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NIACL Stock Chart & Stats
₹173.20
-₹7.63(-4.41%)
At close: 4:00 PM EDT
₹173.20
-₹7.63(-4.41%)
Day’s Range― - ―
52-Week Range₹116.95 - ₹242.65
Previous CloseN/A
Volume2.13M
Average Volume (3M)607.62K
Market Cap
₹291.28B
Enterprise Value₹194.73K
Total Cash (Recent Filing)₹0.00
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)37.7
Beta1.85
Next Earnings
Nov 05, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.85%
Share Statistics
EPS (TTM)4.68
Shares Outstanding1,648,000,000
10 Day Avg. Volume346,875
30 Day Avg. Volume607,620
Financial Highlights & Ratios
PEG Ratio0.38
Price to Book (P/B)0.51
Price to Sales (P/S)0.38
P/FCF Ratio23.12
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)9.29
Revenue Forecast (FY)₹464.35B
Bulls Say, Bears Say
Bulls Say
Debt-free Balance SheetThe absence of reported debt gives NIACL substantial balance-sheet flexibility and reduces fixed financing obligations. This supports resilience through claims volatility, preserves capacity to fund operations internally, and leaves management with more options for capital allocation over the next several quarters.
Positive Revenue And Earnings BasePositive latest-year revenue growth combined with profitability across the reported periods indicates an established operating franchise rather than a business dependent on a single profitable year. Continued premium expansion and retained earnings can support scale, stability, and future investment.
FY2026 Cash Flow RecoveryThe return to positive operating and free cash flow in FY2026 is a meaningful improvement in cash generation and strengthens the link between reported earnings and usable funds. If sustained, better cash conversion can support claims obligations, investment income generation, and internal funding.
Bears Say
Thin Underwriting ProfitabilityThin net and operating margins leave limited room for adverse claims experience, pricing pressure, or expense increases before profitability is affected. The modest margin cushion makes durable earnings improvement dependent on disciplined underwriting, claims management, and operating efficiency.
Volatile Cash GenerationSeveral consecutive years of negative operating and free cash flow indicate uneven cash conversion despite reported profitability. This volatility can complicate funding of claims and investments, raises uncertainty around earnings quality, and makes the latest recovery less dependable until it persists.
Modest And Inconsistent ReturnsAlthough ROE improved in FY2026, the reported level remains modest for the industry and the historical pattern is inconsistent. Low and variable returns suggest that NIACL is not yet converting its sizable equity base into strong, dependable profitability, limiting compounding potential.
New India Assurance Co. Ltd. News
NIACL FAQ
What was New India Assurance Co. Ltd.’s price range in the past 12 months?
New India Assurance Co. Ltd. lowest stock price was ₹116.95 and its highest was ₹242.65 in the past 12 months.
What is New India Assurance Co. Ltd.’s market cap?
New India Assurance Co. Ltd.’s market cap is ₹291.28B.
When is New India Assurance Co. Ltd.’s upcoming earnings report date?
New India Assurance Co. Ltd.’s upcoming earnings report date is Nov 05, 2026 which is in 38 days.
How were New India Assurance Co. Ltd.’s earnings last quarter?
New India Assurance Co. Ltd. released its earnings results on Jul 24, 2026. The company reported -₹1.472 earnings per share for the quarter.
Is New India Assurance Co. Ltd. overvalued?
According to Wall Street analysts New India Assurance Co. Ltd.’s price is currently Overvalued.
Does New India Assurance Co. Ltd. pay dividends?
New India Assurance Co. Ltd. pays a Annually dividend of ₹1.5 which represents an annual dividend yield of 0.85%. See more information on New India Assurance Co. Ltd. dividends here
What is New India Assurance Co. Ltd.’s EPS estimate?
New India Assurance Co. Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does New India Assurance Co. Ltd. have?
New India Assurance Co. Ltd. has 1,648,000,000 shares outstanding.
What happened to New India Assurance Co. Ltd.’s price movement after its last earnings report?
New India Assurance Co. Ltd. reported an EPS of -₹1.472 in its last earnings report. Following the earnings report the stock price went down -0.058%.
Which hedge fund is a major shareholder of New India Assurance Co. Ltd.?
Currently, no hedge funds are holding shares in IN:NIACL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
New India Assurance Co. Ltd.
The New India Assurance Company Limited, operating with its subsidiaries, functions as a global general insurance provider, serving markets both within India and internationally. Its extensive portfolio encompasses a broad spectrum of insurance products, including marine (cargo and hull), motor, health, travel, and home and contents coverage. The company also offers tailored solutions for businesses and SMEs, alongside a variety of personal, industrial, and rural insurance policies. Specialized offerings further include machinery, aviation, engineering, liability, fire, burglary, crop, and personal accident insurance, complementing its comprehensive property protection plans. Additionally, it provides reinsurance services. Established in 1919, the company's headquarters are located in Mumbai, India.
Technical Analysis
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