharp cash-flow deterioration
The steep decline in operating cash flow weakens earnings quality and reduces the cash available to fund operations, investment, and financial obligations. Persistently weaker conversion would make the business more dependent on balance-sheet funding and constrain flexibility over the coming quarters.
Read all positive and negative factors
Positive Factors
Negative Factors
Steady revenue growth
A multi-year record of revenue growth indicates that Radiant has continued expanding its cash-management activity and customer base. Although growth has slowed recently, the established upward trajectory supports ongoing scale benefits and provides a foundation for recovery if execution improves.
Read all positive factors
Radiant Cash Management Services Limited (RADIANTCMS) vs. iShares MSCI India ETF (INDA)
Market Cap
₹3.70B
Dividend Yield7.43%
Average Volume (3M)31.37K
Price to Earnings (P/E)11.4
Beta (1Y)0.83
Revenue Growth1.83%
EPS Growth-27.17%
CountryIN
Employees2,641
SectorGeneral
Sector StrengthN/A
IndustrySpecialty Business Services
Share Statistics
EPS (TTM)2.94
Shares Outstanding106,707,910
10 Day Avg. Volume12,812
30 Day Avg. Volume31,367
Financial Highlights & Ratios
PEG Ratio-0.35
Price to Book (P/B)1.26
Price to Sales (P/S)0.81
P/FCF Ratio27.12
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Radiant Cash Management Services Limited Business Overview & Revenue Model
Company Description
Radiant Cash Management Services Ltd. provides comprehensive, integrated solutions for managing physical cash. Their core offerings include secure cash collection and delivery, optimizing currency flow within various networks, detailed cash proces...
How the Company Makes Money
RADIANTCMS makes money primarily by charging service fees to business and institutional customers for end-to-end cash management and logistics. Key revenue streams generally include: (1) Cash-in-transit (CIT) fees earned for transporting currency ...
Radiant Cash Management Services Limited Financial Statement Overview
Summary
Income Statement
62
Positive
Balance Sheet
58
Neutral
Cash Flow
35
Negative
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 4.38B | 4.29B | 4.27B | 3.86B | 3.55B | 2.86B |
| Gross Profit | 3.45B | 3.10B | 4.27B | 3.84B | 3.54B | 2.85B |
| EBITDA | 491.62M | 512.23M | 772.43M | 684.15M | 1.08B | 588.75M |
| Net Income | 313.11M | 322.57M | 464.98M | 447.51M | 627.27M | 382.09M |
Balance Sheet | ||||||
| Total Assets | 0.00 | 5.08B | 4.25B | 3.15B | 2.79B | 1.91B |
| Cash, Cash Equivalents and Short-Term Investments | 2.25B | 2.25B | 2.22B | 1.41B | 1.74B | 702.06M |
| Total Debt | 0.00 | 1.94B | 1.17B | 327.03M | 287.42M | 287.52M |
| Total Liabilities | -2.75B | 2.33B | 1.51B | 612.84M | 489.24M | 508.11M |
| Stockholders Equity | 2.75B | 2.78B | 2.73B | 2.53B | 2.30B | 1.40B |
Cash Flow | ||||||
| Free Cash Flow | -53.36M | 129.04M | 399.90M | 208.64M | 683.08M | 249.79M |
| Operating Cash Flow | -38.26M | 163.65M | 434.20M | 406.19M | 742.05M | 310.84M |
| Investing Cash Flow | -235.90M | -440.78M | -243.93M | 80.00M | -728.48M | -23.42M |
| Financing Cash Flow | 9.72M | 455.38M | 525.94M | -203.57M | 263.97M | -123.11M |
Radiant Cash Management Services Limited Technical Analysis
Negative
51.22
Price Trends
35.71
Negative
36.15
Negative
38.31
Negative
Market Momentum
-0.45
Positive
36.15
Neutral
3.77
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:RADIANTCMS, the sentiment is Negative. The current price of 51.22 is above the 20-day moving average (MA) of 35.76, above the 50-day MA of 35.71, and above the 200-day MA of 38.31, indicating a bearish trend. The MACD of -0.45 indicates Positive momentum. The RSI at 36.15 is Neutral, neither overbought nor oversold. The STOCH value of 3.77 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:RADIANTCMS.
Radiant Cash Management Services Limited Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
74 Outperform | ₹90.89B | 12.54 | ― | 1.17% | 31.81% | 24.89% | |
67 Neutral | ₹35.01B | 11.91 | ― | 2.42% | 1.71% | -21.43% | |
62 Neutral | ₹48.39B | 40.45 | ― | 0.98% | 4.62% | -23.31% | |
59 Neutral | ₹20.68B | 45.88 | ― | 0.53% | 52.41% | 15.90% | |
57 Neutral | ₹3.70B | 11.38 | ― | 7.43% | 1.83% | -27.17% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% | |
53 Neutral | ₹16.93B | -38.43 | ― | 1.39% | -1.53% | -62.66% |
* General Sector Average
IN:RADIANTCMS
Radiant Cash Management Services Limited
33.63
-18.70
-35.73%
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IN:ONEPOINT
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29.07
58.98%
IN:PDSL
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27.88
9.03%
Radiant Cash Management Services Limited Corporate Events
Radiant Cash Management Closes Trading Window Ahead of September Quarter Results
Sep 29, 2026
Radiant Cash Management Services Limited has notified the exchanges that its trading window for equity shares will be closed from October 1, 2026, until 48 hours after the announcement of its unaudited financial results for the quarter and half ye...
Radiant Cash Discloses Voting Results of 21st AGM
Sep 17, 2026
Radiant Cash Management Services Limited operates in the cash management and logistics services sector, supporting banks, financial institutions and businesses with secure currency handling and related solutions. Listed on both the National Stock ...
Radiant Cash Extends ASA & Associates’ Tenure as Statutory Auditors for Five Years
Sep 17, 2026
Radiant Cash Management Services Limited has announced that shareholders at the company’s 21st Annual General Meeting on 16 September 2026 approved the re-appointment of M/s ASA Associates LLP as its statutory auditors for a second five-yea...
Radiant Cash Management Publishes AGM and E-Voting Notices for Shareholders
Aug 26, 2026
Radiant Cash Management Services Limited has notified the stock exchanges that it has published newspaper advertisements regarding its 21st Annual General Meeting and the related e-voting arrangements for shareholders. The notices, carried in the ...
Radiant Cash Management Posts Q2 Earnings Call Recording for Investor Access
Aug 18, 2026
Radiant Cash Management Services Limited has uploaded the audio recording of its earnings conference call discussing unaudited standalone and consolidated financial results for the quarter ended June 30, 2026. The recording for the Q2 FY2026-27 ea...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.