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National Fertilizers Ltd. (IN:NFL)
:NFL
India Market
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National Fertilizers Ltd. (NFL) AI Stock Analysis

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IN:NFL

National Fertilizers Ltd.

(NFL)

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Neutral 48 (OpenAI - Gpt-5.6Sol)
Rating:48Neutral
Price Target:
₹70.00
▼(-2.40% Downside)
Action:Reiterated
Date:08/29/26
The score is held back primarily by weak cash generation (negative operating and free cash flow in 2026) and higher leverage, despite strong multi-year revenue growth and recent profitability. Technicals add additional pressure with the price below key moving averages and negative MACD. A low P/E and moderate dividend yield provide the main support to the overall score.
Positive Factors
Strong Revenue Expansion
The sharp multi-year revenue increase indicates expanding business scale and sustained fertilizer demand. Greater operating scale can strengthen distribution reach and improve the company’s ability to serve India’s agricultural market over the medium term.
Negative Factors
Weak and Volatile Cash Generation
The sharp reversal into negative operating and free cash flow suggests working-capital or timing pressures and weak cash conversion. If sustained, it could increase reliance on external financing and constrain investment or shareholder returns.
Read all positive and negative factors
Positive Factors
Negative Factors
Strong Revenue Expansion
The sharp multi-year revenue increase indicates expanding business scale and sustained fertilizer demand. Greater operating scale can strengthen distribution reach and improve the company’s ability to serve India’s agricultural market over the medium term.
Read all positive factors

National Fertilizers Ltd. (NFL) vs. iShares MSCI India ETF (INDA)

National Fertilizers Ltd. Business Overview & Revenue Model

Company Description
National Fertilizers Limited, established in 1974 and based in Noida, India, is primarily engaged in the manufacturing and distribution of a wide array of products including urea, various industrial chemicals, and biological fertilizers across Ind...
How the Company Makes Money
NFL primarily makes money by manufacturing and selling chemical fertilizers—especially urea and other nitrogen-based fertilizer products—to India’s agricultural sector. Its core revenue stream is the sale of fertilizers produced at its manufacturi...

National Fertilizers Ltd. Financial Statement Overview

Summary
Revenue growth is strong and the company returned to profitability in the last two years, but margins are structurally thin (~1.0% net margin and ~3.9% EBITDA margin in 2026). The biggest drag is cash flow: operating cash flow flipped from +25.9B (2025) to -15.7B (2026) and free cash flow turned sharply negative (-18.0B), alongside a notable leverage increase (debt-to-equity ~1.40 in 2026).
Income Statement
54
Neutral
Balance Sheet
46
Neutral
Cash Flow
28
Negative
BreakdownTTMMar 2026Mar 2025Mar 2024Mar 2023Mar 2022
Income Statement
Total Revenue224.92B215.14B197.94B235.60B71.17B49.08B
Gross Profit26.07B18.88B25.63B-142.92B-202.85B-85.58B
EBITDA10.56B9.29B8.10B8.02B12.70B6.16B
Net Income3.64B2.11B1.84B1.50B4.58B-951.20M
Balance Sheet
Total Assets0.00117.24B93.11B112.06B125.34B104.94B
Cash, Cash Equivalents and Short-Term Investments590.50M590.50M1.42B299.30M132.10M258.20M
Total Debt0.0039.64B20.01B40.91B39.93B31.72B
Total Liabilities-28.41B88.83B65.95B86.51B99.92B84.47B
Stockholders Equity28.41B28.41B27.16B25.54B25.42B20.47B
Cash Flow
Free Cash Flow-24.53B-18.01B23.86B3.76B-5.41B-13.26B
Operating Cash Flow-23.15B-15.73B25.90B6.68B-3.33B-10.29B
Investing Cash Flow-889.40M-2.75B-2.68B-3.34B-2.06B-1.29B
Financing Cash Flow24.41B18.85B-23.34B-3.18B5.26B11.45B

National Fertilizers Ltd. Peers Comparison

Overall Rating
UnderperformOutperform
Sector (55)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
70
Outperform
₹167.84B8.722.63%15.58%10.17%
63
Neutral
₹571.74B31.200.57%23.50%-18.96%
62
Neutral
₹163.00B14.010.95%54.29%14.03%
55
Neutral
$6.65B3.83-15.92%6.20%10.91%7.18%
52
Neutral
₹63.39B14.222.06%17.52%56.09%
48
Neutral
₹34.63B9.511.48%23.27%137.75%
45
Neutral
₹518.89B-488.720.05%32.05%-212.28%
* General Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
IN:NFL
National Fertilizers Ltd.
70.60
-26.56
-27.34%
IN:CHAMBLFERT
Chambal Fertilisers & Chemicals Ltd.
419.00
-117.23
-21.86%
IN:COROMANDEL
Coromandel International Limited
1,938.00
-237.70
-10.93%
IN:FACT
Fertilizers & Chemicals Travancore Ltd.
801.90
-174.76
-17.89%
IN:PARADEEP
Paradeep Phosphates Ltd.
156.95
-25.75
-14.09%
IN:RCF
Rashtriya Chemicals & Fertilizers Ltd.
114.90
-37.59
-24.65%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 29, 2026