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IRFC Stock Chart & Stats
₹133.50
-₹2.23(-1.53%)
At close: 4:00 PM EST
₹133.50
-₹2.23(-1.53%)
Day’s Range― - ―
52-Week Range₹86.95 - ₹137.95
Previous CloseN/A
Volume16.30M
Average Volume (3M)706.29K
Market Cap
₹1.15T
Enterprise Value₹5.67T
Total Cash (Recent Filing)₹9.78B
Total Debt (Recent Filing)₹4.36T
Price to Earnings (P/E)16.7
Beta1.63
Next Earnings
Aug 07, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.52%
Share Statistics
EPS (TTM)5.37
Shares Outstanding13,068,506,000
10 Day Avg. Volume630,644
30 Day Avg. Volume706,290
Financial Highlights & Ratios
PEG Ratio2.13
Price to Book (P/B)2.01
Price to Sales (P/S)4.17
P/FCF Ratio28.22
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Strategic Government FranchiseIRFC's exclusive role as the dedicated market-borrowing arm for Indian Railways creates a durable, structural business model: a steady pipeline of lending demand and close government linkage that supports predictable long-term cash flows and counterparty stability versus typical commercial lenders.
Consistently Strong ProfitabilityHistorically high net margins and rising earnings indicate sustained ability to generate returns on capital. Stable ROE (~12–15%) noted in the balance sheet commentary shows management can earn attractive profits on equity, supporting long-term internal capacity to fund operations and investments.
Durable Revenue Base Tied To Infrastructure DemandRevenue growth reflects structural financing needs of Indian Railways and long-term infrastructure projects. Even with recent slowing, the company benefits from recurring, project-driven lending demand that should underpin revenue stability and visibility over the medium term.
Bears Say
Very High LeverageExtremely elevated leverage materially increases refinancing and interest-rate sensitivity for a funding-focused business. Rising absolute debt amplifies rollover and liquidity risk, reduces financial flexibility and leaves earnings exposed to higher funding costs or market stress over the medium term.
Volatile Cash GenerationIrregular cash conversion undermines the firm's ability to self-fund and manage high debt loads. Multi-year negative FCF and the 2026 decline signal variability in funding needs and potential reliance on external markets, raising structural funding and liquidity risk for a leveraged lender.
Margin Compression And Slowing GrowthA step-down in gross and operating profit despite similar revenue points to tightening spreads or rising costs. For a spread-driven financier, sustained margin pressure reduces net interest margin and earnings durability, making long-term profitability vulnerable if funding costs remain elevated.
Indian Railway Finance Corp. Ltd. News
IRFC FAQ
What was Indian Railway Finance Corp. Ltd.’s price range in the past 12 months?
Indian Railway Finance Corp. Ltd. lowest stock price was ₹86.95 and its highest was ₹137.95 in the past 12 months.
What is Indian Railway Finance Corp. Ltd.’s market cap?
Indian Railway Finance Corp. Ltd.’s market cap is ₹1.15T.
When is Indian Railway Finance Corp. Ltd.’s upcoming earnings report date?
Indian Railway Finance Corp. Ltd.’s upcoming earnings report date is Aug 07, 2026 which is in 27 days.
How were Indian Railway Finance Corp. Ltd.’s earnings last quarter?
Indian Railway Finance Corp. Ltd. released its earnings results on May 14, 2026. The company reported ₹1.29 earnings per share for the quarter, beating the consensus estimate of N/A by ₹1.29.
Is Indian Railway Finance Corp. Ltd. overvalued?
According to Wall Street analysts Indian Railway Finance Corp. Ltd.’s price is currently Overvalued.
Does Indian Railway Finance Corp. Ltd. pay dividends?
Indian Railway Finance Corp. Ltd. pays a Semiannually dividend of ₹1.05 which represents an annual dividend yield of 1.52%. See more information on Indian Railway Finance Corp. Ltd. dividends here
What is Indian Railway Finance Corp. Ltd.’s EPS estimate?
Indian Railway Finance Corp. Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Indian Railway Finance Corp. Ltd. have?
Indian Railway Finance Corp. Ltd. has 13,068,506,000 shares outstanding.
What happened to Indian Railway Finance Corp. Ltd.’s price movement after its last earnings report?
Indian Railway Finance Corp. Ltd. reported an EPS of ₹1.29 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -1.183%.
Which hedge fund is a major shareholder of Indian Railway Finance Corp. Ltd.?
Currently, no hedge funds are holding shares in IN:IRFC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Indian Railway Finance Corp. Ltd.
Indian Railway Finance Corporation Limited is an Indian financial institution that secures capital from financial markets. Its primary purpose is to fund the procurement and development of critical assets, which are subsequently leased to Indian Railways under finance lease arrangements. Additionally, IRFC operates as a non-deposit-taking non-banking financial company specifically focused on infrastructure finance. The corporation was founded in 1986 and maintains its headquarters in New Delhi, India.
Technical Analysis
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