Panache Digilife Ltd. (PANACHE) AI Stock Analysis

• Market Cap: N/A
• Dividend Yield: N/A
• Average Volume (3M): N/A
• Price to Earnings (P/E): ―
• Beta (1Y): N/A
• Revenue Growth: 30.83%
• EPS Growth: 386.18%
• Country: IN
• Employees: 33
• Sector: Technology
• Sector Strength: 88
• Industry: Communication Equipment
• EPS (TTM): 0.57
• Shares Outstanding: N/A
• 10 Day Avg. Volume: N/A
• 30 Day Avg. Volume: N/A
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Hold
• Number of Analyst Covering: 1

• Rating: 66 Neutral
• Price Target: ―

Panache Digilife Ltd.'s overall stock score is primarily driven by its strong financial performance, particularly in revenue growth and profitability, despite challenges in cash flow management. The absence of valuation, technical analysis, earnings call, and corporate event data limits the evaluation, resulting in a score dominated by financial performance.

Panache Digilife Ltd. Business Overview & Revenue Model

Company Description

Panache Digilife Limited manufactures, distributes, sells, and services information, communication and technology, and Internet of Thing devices in India. The company provides smart compute devices, such as squair, clair, flair AIO, air, desair, and desktop PCs, as well as laptops and NUCs; and POS terminals, thermal printers, cash drawers, and touch monitors. It also offers smart education solutions, such as OPS, IFPD, AI4YOUTH, and squair PCs for classroom learning and teaching; and healthy living solutions, including Aquatatva that provides drinking water, and IoT ready smart metering solution to monitor water consumption patterns remotely. The company was formerly known as Vardhaman Technology Limited and changed its name to Panache Digilife Limited in February 2017. Panache Digilife Limited was incorporated in 2007 and is based in Mumbai, India.

How the Company Makes Money

Panache Digilife Ltd. generates revenue primarily through the sale of its IT hardware products, including desktops, laptops, and mini PCs. The company capitalizes on the growing demand for digital and computing solutions by offering a diverse portfolio of products that cater to various market segments. A significant portion of its revenue is derived from its corporate clients who require bulk purchases of computing devices. Furthermore, PANACHE has ventured into the IoT and smart home automation sectors, expanding its revenue streams by providing innovative solutions and services in these emerging markets. The company may also form strategic partnerships with other technology firms to enhance its product offerings and market reach, contributing to its overall earnings.

Panache Digilife Ltd. Financial Statement Overview

Summary

Panache Digilife Ltd. exhibits strong revenue growth and profitability, with robust gross and net profit margins, indicating healthy operational efficiency. However, cash flow management poses a challenge with negative free cash flow and liquidity concerns, which need to be addressed to ensure long-term sustainability.

Income Statement

Panache Digilife Ltd. demonstrates strong revenue growth with a 20.3% increase in total revenue from 2024 to 2025. The gross profit margin for 2025 stands at 11.8%, and the net profit margin is 5.9%, indicating improved profitability compared to previous years. The EBIT margin of 8.2% and EBITDA margin of 9.7% show healthy operational efficiency. The company has successfully turned around its profitability, showing resilience and effective cost management.

Balance Sheet

The balance sheet shows a debt-to-equity ratio of 0.32 for 2025, indicating moderate leverage with improved financial stability. The equity ratio is 58.0%, reflecting a solid capital structure. However, the return on equity (ROE) is 10.4%, which, while positive, suggests room for improvement in generating returns from equity. The company's ability to reduce total debt and strengthen equity is a positive sign, but maintaining and improving ROE remains crucial.

Cash Flow

Panache Digilife Ltd. faces challenges in cash flow management, as indicated by a negative free cash flow of -194.5 million in 2025. The operating cash flow to net income ratio is negative, reflecting issues in converting net income into cash. The free cash flow to net income ratio is also negative, highlighting liquidity concerns. While financing activities generated positive cash flow, improving operational cash flow remains a priority to ensure long-term sustainability.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	1.11B	1.16B	965.42M	1.12B	859.09M	775.80M
Gross Profit	174.16M	137.42M	141.54M	128.09M	113.46M	147.91M
EBITDA	88.31M	113.32M	48.82M	63.69M	62.43M	86.63M
Net Income	44.09M	68.67M	5.54M	8.24M	7.99M	3.59M
Balance Sheet
Total Assets	0.00	1.14B	967.08M	1.02B	969.06M	945.61M
Cash, Cash Equivalents and Short-Term Investments	61.19M	10.53M	5.94M	2.33M	9.06M	8.05M
Total Debt	0.00	207.68M	326.54M	353.42M	241.00M	285.91M
Total Liabilities	-621.18M	477.84M	648.36M	706.93M	664.72M	651.50M
Stockholders Equity	621.18M	658.87M	318.74M	314.42M	304.35M	294.11M
Cash Flow
Free Cash Flow	0.00	-194.48M	41.66M	-77.23M	71.76M	50.38M
Operating Cash Flow	0.00	-179.29M	48.34M	-66.07M	72.75M	56.39M
Investing Cash Flow	0.00	34.02M	85.39M	57.41M	56.10M	-11.06M
Financing Cash Flow	0.00	244.50M	-123.48M	-150.33M	-62.16M	-53.80M

Panache Digilife Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
PANACHE	66 Neutral	―	―	―	―	30.83%	386.18%
Sector *	61 Neutral	$37.18B	12.37	-10.20%	1.83%	8.50%	-7.62%