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Oracle Financial Services Software Limited
(OFSS)
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Rating:84Outperform
Price Target:
₹12,191.00
▲(4.29% Upside)
Action:Reiterated
Date:08/04/26
The score is driven primarily by outstanding financial performance (strong growth, exceptional margins, minimal leverage, and high-quality cash conversion). Technicals add support with a clear uptrend and positive momentum signals. Valuation moderately tempers the rating due to a relatively high P/E, though the dividend yield provides some offset.
Positive Factors
Strong growth and profitability
Strong revenue growth combined with exceptionally high margins indicates effective monetization of mission-critical financial software and services. This profitability provides resources to support product investment, customer delivery, and shareholder returns while reinforcing OFSS’s position in banking technology.
Negative Factors
Growth sustainability risk
Recent growth is strong, but the company itself flags uncertainty around sustaining the acceleration. If demand for banking modernization or expansion within existing accounts moderates, revenue growth could normalize, reducing operating leverage and slowing the pace of earnings progression.
Read all positive and negative factors
Positive Factors
Negative Factors
Strong growth and profitability
Strong revenue growth combined with exceptionally high margins indicates effective monetization of mission-critical financial software and services. This profitability provides resources to support product investment, customer delivery, and shareholder returns while reinforcing OFSS’s position in banking technology.
Read all positive factors
Oracle Financial Services Software Limited (OFSS) vs. iShares MSCI India ETF (INDA)
Market Cap
₹907.60B
Dividend Yield3.84%
Average Volume (3M)6.87K
Price to Earnings (P/E)26.6
Beta (1Y)0.95
Revenue Growth28.57%
EPS Growth41.59%
CountryIN
Employees9,155
SectorGeneral
Sector StrengthN/A
IndustrySoftware - Infrastructure
Share Statistics
EPS (TTM)392.23
Shares Outstanding87,102,020
10 Day Avg. Volume8,670
30 Day Avg. Volume6,873
Financial Highlights & Ratios
PEG Ratio2.08
Price to Book (P/B)7.48
Price to Sales (P/S)7.63
P/FCF Ratio20.65
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)407.7
Revenue Forecast (FY)₹93.15B
Oracle Financial Services Software Limited Business Overview & Revenue Model
Company Description
Oracle Financial Services Software Limited is a global provider of information technology (IT) solutions and business process services tailored for the financial industry. The company operates through two primary segments: the licensing of its pro...
How the Company Makes Money
OFSS primarily makes money by selling and supporting enterprise software used by financial institutions, along with services that help customers implement and operate that software.
1) Software licensing and subscriptions
- License fees: OFSS ear...
Oracle Financial Services Software Limited Financial Statement Overview
Summary
Income Statement
92
Very Positive
Balance Sheet
96
Very Positive
Cash Flow
90
Very Positive
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 89.45B | 76.72B | 68.47B | 63.73B | 56.98B | 52.21B |
| Gross Profit | 47.87B | 37.77B | 36.17B | 33.72B | 29.10B | 28.05B |
| EBITDA | 47.14B | 37.48B | 30.53B | 27.54B | 24.37B | 24.61B |
| Net Income | 34.13B | 26.39B | 23.80B | 22.19B | 18.06B | 18.89B |
Balance Sheet | ||||||
| Total Assets | 92.56B | 99.34B | 101.35B | 99.36B | 92.76B | 87.35B |
| Cash, Cash Equivalents and Short-Term Investments | 47.73B | 55.10B | 63.11B | 54.45B | 54.66B | 50.13B |
| Total Debt | 393.00M | 325.00M | 456.00M | 429.61M | 694.02M | 833.85M |
| Total Liabilities | 23.28B | 21.07B | 17.73B | 20.77B | 18.17B | 16.35B |
| Stockholders Equity | 69.27B | 78.27B | 83.62B | 78.59B | 74.59B | 71.00B |
Cash Flow | ||||||
| Free Cash Flow | 35.67B | 28.34B | 21.64B | 17.61B | 17.20B | 18.19B |
| Operating Cash Flow | 36.01B | 28.86B | 21.99B | 17.91B | 17.58B | 18.56B |
| Investing Cash Flow | 256.00M | 6.89B | -24.53B | 15.98B | 1.37B | -1.67B |
| Financing Cash Flow | -34.91B | -34.49B | -20.96B | -19.58B | -16.65B | -17.33B |
Oracle Financial Services Software Limited Technical Analysis
Negative
11690.00
Price Trends
11491.08
Negative
10879.01
Negative
9120.58
Positive
Market Momentum
-300.23
Positive
33.42
Neutral
14.43
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:OFSS, the sentiment is Negative. The current price of 11690 is above the 20-day moving average (MA) of 11304.63, above the 50-day MA of 11491.08, and above the 200-day MA of 9120.58, indicating a neutral trend. The MACD of -300.23 indicates Positive momentum. The RSI at 33.42 is Neutral, neither overbought nor oversold. The STOCH value of 14.43 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:OFSS.
Oracle Financial Services Software Limited Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
84 Outperform | ₹907.60B | 26.57 | ― | 3.84% | 28.57% | 41.59% | |
75 Outperform | ₹1.19T | 26.78 | ― | 2.68% | 13.87% | 10.72% | |
73 Outperform | ₹808.52B | 37.08 | ― | 0.66% | 34.67% | 65.26% | |
69 Neutral | ₹17.09B | 16.21 | ― | 1.93% | 1.66% | -37.05% | |
62 Neutral | ₹85.87B | 24.04 | ― | 0.65% | 22.59% | -0.57% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% | |
52 Neutral | ₹4.67B | 12.74 | ― | 3.07% | -2.21% | -53.12% |
* General Sector Average
IN:OFSS
Oracle Financial Services Software Limited
10,420.00
1,717.99
19.74%
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Oracle Financial Services Software Limited Corporate Events
Oracle Financial Services Software Allots ESOP Shares, Expands Paid-Up Capital
Sep 22, 2026
Oracle Financial Services Software Limited has allotted 18,890 equity shares of Rs. 5 each to eligible employees under its OFSS Stock Plan 2014, following approval by the ESOP Allotment Committee on September 22, 2026. The newly issued shares, whi...
OFSS Distances Itself From Oracle Data Centre Debt Concerns After Share Price Fall
Sep 22, 2026
Oracle Financial Services Software Limited has clarified that it is a distinct legal entity from its parent Oracle and has no knowledge of developments related to Oracle’s $18-billion data centre debt, which was cited in a media report linke...
Oracle Financial Services Software Grants New Employee Stock Units and Options
Sep 5, 2026
Oracle Financial Services Software Limited has announced that its Nomination and Remuneration Committee has granted 6,099 Oracle Financial Services Stock Units and 1,596 stock options to employees under the OFSS Stock Plan 2014. These equity-based...
Oracle Financial Services publishes Q1 FY27 results in leading dailies
Jul 24, 2026
Oracle Financial Services Software Limited has notified stock exchanges that it has published its financial results for the three-month period ended June 30, 2026 in the Business Standard (English) and Sakal (Marathi) newspapers. The company also ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.