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IRIS Business Services Ltd. (IN:IRIS)
:IRIS
India Market
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IRIS Business Services Ltd. (IRIS) AI Stock Analysis

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IN:IRIS

IRIS Business Services Ltd.

(IRIS)

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Outperform 74 (OpenAI - 5.2)
Rating:74Outperform
Price Target:
₹302.00
▼(-4.01% Downside)
Action:Upgraded
Date:06/20/26
The score is driven by solid financial performance (strong growth, improving profitability, and robust cash generation) and an exceptionally low P/E that supports valuation. These positives are tempered by technical weakness (negative MACD and price below the 200-day average) and a key fundamental risk around 2026 earnings quality/comparability due to unusual net income versus operating profit and a discontinuous balance-sheet shift.
Positive Factors
Revenue & demand growth
Consistent multi-year revenue acceleration through 2024–2026 indicates durable end-market demand and product-market fit in RegTech. Sustained top-line growth supports recurring revenue potential, improves scale economics, and underpins longer-term investment in product development and customer retention.
Negative Factors
2026 earnings quality concern
Net income materially exceeding operating profit in 2026 signals significant non-operating items or accounting effects that reduce earnings comparability. This weakens confidence in core profitability trends and makes medium-term forecasting and assessment of recurring margins more uncertain until the drivers are disclosed and proven repeatable.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue & demand growth
Consistent multi-year revenue acceleration through 2024–2026 indicates durable end-market demand and product-market fit in RegTech. Sustained top-line growth supports recurring revenue potential, improves scale economics, and underpins longer-term investment in product development and customer retention.
Read all positive factors

IRIS Business Services Ltd. (IRIS) vs. iShares MSCI India ETF (INDA)

IRIS Business Services Ltd. Business Overview & Revenue Model

Company Description
IRIS RegTech Solutions Limited functions as a holding company, specializing in the provision of software products and solutions tailored for regulatory compliance, data management, and sophisticated analytics. The company organizes its operations ...
How the Company Makes Money
null...

IRIS Business Services Ltd. Financial Statement Overview

Summary
Strong multi-year revenue growth with materially improved profitability and solid free-cash-flow generation after 2022, supported by conservative leverage. Offsetting this, 2026 shows unusual earnings structure (net income far exceeding operating profit) and a sharp balance-sheet step-change, raising questions about comparability and earnings quality.
Income Statement
72
Positive
Balance Sheet
78
Positive
Cash Flow
80
Positive
BreakdownTTMMar 2026Mar 2025Mar 2024Mar 2023Mar 2022
Income Statement
Total Revenue1.28B1.28B1.26B1.02B735.71M612.72M
Gross Profit493.61M606.23M549.72M546.01M233.41M175.78M
EBITDA175.12M101.75M190.01M154.93M109.29M79.25M
Net Income103.83M1.26B130.26M86.94M42.72M9.98M
Balance Sheet
Total Assets0.002.53B1.25B769.04M700.98M603.25M
Cash, Cash Equivalents and Short-Term Investments558.05M1.05B558.05M139.61M111.89M74.38M
Total Debt0.0016.53M43.05M65.21M57.09M66.22M
Total Liabilities-761.01M519.80M492.70M357.62M384.65M330.36M
Stockholders Equity761.01M2.01B756.89M409.56M315.41M272.62M
Cash Flow
Free Cash Flow0.00978.83M206.27M78.24M32.37M-15.67M
Operating Cash Flow0.001.06B277.79M116.97M57.09M-4.12M
Investing Cash Flow0.00-1.21B-268.48M-46.35M-19.18M-444.00K
Financing Cash Flow0.00-27.65M174.69M-12.55M-16.89M2.68M

IRIS Business Services Ltd. Technical Analysis

Technical Analysis Sentiment
Positive
Last Price314.60
Price Trends
50DMA
247.10
Positive
100DMA
245.54
Positive
200DMA
279.52
Negative
Market Momentum
MACD
7.12
Negative
RSI
61.78
Neutral
STOCH
52.62
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:IRIS, the sentiment is Positive. The current price of 314.6 is above the 20-day moving average (MA) of 251.91, above the 50-day MA of 247.10, and above the 200-day MA of 279.52, indicating a neutral trend. The MACD of 7.12 indicates Negative momentum. The RSI at 61.78 is Neutral, neither overbought nor oversold. The STOCH value of 52.62 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:IRIS.

IRIS Business Services Ltd. Peers Comparison

Overall Rating
UnderperformOutperform
Sector (55)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
74
Outperform
₹5.61B4.345.71%842.32%
72
Outperform
₹36.15B33.000.21%35.08%26.95%
65
Neutral
₹152.03B43.560.68%19.09%2.92%
65
Neutral
₹68.79B22.480.59%5.89%-5.16%
62
Neutral
₹8.22B9.1610.85%7.23%
60
Neutral
₹30.07B71.1718.54%
55
Neutral
$6.65B3.83-15.92%6.20%10.91%7.18%
* General Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
IN:IRIS
IRIS Business Services Ltd.
272.95
-113.75
-29.42%
IN:EMUDHRA
eMudhra Limited
436.50
-333.99
-43.35%
IN:KELLTONTEC
Kellton Tech Solutions Ltd.
15.58
-12.05
-43.61%
IN:KFINTECH
Kfin Technologies Limited
879.65
-372.72
-29.76%
IN:NEWGEN
Newgen Software Technologies Limited
482.70
-630.20
-56.63%
IN:RAMCOSYS
Ramco Systems Limited
800.20
400.15
100.02%

IRIS Business Services Ltd. Corporate Events

IRIS RegTech’s Brazilian Partner Wins Multi-Year ESG Reporting Mandate
Mar 23, 2026
IRIS RegTech Solutions has announced that its Brazilian strategic partner, MZ Consult, has secured a mandate from a leading oil and gas company in Brazil for disclosure management and ESG reporting solutions. The win follows a competitive RFP proc...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jun 20, 2026